Checked.be
Active
BE 1007.599.376Private limited company
Electricité, Isolation, Chauffage
Industriëlaan 72 ·7700 Mouscron, Belgium· 2 yrs active
Sector: General electrical installation work
(43211)
Conclusion
The computed 12-month bankruptcy probability of Electricité, Isolation, Chauffage is 2.6% (moderate). The 2025 annual accounts show equity of €20k and a net result of €25k. Its solvency ranks better than 10% of 7505 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €20k |
| Net result | €25k |
| Better than sector | 10% |
| Active | 2 yrs |
Financial profile
69
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
66
Profitability
100
Solvency
17
Growth
78
Stability
82
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
66
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score history
10
2024
66
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.06 (≥ 1.0)
+5
Quick ratio
Quick ratio 0.32 (< 0.6)
-5
Leverage
Debt/equity 14.47 (> 3.0)
-10
Profitability
ROE 126% (≥ 10%)
+10
Interest coverage
Interest coverage 47.8× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 02-09-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.5% | 44.0% | |
| Net result | €25k | €29k | |
| Equity | €20k | €274k | |
| Gross operating margin | €102k | €272k | |
| Staff costs | €65k | €243k |
€36k
-
24-25
€25k
-
24-25
€26k
-
24-25
€305k
+402.6%
24-25
€20k
-
24-25
€16k
-
24-25
€65k
-
24-25
€9k
-
24-25
€286k
+333.8%
24-25
€286k
+333.8%
24-25
1.06
+25.1%
24-25
0.32
-15.7%
24-25
6.5%
-
24-25
14.47
-
24-25
125.7%
+5.0%
24-25
8.1%
-
24-25
47.83
-
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 |
|---|---|---|
| Deposit | abbreviated schema | micro schema |
| Revenue | - | - |
| EBITDA | €36k | €-4k |
| Net profit | €25k | €-6k |
| Cash flow | €26k | €-5k |
| Staff costs | €65k | - |
| Income taxes | €9k | - |
| Dividends | - | - |
| Total assets | €305k | €61k |
| Equity | €20k | €-5k |
| Debt | €286k | €66k |
| of which ≤ 1y | €286k | €66k |
| of which > 1y | - | - |
| Working capital | €16k | €-10k |
| Employees (FTE) | - | - |
Note: these years are not on the same basis. The filed schemas differ (abbreviated schema, micro schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | |
|---|---|---|
| Current ratio | 1.06 | 0.84 |
| Quick ratio | 0.32 | 0.39 |
| Working capital ratio | 5.2% | -17.0% |
| Solvency | 6.5% | -8.4% |
| Debt / equity | 14.47 | -12.97 |
| Long-term debt ratio | - | - |
| Interest coverage | 47.83 | -8.23 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 8.1% | -10.0% |
| ROE | 125.7% | 119.7% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €305k | €61k |
| Fixed assets | 21/28 | €4k | €5k |
| Tangible fixed assets | 22/27 | €4k | €5k |
| Current assets | 29/58 | €302k | €56k |
| Stocks & contracts in progress | 3 | €209k | €30k |
| Amounts receivable within one year | 40/41 | €82k | €8k |
| Cash & bank | 54/58 | €10k | €18k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €305k | €61k |
| Equity | 10/15 | €20k | €-5k |
| Contributions / capital | 10/11 | €1k | €1k |
| Accumulated profits (losses) | 14 | €19k | €-6k |
| Amounts payable | 17/49 | €286k | €66k |
| Amounts payable within one year | 42/48 | €286k | €66k |
| Trade debts payable within one year | 44 | €82k | €44k |
| Income statement | |||
| Gross operating margin | 9900 | €102k | €-4k |
| Operating result | 9901 | €35k | €-6k |
| Financial charges | 65 | €758 | €517 |
| Result before taxes | 9903 | €34k | €-6k |
| Income taxes | 67/77 | €9k | - |
| Net result for the period | 9904 | €25k | €-6k |
| Result to be appropriated | 9905 | €25k | €-6k |
Directors & mandates
Current directors & mandates
-
Current23-05-2025 → present
Former directors (1)
-
Former- → 23-05-2025
Legal Structure
| NACE primary | General electrical installation work(43211) |
| Legal form | Private limited company(610) |
| Incorporation | 26-03-2024 |
