ELVOTRAV
ActiveELVOTRAV has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €6k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 18% of 454 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability30▼-30
Solvency21▼-19
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.28 in 2024), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
0.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 454 sector peers (2025).
NBB · sector comparisonPosition among 454 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
1 d early
2023
63 d early
2022
47 d early
2021
24 d late
2020
12 d late
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 46.9%
2024 · €11k
2019: €3k
2020: €3k
2021: €2k
2022: €9k
2023: €5k
2024: €11k
2019 → 2025
Working capital
€3k▼ 96.6%
2024 · €78k
2019: €38k
2020: €55k
2021: €63k
2022: €74k
2023: €82k
2024: €78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€79k▲ 13.4%€85k▲ 6.9%€96k▲ 13.6%€103k▲ 7.6%
Operating result€8k-€40k▲ 407%€11k▼ 71.7%€19k▲ 72.6%€9k▼ 55.2%
Net result€2k-€9k▲ 464%€5k▼ 41.0%€11k▲ 109%€6k▼ 46.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €738k
Fixed assets
€125k▲ 147%
Current assets
€613k▲ 71.3%
Equity and liabilities €738k
Equity
€103k▲ 7.6%
Debt
€635k▲ 103%
The debt ratio rises from 76.5% to 86.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€31k▲
2024 · €24k
Cash flow
€28k▲
2024 · €16k
Solvency
14.0%▼
2024 · 23.5%
Current ratio
1.00▼
2024 · 1.28
Quick ratio
0.57▼
2024 · 1.26
Debt / equity
6.15▲
2024 · 3.25
ROE
5.9%▼
2024 · 12.0%
ROA
0.8%▼
2024 · 2.8%
Interest coverage
10.64▲
2024 · 6.35
Debt
€635k▲
2024 · €312k
Debt ≤ 1 year
€610k▲
2024 · €280k
Debt > 1 year
€25k▼
2024 · €32k
Income taxes
€61▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€408k€738k▲
Fixed assets21/28€51k€125k▲
Tangible fixed assets22/27€51k€125k▲
Plant, machinery and equipment23€76€738▲
Furniture and vehicles24€51k€125k▲
Current assets29/58€358k€613k▲
Stocks and contracts in progress3€5k€265k▲
Stocks30/36€5k€5k=
Contracts in progress37-€260k
Amounts receivable within one year40/41€322k€335k▲
Trade receivables40€269k€267k▼
Other amounts receivable41€53k€69k▲
Cash at bank and in hand54/58€30k€12k▼
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€408k€738k▲
Equity10/15€96k€103k▲
Contributions10/11€27k€27k=
Profit (loss) carried forward14€69k€76k▲
Amounts payable17/49€312k€635k▲
Amounts payable after more than one year17€32k€25k▼
Financial debts170/4€32k€25k▼
Amounts payable within one year42/48€280k€610k▲
Current portion of amounts payable after more than one year42€8k€8k=
Trade debts44€159k€144k▼
Suppliers440/4€159k€144k▼
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€107k€456k▲
Income statement
Code20242025
Non-recurring operating income76A-€56k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€22k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€28k€32k▲
Operating profit (loss)9901€19k€9k▼
Financial income75/76B€60€351▲
Recurring financial income75€60€351▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€16k€6k▼
Income taxes67/77€4k€61▼
Profit (loss) for the period9904€11k€6k▼
Profit (loss) for the period to be appropriated9905€11k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€76k▲
Profit (loss) brought forward from the previous period14P€58k€70k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Equity above €100kEq €103k ▲7.6%
7 profitable years in a row build equity to €103k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Highest result since 2019net €11k ▲109%
Net result €11k, the highest in the series.
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-06
Financial
Weakest financial yearnet €2k ▼42.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Renbaanlaan 661050 ElseneGround area
1,362 m²
Building footprint
288 m²
Volume, LiDAR
2,299 m³
2 parcels, Brussels, Wallonia · tallest building 18.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de la Vallée 10, 1380 Lasne
since 19992.091.634.952
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051F0277/00R000 | Wallonia | 994 m² | 1 · 177 m² | 7.6 m · 2 fl. |
| 21443C0190/00Y012 | Brussels | 368 m² | 1 · 111 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Similar companies · same sector, comparable size
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EUROMATE
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HYDIS
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GMFC
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Of 6,946 companies in sector 81220 we hold annual accounts for 2,383. 1,984 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-1999
Fiscal year end30-06
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.