EMTÉCÉ.
ActiveThe computed 12-month bankruptcy probability of EMTÉCÉ. is 1.9% (moderate). The 2024 annual accounts show equity of €33k and a net result of €-1k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 15868 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability17▲+17
Solvency71▼-2
Growth35=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.86 against 1.91 in 2023; short-term debt: 53.7% and cash: 0% of total assets), but 53.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.3%
Return on assets
-1.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year €-1k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
62 d late
2023
31 d late
2022
31 d early
2021
60 d late
2020
2 d early
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€22k▼ 55.8%
2019 · €51k
2019: €51k
2019 → 2020
EBIT margin
-45.3%▼ 74.0pp
2019 · 28.7%
2019: 28.7%
2019 → 2020
Net result
€-1k▲ 91.5%
2023 · €-15k
2019: €10k
2020: €-10k
2021: €48k
2022: €826
2023: €-15k
2019 → 2024
Working capital
€33k▼ 2.8%
2023 · €34k
2019: €16k
2020: €6k
2021: €54k
2022: €48k
2023: €34k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€22k-
Equity€172-€48k▲ 27,644%€49k▲ 1.7%€34k▼ 30.3%€33k▼ 3.7%
Operating result€-10k-€65k€2k▼ 97.6%€-15k€-1k▲ 91.7%
Net result€-10k-€48k€826▼ 98.3%€-15k€-1k▲ 91.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2024 against €15k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€60▼ 84.5%
Current assets
€70k▲ 0.3%
Equity and liabilities €71k
Equity
€33k▼ 3.7%
Debt
€38k▲ 3.0%
The debt ratio rises from 52.0% to 53.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-889▲
2023 · €-14k
Cash flow
€-925▲
2023 · €-14k
Solvency
46.3%▼
2023 · 48.0%
Current ratio
1.86▼
2023 · 1.91
Quick ratio
1.86▼
2023 · 1.91
Debt / equity
1.16▲
2023 · 1.08
ROE
-3.8%▲
2023 · -43.5%
ROA
-1.8%▲
2023 · -20.9%
Interest coverage
-24.90▲
2023 · -238.40
Debt
€38k▲
2023 · €37k
Debt ≤ 1 year
€38k▲
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€71k€71k▼
Fixed assets21/28€384€60▼
Tangible fixed assets22/27€384€60▼
Furniture and vehicles24€384€60▼
Current assets29/58€70k€70k▲
Amounts receivable within one year40/41€70k€70k▲
Trade receivables40€70k€70k=
Other amounts receivable41€108€258▲
Cash at bank and in hand54/58€6€32▲
Equity and liabilities
Total equity and liabilities10/49€71k€71k▼
Equity10/15€34k€33k▼
Contributions10/11€1€1=
Reserves13€49k€49k=
Distributable reserves133€49k€49k=
Profit (loss) carried forward14€-15k€-16k▼
Amounts payable17/49€37k€38k▲
Amounts payable within one year42/48€37k€38k▲
Current portion of amounts payable after more than one year42€35k€35k=
Trade debts44€732€1k▲
Suppliers440/4€732€1k▲
Taxes, remuneration and social security45€436€436=
Taxes450/3€436€436=
Other amounts payable47/48€585€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€325€325=
Other operating charges640/8€62€62=
Gross operating margin9900€-14k€-827▲
Operating profit (loss)9901€-15k€-1k▲
Financial charges65/66B€60€36▼
Recurring financial charges65€60€36▼
Profit (loss) for the period before taxes9903€-15k€-1k▲
Income taxes67/77€-18-
Profit (loss) for the period9904€-15k€-1k▲
Profit (loss) for the period to be appropriated9905€-15k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-16k▼
Profit (loss) brought forward from the previous period14P-€-15k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-15k ▼1884%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halstraat 413550 Heusden-ZolderGround area
928 m²
Building footprint
469 m²
Volume, LiDAR
2,584 m³
Parcel 71025A0214/00N000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EMTÉCÉ.
since 20182.284.737.208
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A0214/00N000 | Flanders | 928 m² | 1 · 469 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GOODLANDS
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KS Surveys
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OASIS FRUIT
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Of 1,641 companies in sector 46170 we hold annual accounts for 671. 449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2018
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.