eLVeCon
ActiveSummary
eLVeCon has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €134k and a net result of €-6k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 2280 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability13▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 36.81 against 16.71 in 2023; short-term debt: 2.7% and cash: 75.2% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.3%
Return on assets
-4.3%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
28 d early
2022
25 d early
2021
34 d early
2020
32 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€134k▼ 4.2%
2023 · €140k
2019: €44k
2020: €90k
2021: €119k
2022: €142k
2023: €140k
2019 → 2024
Total assets
€137k▼ 7.3%
2023 · €148k
2019: €49k
2020: €104k
2021: €124k
2022: €149k
2023: €148k
2019 → 2024
Net result
€-6k▼ 150%
2023 · €-2k
2019: €26k
2020: €46k
2021: €29k
2022: €23k
2023: €-2k
2019 → 2024
Working capital
€131k▼ 4.0%
2023 · €137k
2019: €43k
2020: €88k
2021: €118k
2022: €139k
2023: €137k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€90k-€119k▲ 31.8%€142k▲ 19.6%€140k▼ 1.6%€134k▼ 4.2%
Operating result€67k-€44k▼ 35.1%€35k▼ 18.8%€-2k€-6k▼ 168%
Net result€46k-€29k▼ 37.4%€23k▼ 19.1%€-2k€-6k▼ 150%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €2k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €137k
Fixed assets
€3k ▼ 10.9%
Current assets
€135k ▼ 7.3%
Equity and liabilities €137k
Equity
€134k ▼ 4.2%
Debt
€4k ▼ 57.9%
Debt's share of the balance-sheet total falls from 5.9% to 2.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2023 · €-2k
Cash flow
€-6k▼
2023 · €-2k
Current ratio
36.81▲
2023 · 16.71
Debt to equity
0.03▼
2023 · 0.06
ROE
-4.4%▼
2023 · -1.7%
ROA
-4.3%▼
2023 · -1.6%
Interest coverage
-21.29▼
2023 · -10.40
Debt ≤ 1 year
€4k▼
2023 · €9k
Income taxes
€326▲
2023 · €132
Staff costs
€260▲
2023 · €20
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€148k€137k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€145k€135k▼
Amounts receivable within one year40/41€16k€29k▲
Trade receivables40€12k€11k▼
Other amounts receivable41€4k€18k▲
Cash at bank and in hand54/58€128k€103k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€148k€137k▼
Equity10/15€140k€134k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€122k€122k=
Non-distributable reserves130/1€122k€122k=
Reserves not available under the articles1311€122k€122k=
Profit (loss) carried forward14€-863€-7k▼
Amounts payable17/49€9k€4k▼
Amounts payable within one year42/48€9k€4k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48€1k-
Income statement
Code20232024
Remuneration, social security and pensions62€20€260▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€338€338=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€433€-3k▼
Operating profit (loss)9901€-2k€-6k▼
Financial income75/76B€18€250▲
Recurring financial income75€18€250▲
Financial charges65/66B€166€244▲
Recurring financial charges65€166€244▲
Profit (loss) for the period before taxes9903€-2k€-6k▼
Income taxes67/77€132€326▲
Profit (loss) for the period9904€-2k€-6k▼
Profit (loss) for the period to be appropriated9905€-2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-7k▼
Profit (loss) brought forward from the previous period14P-€-863
Transfer from equity791/2€1k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 36.81
Current ratio from 16.71 to 36.81; short-term debt falls from €9k to €4k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 24.21
Current ratio from 7.43 to 24.21; short-term debt falls from €14k to €5k.
31-12
Financial
Equity above €100kEq €119k ▲31.8%
3 profitable years in a row build equity to €119k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €46k ▲78.6%
Operating result €67k, net result €46k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfons Jeurissenstraat 53590 DiepenbeekGround area
977 m²
Building footprint
89 m²
Volume, LiDAR
651 m³
Parcel 71011I1714/00A000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
eLVeCon
since 20182.281.927.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I1714/00A000 | Flanders | 977 m² | 1 · 89 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 75 EUR awarded · 75 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 75 EUR | 75 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:luc.verleysen@elvecon.net
Phone:0475351098