ENCOM
ActiveENCOM has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €86k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 2152 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+61
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 9.14 against 43.27 in 2024; short-term debt: 10.9% and cash: 1.5% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
26.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
32 d early
2023
33 d early
2022
27 d early
2021
35 d early
2020
39 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€180k
EBIT margin
32.4%
Net result
€86k▲ 5,563%
2024 · €2k
2019: €473
2020: €4k
2021: €16k
2022: €14k
2023: €61k
2024: €2k
2019 → 2025
Working capital
€285k▲ 43.0%
2024 · €200k
2019: €104k
2020: €107k
2021: €123k
2022: €137k
2023: €198k
2024: €200k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€180k-
Equity€123k-€137k▲ 11.6%€198k▲ 44.4%€200k▲ 0.8%€285k▲ 43.0%
Operating result€58k-€58k▼ 0.8%€65k▲ 13.2%€-4k€111k
Net result€16k-€14k▼ 8.5%€61k▲ 326%€2k▼ 97.5%€86k▲ 5,563%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €111k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €320k
Equity
€285k▲ 43.0%
Debt
€35k▲ 642%
The debt ratio rises from 2.3% to 10.9%. Equity and debt are higher.
Key figures and ratios
Solvency
89.1%▼
2024 · 97.7%
Current ratio
9.14▼
2024 · 43.27
Quick ratio
9.14▼
2024 · 43.27
Debt / equity
0.12▲
2024 · 0.02
ROE
30.1%▲
2024 · 0.8%
ROA
26.8%▲
2024 · 0.7%
Debt
€35k▲
2024 · €5k
Debt ≤ 1 year
€35k▲
2024 · €5k
Income taxes
€25k▲
2024 · €-6k
Staff costs
€72k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€320k▲
Current assets29/58€204k€320k▲
Amounts receivable within one year40/41€190k€316k▲
Other amounts receivable41€190k€316k▲
Cash at bank and in hand54/58€14k€5k▼
Equity and liabilities
Total equity and liabilities10/49€204k€320k▲
Equity10/15€200k€285k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€131k€217k▲
Amounts payable17/49€5k€35k▲
Amounts payable within one year42/48€5k€35k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€3k€27k▲
Taxes450/3€435€25k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48-€6k
Income statement
Code20242025
Remuneration, social security and pensions62€64k€72k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€61k€184k▲
Operating profit (loss)9901€-4k€111k▲
Financial charges65/66B€54€58▲
Recurring financial charges65€54€58▲
Profit (loss) for the period before taxes9903€-4k€111k▲
Income taxes67/77€-6k€25k▲
Profit (loss) for the period9904€2k€86k▲
Profit (loss) for the period to be appropriated9905€2k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€217k▲
Profit (loss) brought forward from the previous period14P€130k€131k▲
Social balance
Average headcount (FTE)90871.01.0=
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €86k ▲5563%
Operating result €111k, net result €86k, both a record.
30-06
Financial
Equity above €200kEq €285k ▲43%
7 profitable years in a row build equity to €285k.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity times 34current ratio 43.27
Current ratio from 1.26 to 43.27; short-term debt falls from €756k to €5k.
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Equity above €150kEq €198k ▲44.4%
5 profitable years in a row build equity to €198k.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
28-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
D'Helst 139280 LebbekeGround area
2,051 m²
Building footprint
569 m²
Volume, LiDAR
7,597 m³
Parcel 42322D0285/00R002, Flanders · tallest building 14.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ENCOM NV
since 19922.058.482.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42322D0285/00R002 | Flanders | 2,051 m² | 1 · 569 m² | 13.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 90 EUR awarded · 90 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 90 EUR | 90 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,117 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-06-1992
Fiscal year end30-06
Activities, NACEBEL
24100Manufacture of basic metals
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.