Elna
ActiveThe computed 12-month bankruptcy probability of Elna is 1.6% (moderate). The 2025 annual accounts show equity of €24k and a net result of €17k. Its solvency ranks better than 22% of 11210 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+12
Solvency29▲+2
Growth78
Track record82
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 3.69 in 2024; short-term debt: 27.7% and cash: 3.9% of total assets), but 95.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.3%
Return on assets
3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 11210 sector peers (2025).
NBB · sector comparisonPosition among 11210 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 233%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€552k▲ 25.1%
2024 · €441k
2024: €441k
2024 → 2025
Net result
€17k▲ 675%
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€145k▼ 47.4%
2024 · €276k
2024: €276k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7k-€24k▲ 233%
Operating result€10k-€39k▲ 270%
Net result€2k-€17k▲ 675%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 270% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€254k▲ 306%
Current assets
€298k▼ 21.3%
Equity and liabilities €552k
Equity
€24k▲ 233%
Debt
€528k▲ 21.7%
The debt ratio falls from 98.4% to 95.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €15k
Cash flow
€27k▲
2024 · €7k
Solvency
4.3%▲
2024 · 1.6%
Current ratio
1.95▼
2024 · 3.69
Quick ratio
1.36▼
2024 · 1.50
Debt / equity
22.17▼
2024 · 60.69
ROE
70.0%▲
2024 · 30.1%
ROA
3.0%▲
2024 · 0.5%
Interest coverage
3.12▲
2024 · 1.98
Debt
€528k▲
2024 · €434k
Debt ≤ 1 year
€153k▲
2024 · €103k
Debt > 1 year
€375k▲
2024 · €331k
Income taxes
€6k▲
2024 · €746
Staff costs
€26k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€441k€552k▲
Fixed assets21/28€63k€254k▲
Intangible fixed assets21€19k€17k▼
Tangible fixed assets22/27€43k€236k▲
Plant, machinery and equipment23€8k€206k▲
Furniture and vehicles24€35k€30k▼
Financial fixed assets28-€800
Current assets29/58€379k€298k▼
Stocks and contracts in progress3€225k€90k▼
Stocks30/36€225k€90k▼
Amounts receivable within one year40/41€95k€182k▲
Trade receivables40€95k€182k▲
Cash at bank and in hand54/58€58k€21k▼
Deferred charges and accrued income490/1€510€5k▲
Equity and liabilities
Total equity and liabilities10/49€441k€552k▲
Equity10/15€7k€24k▲
Contributions10/11€5k€5k=
Reserves13€2k€19k▲
Distributable reserves133€2k€19k▲
Amounts payable17/49€434k€528k▲
Amounts payable after more than one year17€331k€375k▲
Financial debts170/4€331k€375k▲
Amounts payable within one year42/48€103k€153k▲
Current portion of amounts payable after more than one year42€24k€35k▲
Trade debts44€16k€7k▼
Suppliers440/4€16k€7k▼
Advances received on contracts in progress46€12k-
Taxes, remuneration and social security45€5k€34k▲
Taxes450/3€5k€33k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€46k€77k▲
Income statement
Code20242025
Remuneration, social security and pensions62€32k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€10k▲
Other operating charges640/8€1k€8k▲
Gross operating margin9900€48k€84k▲
Operating profit (loss)9901€10k€39k▲
Financial income75/76B-€126
Recurring financial income75-€126
Financial charges65/66B€8k€16k▲
Recurring financial charges65€8k€16k▲
Profit (loss) for the period before taxes9903€3k€23k▲
Income taxes67/77€746€6k▲
Profit (loss) for the period9904€2k€17k▲
Profit (loss) for the period to be appropriated9905€2k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€17k▲
Transfer to equity691/2€2k€17k▲
To other reserves6921€2k€17k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alemstraat 241880 Kapelle-op-den-BosGround area
1,415 m²
Building footprint
167 m²
Volume, LiDAR
927 m³
Parcel 23039B0060/00K003, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elna
since 20242.361.101.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039B0060/00K003 | Flanders | 1,415 m² | 1 · 167 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0675.723.972
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THE FURNITURE COMPANY
BE 0756.765.690
Hasselt · Eq €23k
Intérieur Soie
BE 0749.582.742
Namur · Eq €25k
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BEE STRATEGY INTERIOR DESIGN
BE 0786.423.936
Schaarbeek · Eq €22k
Of 335 companies in sector 46471 we hold annual accounts for 189. 106 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2024
Fiscal year end31-12
Trade name NL
TOPCLASS en TOPCLASS CARE FURNITURE
Activities, NACEBEL
46471Wholesale trade
46150Agents in the wholesale of furniture, household goods and hardware
46472Wholesale trade
46650Wholesale trade
47551Retail sale of household furniture
47591Retail trade
95240Repair and maintenance of furniture and upholstery
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.topclass-mechelen.be
E-mail:info@topclass-mechelen.be