ELM-DOORS
ActiveSummary
The computed 12-month bankruptcy probability of ELM-DOORS is 2.0% (moderate). The 2025 annual accounts show equity of €146k and a net result of €37k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+57
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 15.69; short-term debt: 6.4% and cash: 27.1% of total assets), and 6.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.6%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
55 d early
2023
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▲ 33.8%
2024 · €109k
2023: €108k
2024: €109k
2023 → 2025
Total assets
€156k▲ 41.9%
2024 · €110k
2023: €108k
2024: €110k
2023 → 2025
Net result
€37k▲ 2,808%
2024 · €1k
2023: €105k
2024: €1k
2023 → 2025
Working capital
€146k▲ 33.8%
2024 · €109k
2023: €108k
2024: €109k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€108k-€109k▲ 1.2%€146k▲ 33.8%
Operating result€140k-€2k▼ 98.8%€47k▲ 2,578%
Net result€105k-€1k▼ 98.8%€37k▲ 2,808%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,578% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €156k
Equity
€146k ▲ 33.8%
Debt
€10k ▲ 1,191%
Debt's share of the balance-sheet total rises from 0.7% to 6.4%. Equity and debt are higher.
Key figures and ratios
Current ratio
15.69
Debt to equity
0.07▲
2024 · 0.01
ROE
25.3%▲
2024 · 1.2%
ROA
23.7%▲
2024 · 1.2%
Debt ≤ 1 year
€10k▲
2024 · €768
Income taxes
€12k▲
2024 · €460
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€110k€156k▲
Current assets29/58€110k€156k▲
Amounts receivable within one year40/41€6k€33k▲
Trade receivables40€6k€30k▲
Other amounts receivable41-€3k
Current investments50/53€80k€80k=
Cash at bank and in hand54/58€24k€42k▲
Equity and liabilities
Total equity and liabilities10/49€110k€156k▲
Equity10/15€109k€146k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€106k€143k▲
Amounts payable17/49€768€10k▲
Amounts payable within one year42/48€768€10k▲
Taxes, remuneration and social security45€768€10k▲
Taxes450/3€768€10k▲
Income statement
Code20242025
Other operating charges640/8€112€112=
Gross operating margin9900€2k€47k▲
Operating profit (loss)9901€2k€47k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€19€60▲
Recurring financial charges65€19€60▲
Profit (loss) for the period before taxes9903€2k€49k▲
Income taxes67/77€460€12k▲
Profit (loss) for the period9904€1k€37k▲
Profit (loss) for the period to be appropriated9905€1k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€143k▲
Profit (loss) brought forward from the previous period14P€105k€106k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1k ▼98.8%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herent 1433910 PeltGround area
965 m²
Building footprint
306 m²
Volume, LiDAR
2,405 m³
Parcel 72362D0178/00P000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ELM-DOORS
since 20222.335.696.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72362D0178/00P000 | Flanders | 965 m² | 1 · 306 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Alain DEMAN
BE 0686.741.786
Péruwelz · Eq €145,701
WOOD & RENOVATIONS
BE 0666.497.391
Harelbeke · Eq €145,645
Domus V
BE 0473.532.620
Lier · Eq €145,641
SCHRIJNWERKERIJ JAN VAN DEN HEUVEL
BE 0473.612.693
Wuustwezel · Eq €145,766
Superveranda
BE 0555.860.379
Heusden-Zolder · Eq €145,594
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,641 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.