ELECTROCONFORT SECURITY
ActiveSummary
The computed 12-month bankruptcy probability of ELECTROCONFORT SECURITY is 3.0% (moderate). The annual accounts of ELECTROCONFORT SECURITY for fiscal year 2025 show a net loss of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-17k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 12% of 27786 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-47
Solvency32▼-28
Growth32=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.39 against 2.19 in 2024; short-term debt: 38.4% and cash: 15.7% of total assets), and 92.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
-22.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-17k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
2 d late
2024
3 d late
2023
on the day
2022
on the day
2021
on the day
2020
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 76.0%
2024 · €22k
2020: €23k
2021: €24k
2022: €25k
2023: €25k
2024: €22k
2020 → 2025
Total assets
€74k▲ 16.1%
2024 · €64k
2020: €121k
2021: €145k
2022: €96k
2023: €90k
2024: €64k
2020 → 2025
Net result
€-17k▼ 422%
2024 · €-3k
2020: €18k
2021: €313
2022: €1k
2023: €467
2024: €-3k
2020 → 2025
Working capital
€11k▼ 45.4%
2024 · €20k
2020: €-64k
2021: €1k
2022: €5k
2023: €13k
2024: €20k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€25k▲ 5.6%€25k▲ 1.9%€22k▼ 12.7%€5k▼ 76.0%
Operating result€2k-€5k▲ 190%€3k▼ 37.0%€-2k€-14k▼ 542%
Net result€313-€1k▲ 323%€467▼ 64.8%€-3k€-17k▼ 422%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€35k ▲ 31.6%
Current assets
€40k ▲ 5.2%
Equity and liabilities €74k
Equity
€5k ▼ 76.0%
Debt
€69k ▲ 64.8%
Debt's share of the balance-sheet total rises from 65.4% to 92.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €16k
Cash flow
€2k▼
2024 · €15k
Current ratio
1.39▼
2024 · 2.19
Quick ratio
1.22▼
2024 · 1.80
Debt to equity
12.95▲
2024 · 1.89
ROE
-316.1%▼
2024 · -14.6%
ROA
-22.7%▼
2024 · -5.0%
Interest coverage
1.79▼
2024 · 14.46
Debt ≤ 1 year
€28k▲
2024 · €17k
Debt > 1 year
€40k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€64k€74k▲
Fixed assets21/28€26k€35k▲
Intangible fixed assets21€25k€34k▲
Tangible fixed assets22/27€1k€514▼
Plant, machinery and equipment23€460€192▼
Furniture and vehicles24€823€322▼
Other tangible fixed assets26€0-
Current assets29/58€38k€40k▲
Stocks and contracts in progress3€7k€5k▼
Contracts in progress37€7k€5k▼
Amounts receivable within one year40/41€29k€22k▼
Trade receivables40€23k€16k▼
Other amounts receivable41€6k€6k▲
Cash at bank and in hand54/58€1k€12k▲
Deferred charges and accrued income490/1€401€638▲
Equity and liabilities
Total equity and liabilities10/49€64k€74k▲
Equity10/15€22k€5k▼
Contributions10/11€5k€5k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-3k€-20k▼
Amounts payable17/49€42k€69k▲
Amounts payable after more than one year17€25k€40k▲
Financial debts170/4€25k€40k▲
Amounts payable within one year42/48€17k€28k▲
Current portion of amounts payable after more than one year42€8k€15k▲
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€300€80▼
Other amounts payable47/48€208-
Accrued charges and deferred income492/3-€127
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€18k€6k▼
Operating profit (loss)9901€-2k€-14k▼
Financial income75/76B€225€80▼
Recurring financial income75€225€80▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€-3k€-17k▼
Income taxes67/77€141-
Profit (loss) for the period9904€-3k€-17k▼
Profit (loss) for the period to be appropriated9905€-3k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-20k▼
Profit (loss) brought forward from the previous period14P-€-3k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity triplescurrent ratio 1.02
Current ratio from 0.34 to 1.02; short-term debt falls from €98k to €73k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2019
Ground area
1,078 m²
Building footprint
136 m²
Parcel 56048B0844/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ELECTROCONFORT SECURITY
since 20192.291.224.924
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56048B0844/00S000 | Wallonia | 1,078 m² | 1 · 136 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,320. 3,844 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2019
Fiscal year end30-06
Activities, NACEBEL 2025
43211General electrical installation work
33140Repair and maintenance of electrical equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.electroconfort.be
E-mail:info@eletroconfort.be