ENBECON
ActiveSummary
ENBECON has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €32k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 50% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+4
Solvency54▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.55 in 2024; short-term debt: 29.6% and cash: 10.9% of total assets), and 70.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.3%
Return on assets
10.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
16 d early
2023
29 d late
2022
25 d early
2021
26 d early
2020
22 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 14.4%
2024 · €79k
2018: €49k
2019: €77k
2020: €98k
2021: €105k
2022: €96k
2023: €84k
2024: €79k
2018 → 2025
Total assets
€310k▼ 4.1%
2024 · €323k
2018: €59k
2019: €82k
2020: €354k
2021: €368k
2022: €368k
2023: €329k
2024: €323k
2018 → 2025
Net result
€32k▲ 37.8%
2024 · €23k
2018: €21k
2019: €28k
2020: €21k
2021: €7k
2022: €10k
2023: €9k
2024: €23k
2018 → 2025
Working capital
€-39k▲ 3.8%
2024 · €-41k
2018: €40k
2019: €69k
2020: €39k
2021: €12k
2022: €-5k
2023: €-16k
2024: €-41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€96k▼ 8.8%€84k▼ 12.3%€79k▼ 5.5%€91k▲ 14.4%
Operating result€22k-€26k▲ 16.2%€27k▲ 5.2%€45k▲ 64.8%€56k▲ 23.9%
Net result€7k-€10k▲ 45.5%€9k▼ 5.4%€23k▲ 152%€32k▲ 37.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €310k
Fixed assets
€257k ▼ 5.7%
Current assets
€52k ▲ 4.2%
Equity and liabilities €310k
Equity
€91k ▲ 14.4%
Debt
€219k ▼ 10.1%
Debt's share of the balance-sheet total falls from 75.5% to 70.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▲
2024 · €68k
Cash flow
€50k▲
2024 · €46k
Current ratio
0.57▲
2024 · 0.55
Debt to equity
2.42▼
2024 · 3.08
ROE
35.5%▲
2024 · 29.5%
ROA
10.4%▲
2024 · 7.2%
Interest coverage
15.03▲
2024 · 11.76
Debt ≤ 1 year
€92k▲
2024 · €91k
Debt > 1 year
€128k▼
2024 · €153k
Income taxes
€19k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€323k€310k▼
Fixed assets21/28€273k€257k▼
Tangible fixed assets22/27€273k€257k▼
Land and buildings22€229k€218k▼
Plant, machinery and equipment23€44k€39k▼
Financial fixed assets28€25€25=
Current assets29/58€50k€52k▲
Amounts receivable within one year40/41€32k€18k▼
Trade receivables40€17k€17k▲
Other amounts receivable41€15k€210▼
Cash at bank and in hand54/58€18k€34k▲
Deferred charges and accrued income490/1€963€963=
Equity and liabilities
Total equity and liabilities10/49€323k€310k▼
Equity10/15€79k€91k▲
Contributions10/11€6k€6k=
Reserves13€72k€83k▲
Distributable reserves133€72k€83k▲
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€244k€219k▼
Amounts payable after more than one year17€153k€128k▼
Financial debts170/4€153k€128k▼
Amounts payable within one year42/48€91k€92k▲
Current portion of amounts payable after more than one year42€25k€25k▲
Financial debts43€572-
Credit institutions430/8€572-
Trade debts44€16k€3k▼
Suppliers440/4€16k€3k▼
Advances received on contracts in progress46€964-
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€17k€14k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€28k€47k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€18k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€69k€75k▲
Operating profit (loss)9901€45k€56k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€39k€51k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€23k€32k▲
Profit (loss) for the period to be appropriated9905€23k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€34k▲
Profit (loss) brought forward from the previous period14P€1k€1k▲
Transfer from equity791/2€28k€21k▼
Transfer to equity691/2€23k€32k▲
To other reserves6921€23k€32k▲
Profit to be distributed694/7€28k€21k▼
Return on contributions (dividend)694€28k€21k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €32k ▲37.8%
Operating result €56k, net result €32k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €7k ▼67.6%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €105k ▲6.9%
4 profitable years in a row build equity to €105k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 14.99
Current ratio from 5.02 to 14.99; short-term debt falls from €10k to €5k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putstraat 319310 AalstGround area
1,040 m²
Building footprint
94 m²
Volume, LiDAR
708 m³
Parcel 41039C0342/00E000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fashion & People
since 20072.166.022.668
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41039C0342/00E000 | Flanders | 1,040 m² | 1 · 94 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEPOO
BE 0793.827.808
Staden · Eq €89,845
DESIGN BUILDING SERVICE & CONSULT
BE 0777.283.962
Malle · Eq €91,655
VU PROJECTS
BE 0681.888.323
Dilsen-Stokkem · Eq €89,039
AUREA PROJECTS
BE 0799.398.180
Heusden-Zolder · Eq €92,343
KREAPLAST
BE 0432.200.425
Waregem · Eq €88,545
Of 1,292 companies in sector 68122 we hold annual accounts for 901. 524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2007
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
14240Manufacture of wearing apparel
14299Manufacture of wearing apparel
46423Wholesale of clothing, excluding workwear and underwear
47512Retail sale of household textiles and bedding
47712Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.