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ENGINEERING & SERVICES

Active
Private limited companyfounded 200323 yrs activeRoute de Wallonie (G.) 4, 7011 Mons, BelgiumKBO/BCE: BE 0479.736.660

ENGINEERING & SERVICES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €7k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 23% of 31292 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
44 / 100
Weak▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41=
Solvency13▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.29 against 0.32 in 2024), and 81.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
18.8%
Return on assets
1.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31292 sector peers (2025).
NBB · sector comparison
Position among 31292 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
29 d late
2023
61 d late
2022
30 d late
2021
30 d late
2020
28 d late
2019
91 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€84k▲ 9.0%
2024 · €77k
2018: €12k 2019: €14k 2020: €33k 2021: €34k 2022: €49k 2023: €71k 2024: €77k
2018 → 2025
Total assets
€448k▼ 8.7%
2024 · €491k
2018: €631k 2019: €607k 2020: €578k 2021: €534k 2022: €519k 2023: €538k 2024: €491k
2018 → 2025
Net result
€7k▲ 11.2%
2024 · €6k
2018: €5k 2019: €2k 2020: €19k 2021: €2k 2022: €15k 2023: €22k 2024: €6k
2018 → 2025
Working capital
€-88k▲ 2.0%
2024 · €-90k
2018: €-48k 2019: €-46k 2020: €-44k 2021: €-57k 2022: €-67k 2023: €-83k 2024: €-90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€34k-€49k▲ 43.1%€71k▲ 44.7%€77k▲ 8.8%€84k▲ 9.0%
Operating result€19k-€35k▲ 80.8%€44k▲ 27.2%€26k▼ 41.8%€24k▼ 9.0%
Net result€2k-€15k▲ 838%€22k▲ 48.5%€6k▼ 71.4%€7k▲ 11.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €19k€19kNet result 2021: €2k€2kOperating result 2022: €35k€35kNet result 2022: €15k€15kOperating result 2023: €44k€44kNet result 2023: €22k€22kOperating result 2024: €26k€26kNet result 2024: €6k€6kOperating result 2025: €24k€24kNet result 2025: €7k€7k20212022202320242025
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €448k
Fixed assets €412k▼ 8.2%
Current assets €37k▼ 13.8%
Equity and liabilities €448k
Equity €84k▲ 9.0%
Debt €364k▼ 12.0%
The debt ratio falls from 84.2% to 81.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€74k
2024 · €77k
Cash flow
€57k
2024 · €57k
Solvency
18.8%
2024 · 15.8%
Current ratio
0.29
2024 · 0.32
Quick ratio
0.29
2024 · 0.32
Debt / equity
4.31
2024 · 5.34
ROE
8.3%
2024 · 8.1%
ROA
1.6%
2024 · 1.3%
Interest coverage
6.38
2024 · 5.71
Debt
€364k
2024 · €414k
Debt ≤ 1 year
€124k
2024 · €132k
Debt > 1 year
€216k
2024 · €282k
Income taxes
€6k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€491k€448k
Fixed assets21/28€449k€412k
Tangible fixed assets22/27€449k€412k
Land and buildings22€393k€362k
Plant, machinery and equipment23€933€379
Furniture and vehicles24€53k€48k
Other tangible fixed assets26€2k€2k
Current assets29/58€42k€37k
Amounts receivable within one year40/41€23k€20k
Trade receivables40€21k€15k
Other amounts receivable41€2k€5k
Cash at bank and in hand54/58€17k€15k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€491k€448k
Equity10/15€77k€84k
Contributions10/11€19k€19k=
Reserves13€52k€59k
Distributable reserves133€52k€59k
Profit (loss) carried forward14€7k€7k=
Amounts payable17/49€414k€364k
Amounts payable after more than one year17€282k€216k
Financial debts170/4€282k€216k
Amounts payable within one year42/48€132k€124k
Current portion of amounts payable after more than one year42€64k€75k
Trade debts44€29k€14k
Suppliers440/4€29k€14k
Taxes, remuneration and social security45€19k€11k
Taxes450/3€19k€11k
Other amounts payable47/48€20k€24k
Accrued charges and deferred income492/3-€24k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€50k
Other operating charges640/8€10k€11k
Gross operating margin9900€87k€85k
Operating profit (loss)9901€26k€24k
Financial income75/76B€15€526
Recurring financial income75€15€526
Financial charges65/66B€14k€12k
Recurring financial charges65€14k€12k
Profit (loss) for the period before taxes9903€12k€13k
Income taxes67/77€6k€6k
Profit (loss) for the period9904€6k€7k
Profit (loss) for the period to be appropriated9905€6k€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k€14k
Profit (loss) brought forward from the previous period14P€580€7k
Transfer to equity691/2-€7k
To other reserves6921-€7k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial Highest result since 2018net €22k ▲48.5%
Operating result €44k, net result €22k, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial Weakest financial yearnet €2k ▼91.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
exact location from the address register On OpenStreetMap
Ground area
4.0 ha
Building footprint
4.5 ha
Volume, LiDAR
489,968 m³
Parcel 53030D0160/00N000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ENGISERV
Route de Wallonie (G.) 4, 7011 MonsNACE 7414101
since 20032.132.350.802
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53030D0160/00N000 Wallonia 4.0 ha 1 · 4.5 ha 15.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,142 companies in sector 70200 we hold annual accounts for 52,371. 40,125 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-03-2003
Fiscal year end31-12
Abbreviation NL ENGISERV
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.