| Status | Active |
| Postal code | 7700 |
Connections & network
Network connections
Shared address
→
Establishment units
E.I.C - Electricité, isolation, chauffage
since 20242.359.538.757
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0410/00G000 | Wallonia | 7,436 m² | 1 · 2,158 m² | 13.7 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 33 days late
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
14-11
State Gazette act
Registered-office change
v3.2
25-07
State Gazette act
Director changes
v3.2
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
14-11-2025
v3.2
All acts · 3
updated 9 months ago
2025
14-11-2025 Registered office moved from Tournai to Mouscron
- Rue de la Terre à Briques 29, 7522 Tournai → boulevard Industriel 72, 7700 Mouscron
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Mouscron",
"region": "R\u00E9gion Wallonne",
"street": "boulevard Industriel",
"country": "BE",
"postcode": "7700",
"box_number": null,
"street_number": "72"
},
"old_address": {
"city": "Tournai",
"region": "R\u00E9gion Wallonne",
"street": "Rue de la Terre \u00E0 Briques",
"country": "BE",
"postcode": "7522",
"box_number": "C",
"street_number": "29"
},
"effective_date": "2025-11-03",
"evidence_quote": "L\u2019actionnaire d\u00E9cide de transf\u00E9rer le si\u00E8ge de la soci\u00E9t\u00E9 vers 7700 Mouscron, boulevard Industriel, 72, avec effet \u00E0 compter de ce jour."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "1007.599.376",
"name_full": "TALK POINT ENERGY",
"legal_form": "SRL"
}
}25-07-2025 1 director appointed, 1 resigning
- BENSAID Mehdi, Bestuurder
- OUDAHA Moustafa, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "OUDAHA Moustafa",
"address": null,
"birth_date": null
},
"effective_date": "2025-05-23",
"evidence_quote": "A l\u2019unanimit\u00E9, l\u2019assembl\u00E9e accepte la d\u00E9mission de Monsieur OUDAHA Moustafa en qualit\u00E9 d\u2019administrateur avec effet au 23 mai 2025. A l\u2019unanimit\u00E9, l\u2019assembl\u00E9e lui accorde d\u00E9charge pour l\u2019exercice de son mandat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "BENSAID Mehdi",
"address": null,
"birth_date": null
},
"effective_date": "2025-05-23",
"evidence_quote": "A l\u2019unanimit\u00E9, l\u2019assembl\u00E9e d\u00E9signe monsieur BENSAID Mehdi, domicili\u00E9 \u00E0 59100 Tourcoing (France), avenue des Nations Unies, 398-43, en qualit\u00E9 d\u2019administrateur non-statutaire. Son mandat prend effet directement apr\u00E8s cette assembl\u00E9e g\u00E9n\u00E9rale extraordinaire, pour une dur\u00E9e ind\u00E9termin\u00E9e."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "1007.599.376",
"name_full": "TALK POINT ENERGY",
"legal_form": "SRL"
}
}2024
28-03-2024 Incorporation of a new SRL
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "Rue de la Terre \u00E0 Briques 29 bte C, 7522 Marquain",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "OUDAHA Moustafa",
"niss": null,
"address": "59250 Halluin (France), rue Michelet, 95"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": "OUDAHA Moustafa",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1000,
"subject_company": {
"kbo": "1007.599.376",
"name_full": "TALK POINT ENERGY",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-03-26",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
General electrical installation work43211Installation of electric heating, air conditioning, cooling and ventilation43222Electrical installation work in industrial facilities43212Other construction installation43240Specialised construction activities43299Other professional, scientific and technical activities74909Other professional, scientific and technical activities74999Other business support services82990
Names & trade names
| Legal nameFR | Electricité, Isolation, Chauffage |
| AbbreviationFR | E.I.C. |
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