EMPRENDO
ActiveEMPRENDO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-54k) and a net result of €-75k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7980 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
3 d early
2021
10 d early
2020
30 d late
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-54k
2024 · €21k
2019: €-19k
2020: €9k
2021: €42k
2022: €61k
2023: €35k
2024: €21k
2019 → 2025
Net result
€-75k▼ 414%
2024 · €-15k
2019: €7k
2020: €28k
2021: €33k
2022: €19k
2023: €-25k
2024: €-15k
2019 → 2025
Total assets
€56k▼ 58.1%
2024 · €135k
2019: €130k
2020: €146k
2021: €101k
2022: €143k
2023: €134k
2024: €135k
2019 → 2025
Solvency
-96.1%▼ 111.5pp
2024 · 15.4%
2019: -14.5%
2020: 6.1%
2021: 41.3%
2022: 42.5%
2023: 26.4%
2024: 15.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€61k▲ 45.4%€35k▼ 41.7%€21k▼ 41.2%€-54k
Operating result€35k-€30k▼ 14.8%€-24k€-7k▲ 72.1%€-14k▼ 116%
Net result€33k-€19k▼ 42.2%€-25k€-15k▲ 42.3%€-75k▼ 414%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€340▼ 98.3%
Current assets
€56k▼ 51.0%
Key figures and ratios
Solvency
-96.1%▼
2024 · 15.4%
ROA
-133.0%▼
2024 · -10.8%
Debt
€111k▼
2024 · €114k
Debt ≤ 1 year
€109k▼
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€56k▼
Fixed assets21/28€20k€340▼
Tangible fixed assets22/27€8k€340▼
Furniture and vehicles24€8k€340▼
Financial fixed assets28€12k€0▼
Current assets29/58€114k€56k▼
Amounts receivable within one year40/41€110k€53k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€105k€49k▼
Cash at bank and in hand54/58€2k€578▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€135k€56k▼
Equity10/15€21k€-54k▼
Contributions10/11€150k€150k=
Profit (loss) carried forward14€-129k€-204k▼
Amounts payable17/49€114k€111k▼
Amounts payable within one year42/48€112k€109k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€108k€108k▼
Other loans439€108k€108k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€100€44▼
Taxes450/3€100€44▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€152▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€1k€710▼
Non-recurring operating charges66A-€12k
Gross operating margin9900€-4k€-115▲
Operating profit (loss)9901€-7k€-14k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€11k€63k▲
Recurring financial charges65€11k€63k▲
Profit (loss) for the period before taxes9903€-15k€-75k▼
Profit (loss) for the period9904€-15k€-75k▼
Profit (loss) for the period to be appropriated9905€-15k€-75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-129k€-204k▼
Profit (loss) brought forward from the previous period14P€-115k€-129k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-75k
Net result drops to €-75k, the lowest in the series.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €33k ▲18.7%
Operating result €35k, net result €33k, both a record.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
15-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 135 days late
2016
23-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat(Z) 688550 ZwevegemGround area
3,074 m²
Building footprint
258 m²
Volume, LiDAR
1,221 m³
Parcel 34042D0459/00B000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EMPRENDO
since 20072.166.056.817
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042D0459/00B000 | Flanders | 3,074 m² | 1 · 258 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 7,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-10-2007
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
74131
74142
74872
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:hans@emprendo.be