ELEKTRO BRAM
ActiveThe computed 12-month bankruptcy probability of ELEKTRO BRAM is 1.8% (moderate). The 2025 annual accounts show equity of €818k and a net result of €333k. Equity is growing by ~41.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 27386 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+51
Solvency100▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 4.86 against 2.59 in 2024), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
32.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 09-10-2025, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
1 d early
2023
7 d early
2022
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€818k▲ 68.5%
2024 · €485k
2022: €229k
2023: €438k
2024: €485k
2022 → 2025
Total assets
€1.02M▲ 32.8%
2024 · €767k
2022: €522k
2023: €656k
2024: €767k
2022 → 2025
Net result
€333k▲ 600%
2024 · €47k
2022: €219k
2023: €209k
2024: €47k
2022 → 2025
Working capital
€775k▲ 79.5%
2024 · €432k
2022: €222k
2023: €385k
2024: €432k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€229k-€438k▲ 91.4%€485k▲ 10.8%€818k▲ 68.5%
Operating result€318k-€307k▼ 3.5%€71k▼ 77.0%€488k▲ 591%
Net result€219k-€209k▼ 4.5%€47k▼ 77.3%€333k▲ 600%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 591% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€43k▼ 32.4%
Current assets
€975k▲ 38.7%
Equity and liabilities €1.02M
Equity
€818k▲ 68.5%
Debt
€201k▼ 28.7%
The debt ratio falls from 36.7% to 19.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€508k▲
2024 · €91k
Cash flow
€353k▲
2024 · €68k
Solvency
80.3%▲
2024 · 63.3%
Current ratio
4.86▲
2024 · 2.59
Quick ratio
4.86▲
2024 · 2.22
Debt / equity
0.25▼
2024 · 0.58
ROE
40.7%▲
2024 · 9.8%
ROA
32.6%▲
2024 · 6.2%
Interest coverage
1127.56▲
2024 · 54.26
Debt
€201k▼
2024 · €281k
Debt ≤ 1 year
€201k▼
2024 · €272k
Income taxes
€156k▲
2024 · €22k
Staff costs
€38k▼
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€767k€1.02M▲
Fixed assets21/28€64k€43k▼
Tangible fixed assets22/27€60k€39k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€49k€32k▼
Financial fixed assets28€4k€4k=
Current assets29/58€703k€975k▲
Stocks and contracts in progress3€100k-
Contracts in progress37€100k-
Amounts receivable within one year40/41€349k€525k▲
Trade receivables40€295k€472k▲
Other amounts receivable41€54k€53k▼
Cash at bank and in hand54/58€249k€449k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€767k€1.02M▲
Equity10/15€485k€818k▲
Contributions10/11€10k€10k=
Reserves13€475k€808k▲
Distributable reserves133€475k€808k▲
Amounts payable17/49€281k€201k▼
Amounts payable within one year42/48€272k€201k▼
Trade debts44€107k€55k▼
Suppliers440/4€107k€55k▼
Taxes, remuneration and social security45€21k€92▼
Taxes450/3€51€92▲
Remuneration and social security454/9€21k-
Other amounts payable47/48€144k€145k▲
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Remuneration, social security and pensions62€161k€38k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€491€127▼
Gross operating margin9900€252k€546k▲
Operating profit (loss)9901€71k€488k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€2k€451▼
Recurring financial charges65€2k€451▼
Profit (loss) for the period before taxes9903€70k€488k▲
Income taxes67/77€22k€156k▲
Profit (loss) for the period9904€47k€333k▲
Profit (loss) for the period to be appropriated9905€47k€333k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€333k▲
Transfer to equity691/2€47k€333k▲
To other reserves6921€47k€333k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2022net €333k ▲600%
Operating result €488k, net result €333k, both a record.
31-03
Financial
Equity above €500kEq €818k ▲68.5%
4 profitable years in a row build equity to €818k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €47k ▼77.3%
Net result drops to €47k, the lowest in the series; recovery starts the following year.
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dondeyneweg(Lok) 38958 HeuvellandGround area
790 m²
Building footprint
109 m²
Volume, LiDAR
524 m³
Parcel 33015B0293/00K002, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELEKTRO BRAM
since 20202.303.627.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33015B0293/00K002 | Flanders | 790 m² | 1 · 109 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryELEKTRO BRAM BV42209
Similar companies · same sector, comparable size
TOMME ENERGIE
BE 0841.133.817
Zwevegem · Eq €818k
TANGHE ELEKTRO
BE 0459.619.751
Ieper · Eq €818k
HUIS JACOBS
BE 0877.000.457
Buggenhout · Eq €817k
Geotechnix
BE 0543.453.188
Oostkamp · Eq €816k
VAN DESSEL AUTOMATISATIE
BE 0459.061.705
Sint-Katelijne-Waver · Eq €816k
Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 5,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2020
Fiscal year end31-03
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.