ELIGO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €91k and a net result of €-117k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 5498 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d early
2023
3 d early
2022
21 d early
2021
52 d early
2020
44 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€91k▼ 56.3%
2024 · €207k
2018: €84k
2019: €92k
2020: €94k
2021: €109k
2022: €189k
2023: €199k
2024: €207k
2018 → 2025
Net result
€-117k
2024 · €9k
2018: €5k
2019: €8k
2020: €2k
2021: €15k
2022: €80k
2023: €10k
2024: €9k
2018 → 2025
Total assets
€564k▼ 8.2%
2024 · €614k
2018: €380k
2019: €374k
2020: €372k
2021: €386k
2022: €541k
2023: €1.08M
2024: €614k
2018 → 2025
Solvency
16.1%▼ 17.6pp
2024 · 33.7%
2018: 22.2%
2019: 24.6%
2020: 25.2%
2021: 28.1%
2022: 34.9%
2023: 18.4%
2024: 33.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€63k
Equity€109k-€189k▲ 73.9%€199k▲ 5.2%€207k▲ 4.3%€91k▼ 56.3%
Operating result€25k-€119k▲ 370%€24k▼ 80.1%€23k▼ 3.6%€-116k
Net result€15k-€80k▲ 446%€10k▼ 87.7%€9k▼ 12.6%€-117k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €116k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €564k
Fixed assets
€562k▼ 1.0%
Current assets
€1k▼ 96.8%
Equity and liabilities €564k
Equity
€91k▼ 56.3%
Debt
€473k▲ 16.2%
The debt ratio rises from 66.3% to 83.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
16.1%▼
2024 · 33.7%
ROE
-128.6%▼
2024 · 4.2%
ROA
-20.7%▼
2024 · 1.4%
Debt
€473k▲
2024 · €407k
Debt ≤ 1 year
€473k▲
2024 · €365k
Income taxes
€-119▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€614k€564k▼
Fixed assets21/28€568k€562k▼
Tangible fixed assets22/27€28k€22k▼
Plant, machinery and equipment23€28k€22k▼
Financial fixed assets28€541k€541k=
Current assets29/58€46k€1k▼
Amounts receivable within one year40/41€44k€91▼
Trade receivables40€29k-
Other amounts receivable41€16k€91▼
Cash at bank and in hand54/58€803€97▼
Deferred charges and accrued income490/1€928€1k▲
Equity and liabilities
Total equity and liabilities10/49€614k€564k▼
Equity10/15€207k€91k▼
Contributions10/11€12k€12k=
Reserves13€195k€195k=
Distributable reserves133€195k€195k=
Profit (loss) carried forward14-€-117k
Amounts payable17/49€407k€473k▲
Amounts payable after more than one year17€42k-
Financial debts170/4€42k-
Amounts payable within one year42/48€365k€473k▲
Trade debts44€33k€17k▼
Suppliers440/4€33k€17k▼
Taxes, remuneration and social security45€33k€4k▼
Taxes450/3€12k€4k▼
Remuneration and social security454/9€21k-
Other amounts payable47/48€300k€452k▲
Income statement
Code20242025
Turnover70-€63k
Goods, raw materials, services and sundry goods60/61-€83k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€703€6k▲
Other operating charges640/8€518€412▼
Non-recurring operating charges66A-€96k
Gross operating margin9900€24k€-13k▼
Operating profit (loss)9901€23k€-116k▼
Financial income75/76B€29k-
Recurring financial income75€29k-
Financial charges65/66B€39k€907▼
Recurring financial charges65€39k€907▼
Profit (loss) for the period before taxes9903€13k€-117k▼
Income taxes67/77€4k€-119▼
Profit (loss) for the period9904€9k€-117k▼
Profit (loss) for the period to be appropriated9905€9k€-117k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-117k▼
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-117k ▼1451%
Net result drops to €-117k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €207k ▲4.3%
7 profitable years in a row build equity to €207k.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €80k ▲446%
Operating result €119k, net result €80k, both a record.
31-12
Financial
Equity above €150kEq €189k ▲73.9%
5 profitable years in a row build equity to €189k.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €109k ▲15.7%
4 profitable years in a row build equity to €109k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dwarsstraat 103920 LommelGround area
849 m²
Building footprint
146 m²
Volume, LiDAR
824 m³
Parcel 72345B1007/00K019, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eligo
since 20102.187.923.981
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B1007/00K019 | Flanders | 849 m² | 1 · 146 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 12,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.