EMMANUELLE QUERTAIN SNC
ActiveSummary
EMMANUELLE QUERTAIN SNC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €2k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-24
Solvency60▲+1
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.3 in 2024; short-term debt: 65.2% of total assets), and 65.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
51 d early
2023
8 d early
2022
17 d early
2021
14 d early
2020
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€18k▼ 12.3%
2021 · €21k
2020: €25k
2021: €21k
2020 → 2022
EBIT margin
26.1%▲ 0.3pp
2021 · 25.8%
2020: 28.3%
2021: 25.8%
2020 → 2022
Net result
€2k▼ 75.9%
2024 · €9k
2020: €5k
2021: €6k
2022: €5k
2023: €-13k
2024: €9k
2020 → 2025
Working capital
€10k▲ 35.2%
2024 · €7k
2020: €6k
2021: €12k
2022: €17k
2023: €4k
2024: €7k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€21k-€18k▼ 12.3%
Equity€12k-€17k▲ 37.9%€4k▼ 78.0%€12k▲ 233%€14k▲ 16.8%
Operating result€5k-€5k▼ 11.4%€-14k€10k€2k▼ 76.9%
Net result€6k-€5k▼ 22.8%€-13k€9k€2k▼ 75.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€5k ▼ 7.6%
Current assets
€37k ▲ 19.3%
Equity and liabilities €42k
Equity
€14k ▲ 16.8%
Debt
€27k ▲ 14.5%
Debt's share of the balance-sheet total falls from 65.7% to 65.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €11k
Cash flow
€3k▼
2024 · €9k
Current ratio
1.35▲
2024 · 1.30
Debt to equity
1.87▼
2024 · 1.91
ROE
14.4%▼
2024 · 70.0%
ROA
5.0%▼
2024 · 24.0%
Interest coverage
12.85▼
2024 · 250.02
Debt ≤ 1 year
€27k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€36k€42k▲
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€5k€5k▼
Furniture and vehicles24€5k€5k▼
Financial fixed assets28€20€20=
Current assets29/58€31k€37k▲
Amounts receivable within one year40/41€198€245▲
Trade receivables40-€150
Other amounts receivable41€198€95▼
Current investments50/53-€36k
Cash at bank and in hand54/58€28k-
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€36k€42k▲
Equity10/15€12k€14k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€11k€13k▲
Amounts payable17/49€24k€27k▲
Amounts payable within one year42/48€24k€27k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45-€400
Remuneration and social security454/9-€400
Other amounts payable47/48€24k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€477€1k▲
Other operating charges640/8€388€400▲
Gross operating margin9900€11k€4k▼
Operating profit (loss)9901€10k€2k▼
Financial charges65/66B€43€292▲
Recurring financial charges65€43€292▲
Profit (loss) for the period before taxes9903€10k€2k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€9k€2k▼
Profit (loss) for the period to be appropriated9905€9k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€13k▲
Profit (loss) brought forward from the previous period14P€3k€11k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼384%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugène Demolderlaan 11030 SchaarbeekGround area
239 m²
Building footprint
178 m²
Volume, LiDAR
4,121 m³
Parcel 21902E0125/00N003, Brussels · tallest building 29.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
EMMANUELLE QUERTAIN SNC
since 20202.311.003.224
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902E0125/00N003 | Brussels | 239 m² | 1 · 178 m² | 29.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JASPER CROONEN
BE 0798.252.986
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ATELIER DE GRAVURE
BE 0846.280.359
Walcourt · Eq €14,245
La Fabrique des Regards SComm
BE 0757.957.802
Sint-Gillis (bij-Brussel) · Eq €14,670
Pigmento
BE 0788.693.538
Antwerpen · Eq €13,993
DJE-DJE
BE 0537.210.942
Lasne · Eq €14,966
Of 6,653 companies in sector 90111 we hold annual accounts for 384. 277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded18-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
90111Literary creation
85599Other education
90120Visual arts creation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:smfra@hotmail.fr