Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ELSIMA is 0.2% (very low). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
This company changed its financial year: its two most recent filings do not close on the same date. Each filed year keeps its own exact deadline, but we project no following year on 31-12, because adding twelve months right after a change is unreliable. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 09-07-2025 | 22 d early | 2025-00253682 |
| 30-04-2023 | 30-11-2023 | 21-11-2023 | 9 d early | 2023-00514356 |
| 30-04-2022 | 30-11-2022 | 30-11-2022 | on the day | 2022-20528130 |
| 30-04-2021 | 30-11-2021 | 29-11-2021 | 1 d early | 2021-78600594 |
| 30-04-2020 | 30-11-2020 | 18-11-2020 | 12 d early | 2020-70900466 |
| 30-04-2019 | 30-11-2019 | 28-11-2019 | 2 d early | 2019-74700040 |
| 30-04-2018 | 30-11-2018 | 27-11-2018 | 3 d early | 2018-72900230 |
| 30-04-2017 | 30-11-2017 | 30-11-2017 | on the day | 2017-70700140 |
| 30-04-2016 | 30-11-2016 | 30-11-2016 | on the day | 2016-69000046 |
| 30-04-2015 | 30-11-2015 | 04-11-2015 | 26 d early | 2015-66400443 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1988, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.2%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 09-07-2025 | 2025-00253682 |
| 30-04-2023 | micro | 21-11-2023 | 2023-00514356 |
| 30-04-2022 | micro | 30-11-2022 | 2022-20528130 |
| 30-04-2021 | micro | 29-11-2021 | 2021-78600594 |
| 30-04-2020 | micro | 18-11-2020 | 2020-70900466 |
| 30-04-2019 | micro | 28-11-2019 | 2019-74700040 |
| 30-04-2018 | micro | 27-11-2018 | 2018-72900230 |
| 30-04-2017 | micro | 30-11-2017 | 2017-70700140 |
| 30-04-2016 | verkort | 30-11-2016 | 2016-69000046 |
| 30-04-2015 | verkort | 04-11-2015 | 2015-66400443 |
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
ECTOR MagdaDirectorState Gazette act 24409441 (26-06-2024)Current26-06-2024 → present
-
MOYENS ElsDirectorState Gazette act 24409441 (26-06-2024)Current26-06-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201) |
| Legal form | Public limited company(014) |
| Incorporation | 09-05-1988 |
| Status | Active |
| Postal code | 3300 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvenselaan 453300 TienenEstablishment units
1 locationELSIMA
since 19882.038.433.719
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area214 m²
Buildings1
Building footprint102 m²
Volume (LiDAR)746 m³
Tallest building13.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24107A0091/00N007 | Flanders | 214 m² | 1 · 102 m² | 13.5 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Capital history · 1
26-06-2024
Capital change
All acts · 1
updated 2 years ago
2024
26-06-2024 Capital decrease of €900,000 to €1,239,467.62
Analysis
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Credit advice
verdict per customer and amountSimilar
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Company registry
Company registry (CBE)
Crossroads BankActivities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
| Legal nameNL | ELSIMA |
Registered office
Leuvenselaan 45
3300 Tienen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.