EMANUELA
ActiveEMANUELA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.91M and a net result of €-5k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 92% of 456 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-21
Solvency100=
Growth59▼-7
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 2.44 in 2024), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
-0.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
21 d early
2023
20 d early
2022
14 d early
2021
18 d early
2020
16 d early
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€718k▲ 1.7%
2024 · €706k
2018: €511k
2023: €662k
2024: €706k
2018 → 2025
EBIT margin
-1.7%▼ 3.6pp
2024 · 1.9%
2018: 24.6%
2023: 4.5%
2024: 1.9%
2018 → 2025
Net result
€-5k
2024 · €69k
2018: €126k
2019: €116k
2020: €81k
2021: €97k
2022: €74k
2023: €35k
2024: €69k
2018 → 2025
Working capital
€895k▼ 8.5%
2024 · €979k
2018: €456k
2019: €628k
2020: €752k
2021: €913k
2022: €1.07M
2023: €786k
2024: €979k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€662k€706k▲ 6.7%€718k▲ 1.7%
Equity€3.99M-€3.99M▼ 0.1%€3.95M▼ 1.1%€4.05M▲ 2.6%€3.91M▼ 3.4%
Operating result€98k-€74k▼ 24.0%€30k▼ 59.8%€13k▼ 55.1%€-12k
Net result€97k-€74k▼ 23.2%€35k▼ 53.4%€69k▲ 100.0%€-5k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €13k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.56M
Fixed assets
€3.02M▼ 1.7%
Current assets
€1.54M▼ 7.2%
Equity and liabilities €4.56M
Equity
€3.91M▼ 3.4%
Debt
€644k▼ 5.2%
The debt ratio falls from 14.4% to 14.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€198k▼
2024 · €211k
Cash flow
€205k▼
2024 · €267k
Solvency
85.9%▲
2024 · 85.6%
Current ratio
2.39▼
2024 · 2.44
Quick ratio
2.39▼
2024 · 2.44
Debt / equity
0.16▼
2024 · 0.17
ROE
-0.1%▼
2024 · 1.7%
ROA
-0.1%▼
2024 · 1.5%
Interest coverage
467.88▼
2024 · 504.66
Debt
€644k▼
2024 · €679k
Debt ≤ 1 year
€644k▼
2024 · €679k
Staff costs
€2.59M▲
2024 · €2.51M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.73M€4.56M▼
Formation expenses20€0-
Fixed assets21/28€3.07M€3.02M▼
Tangible fixed assets22/27€3.07M€3.02M▼
Land and buildings22€2.58M€2.61M▲
Plant, machinery and equipment23€415k€372k▼
Furniture and vehicles24€2k€41k▲
Assets under construction and advance payments27€71k-
Current assets29/58€1.66M€1.54M▼
Amounts receivable after more than one year29€750€649▼
Other amounts receivable291€750€649▼
Amounts receivable within one year40/41€287k€397k▲
Trade receivables40€63k€77k▲
Other amounts receivable41€224k€320k▲
Current investments50/53€802k€705k▼
Cash at bank and in hand54/58€271k€93k▼
Deferred charges and accrued income490/1€297k€344k▲
Equity and liabilities
Total equity and liabilities10/49€4.73M€4.56M▼
Equity10/15€4.05M€3.91M▼
Contributions10/11€218k€218k=
Capital10€218k€218k=
Profit (loss) carried forward14€2.44M€2.38M▼
Investment grants15€1.39M€1.31M▼
Amounts payable17/49€679k€644k▼
Amounts payable within one year42/48€679k€644k▼
Trade debts44€123k€72k▼
Suppliers440/4€123k€72k▼
Taxes, remuneration and social security45€242k€280k▲
Remuneration and social security454/9€242k€280k▲
Income statement
Code20242025
Turnover70€706k€718k▲
Goods, raw materials, services and sundry goods60/61€431k€449k▲
Remuneration, social security and pensions62€2.51M€2.59M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€197k€210k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€2.72M€2.79M▲
Operating profit (loss)9901€13k€-12k▼
Financial income75/76B€56k€7k▼
Recurring financial income75€56k€7k▼
Financial charges65/66B€418€423▲
Recurring financial charges65€418€423▲
Profit (loss) for the period before taxes9903€69k€-5k▼
Profit (loss) for the period9904€69k€-5k▼
Profit (loss) for the period to be appropriated9905€69k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.44M€2.38M▼
Profit (loss) brought forward from the previous period14P€2.37M€2.39M▲
Social balance
Average headcount (FTE)908750.950.4▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-5k ▼108%
Net result drops to €-5k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 63 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Harmoniestraat 802018 AntwerpenGround area
1,611 m²
Building footprint
367 m²
Volume, LiDAR
4,075 m³
3 parcels, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
't Ezeltje
since 20042.186.513.919
't Egeltje
since 20042.186.513.523
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1293/00Y010 | Flanders | 815 m² | 1 · 125 m² | 14.0 m · 4 fl. |
| 11804D2122/00M000 | Flanders | 701 m² | 1 · 164 m² | 14.4 m · 3 fl. |
| 11810K1592/00L005 | Flanders | 96 m² | 1 · 78 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 14 entries · 7,742,602 EUR awarded · 7,742,602 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 2,137,450 EUR | 2,137,450 EUR |
| 2024 | 4 | 2,014,966 EUR | 2,013,047 EUR |
| 2023 | 5 | 1,834,216 EUR | 1,836,135 EUR |
| 2022 | 2 | 1,755,970 EUR | 1,755,970 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Vlaams opleidingsverlof (VOV)
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.186.513.523
Antwerpen2.186.513.919
Care and welfare
4 services · 2 live't Egeltje
't Ezeltje
't Egeltje
't Ezeltje
Legal Entity Identifier
894500OBXVZUWQ8BCI27
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Of 1,582 companies in sector 88911 we hold annual accounts for 701. 210 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-06-2001
Fiscal year end31-12
Activities, NACEBEL
85321
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.