ELMIBO
ActiveSummary
ELMIBO has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €192k and a net result of €20k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.13 against 0.71 in 2023; short-term debt: 8% and cash: 7.8% of total assets), and 8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
42 d early
2022
39 d early
2021
12 d early
2020
9 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€192k▲ 11.4%
2023 · €172k
2018: €118k
2019: €126k
2020: €132k
2021: €148k
2022: €155k
2023: €172k
2018 → 2024
Total assets
€209k▲ 0.1%
2023 · €209k
2018: €288k
2019: €259k
2020: €254k
2021: €243k
2022: €224k
2023: €209k
2018 → 2024
Net result
€20k▲ 13.7%
2023 · €17k
2018: €9k
2019: €8k
2020: €6k
2021: €16k
2022: €7k
2023: €17k
2018 → 2024
Working capital
€36k
2023 · €-11k
2018: €-147k
2019: €-131k
2020: €-117k
2021: €-89k
2022: €-48k
2023: €-11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€132k-€148k▲ 12.4%€155k▲ 4.8%€172k▲ 11.1%€192k▲ 11.4%
Operating result€11k-€25k▲ 137%€14k▼ 43.0%€27k▲ 87.6%€27k▲ 1.6%
Net result€6k-€16k▲ 191%€7k▼ 56.3%€17k▲ 140%€20k▲ 13.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €209k
Fixed assets
€156k ▼ 14.5%
Current assets
€52k ▲ 104%
Equity and liabilities €209k
Equity
€192k ▲ 11.4%
Debt
€17k ▼ 53.7%
Debt's share of the balance-sheet total falls from 17.3% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2023 · €53k
Cash flow
€46k▲
2023 · €44k
Current ratio
3.13▲
2023 · 0.71
Debt to equity
0.09▼
2023 · 0.21
ROE
10.2%▲
2023 · 10.0%
ROA
9.4%▲
2023 · 8.3%
Interest coverage
125.11▲
2023 · 37.12
Debt ≤ 1 year
€17k▼
2023 · €36k
Income taxes
€7k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€209k€209k▲
Fixed assets21/28€183k€156k▼
Tangible fixed assets22/27€183k€156k▼
Land and buildings22€179k€154k▼
Plant, machinery and equipment23€4k€3k▼
Financial fixed assets28€9€9=
Current assets29/58€26k€52k▲
Amounts receivable within one year40/41€24k€35k▲
Other amounts receivable41€24k€35k▲
Cash at bank and in hand54/58€924€16k▲
Deferred charges and accrued income490/1€475€504▲
Equity and liabilities
Total equity and liabilities10/49€209k€209k▲
Equity10/15€172k€192k▲
Contributions10/11€150k€150k=
Reserves13€27k€42k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€4k€4k=
Distributable reserves133€21k€38k▲
Profit (loss) carried forward14€-5k€0▲
Amounts payable17/49€36k€17k▼
Amounts payable within one year42/48€36k€17k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€12k€2k▼
Suppliers440/4€12k€2k▼
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€14k€10k▼
Other amounts payable47/48€10k€5k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€58k€59k▲
Operating profit (loss)9901€27k€27k▲
Financial income75/76B€350€0▼
Recurring financial income75€350€0▼
Financial charges65/66B€1k€431▼
Recurring financial charges65€1k€431▼
Profit (loss) for the period before taxes9903€26k€27k▲
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€17k€20k▲
Profit (loss) for the period to be appropriated9905€17k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€15k▲
Profit (loss) brought forward from the previous period14P€-5k€-5k=
Transfer to equity691/2€17k€15k▼
To other reserves6921€17k€15k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €20k ▲13.7%
Operating result €27k, net result €20k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.13
Current ratio from 0.71 to 3.13; short-term debt falls from €36k to €17k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €155k ▲4.8%
5 profitable years in a row build equity to €155k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €6k ▼29.9%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijkelstraat 733550 Heusden-ZolderGround area
1.1 ha
Building footprint
620 m²
Volume, LiDAR
3,325 m³
Parcel 71065A1090/00H000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELMIBO
since 19822.109.597.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A1090/00H000 | Flanders | 1.1 ha | 1 · 619 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THE JMT COMPANY
BE 0465.498.941
Opwijk · Eq €192,096
FA-Advies
BE 0473.287.150
Herselt · Eq €192,101
DATAMATRIX
BE 0733.608.030
Sint-Pieters-Leeuw · Eq €192,054
B 4
BE 0472.865.694
De Haan · Eq €192,115
RECO
BE 0789.691.153
Halle · Eq €192,013
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,169 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-1981
Fiscal year end31-12
Abbreviation NL
T.H.S.
Activities, NACEBEL 2025
70200Business and other management consultancy
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.