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ELDACO

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 9 yrs active
Vordensteinstraat 78 ·2900 Schoten, Belgium
KBO/BCE: BE 0664.668.051
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age9 yrs
Board1
Staff (FTE)3
Real estate1 parcel · 5,040 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ELDACO is 3.1% (moderate). The 2025 annual accounts show negative equity (€-63k) and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 1090 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.1% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 8 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 19-12-2025 43 d early 2025-00586046
30-06-2024 31-01-2025 19-12-2024 43 d early 2024-00620281
30-06-2023 31-01-2024 25-01-2024 6 d early 2024-00006664
30-06-2022 31-01-2023 26-12-2022 36 d early 2022-20547328
30-06-2021 31-01-2022 22-12-2021 40 d early 2021-81200243
30-06-2020 31-01-2021 18-12-2020 44 d early 2020-76100487
30-06-2019 31-01-2020 11-12-2019 51 d early 2019-75800203
30-06-2018 31-01-2019 28-02-2019 28 d late 2019-06300118

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2016, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-4k+71.1%
Working capital€-69k-16.9%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 19-12-2025 with the NBB · fiscal year 2025 · micro
€-40k€-20k€0€20kOperating result 2021: €21k€21kNet result 2021: €-2k€-2kOperating result 2022: €-34k€-34kNet result 2022: €-35k€-35kOperating result 2023: €-24k€-24kNet result 2023: €-26k€-26kOperating result 2024: €-11k€-11kNet result 2024: €-14k€-14kOperating result 2025: €-1k€-1kNet result 2025: €-4k€-4k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~43% of the level (threshold 35%). We therefore deliberately show no projection line.
€-80k€-60k€-40k€-20k€0€20k2019: €-8k2020: €-3k2021: €17k2022: €-18k2023: €-44k2024: €-59k2025: €-63k2019202020212022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -102.6% 25.9%
better than 8% of 1090 sector peers
Net result €-4k €7k
better than 23% of 1092 sector peers
Equity €-63k €23k
better than 6% of 1094 sector peers
Gross operating margin €180k €63k
better than 80% of 1088 sector peers
Staff costs €178k €51k
higher than 87% of 796 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P8
2020: P31 · n=14352021: P67 · n=22402022: P19 · n=36852023: P10 · n=48852024: P12 · n=56342025: P8 · n=10902020 2025
Weakening position over 2020-2025 · n=1090-5634
Net result P23
2020: P63 · n=14272021: P74 · n=22352022: P10 · n=36662023: P14 · n=48752024: P17 · n=56232025: P23 · n=10922020 2025
Weakening position over 2020-2025 · n=1092-5623
Equity P6
2020: P34 · n=14392021: P54 · n=22472022: P17 · n=36912023: P10 · n=49002024: P8 · n=56462025: P6 · n=10942020 2025
Weakening position over 2020-2025 · n=1094-5646
Gross operating margin P80
2020: P82 · n=14212021: P56 · n=22222022: P72 · n=36512023: P79 · n=48582024: P86 · n=56092025: P80 · n=10882020 2025
Improving position over 2020-2025 · n=1088-5609
Describes the position versus peers, not a forecast.
EBITDA
€-334
+96.9% 19-25
Net profit
€-4k
+71.1% 19-25
Cash flow
€-3k
+77.0% 19-25
Total assets
€61k
-23.2% 19-25
Equity
€-63k
-7.1% 19-25
Working capital
€-69k
-16.9% 19-25
Employees (FTE)
3
-18.9% 19-25
Staff costs
€178k
-12.8% 19-25
Income taxes
€351
+0.4% 19-25
Debt
€124k
-10.4% 19-25
Debt ≤ 1y
€122k
-6.4% 19-25
Debt > 1y
€2k
-80.0% 19-25
Current ratio
0.43
-20.7% 19-25
Quick ratio
0.40
-23.7% 19-25
Solvency
-102.6%
-39.5% 19-25
Debt / equity
-1.97
+16.3% 19-25
ROE
6.6%
-73.0% 19-25
ROA
-6.8%
+62.3% 19-25
Interest coverage
-0.13
+96.2% 19-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€-334
Net profit€-4k
Cash flow€-3k
Staff costs€178k
Income taxes€351
Dividends-
Total assets€61k
Equity€-63k
Debt€124k
of which ≤ 1y€122k
of which > 1y€2k
Working capital€-69k
Employees (FTE)3.0
Ratios (computed)
2025
Current ratio0.43
Quick ratio0.40
Working capital ratio-113.5%
Solvency-102.6%
Debt / equity-1.97
Long-term debt ratio-0.02
Interest coverage-0.13
Gross margin-
Net margin-
ROA-6.8%
ROE6.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€61k
Fixed assets 21/28€8k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€6k
Current assets 29/58€53k
Stocks & contracts in progress 3€4k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€42k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€61k
Equity 10/15€-63k
Contributions / capital 10/11€19k
Accumulated profits (losses) 14€-81k
Amounts payable 17/49€124k
Amounts payable after one year 17€2k
Amounts payable within one year 42/48€122k
Trade debts payable within one year 44€65k
Income statement
Gross operating margin 9900€180k
Operating result 9901€-1k
Financial income 75€55
Financial charges 65€3k
Result before taxes 9903€-4k
Income taxes 67/77€351
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
8 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • MICHIELSEN Nadine
    Director
    State Gazette act 23481182 (28-12-2023)
    Current
    20-12-2023 → present
Former directors (1)
  • MICHIELSEN Nadine Johannes Irma
    Director
    State Gazette act 23481182 (28-12-2023)
    Former
    - → 20-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation14-10-2016
StatusActive
Postal code2900

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
ELDACO
Vordensteinstraat 78, 2900 SchotenCafé-restaurants (tavernen)
since 20162.258.493.758
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,040 m²
Buildings1
Building footprint2,467 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11442C0224/02G006 Flanders 5,040 m² 1 · 2,467 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2023
28-12-2023 1 director appointed, 1 resigning Director changes·Philip Van den Abbeele
  • MICHIELSEN Nadine, Bestuurder
  • MICHIELSEN Nadine Johannes Irma, Bestuurder
Notary: Philip Van den Abbeele · Antwerpen

Analysis

Snowflake analysis

financial profile on 5 axes
Health8Profitability33Solvency33Growth58Stability100
46 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 8
Profitability 33
Solvency 33
Growth 58
Stability 100

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,991 of the 20,277 companies in this sector. 2,508 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameNL ELDACO
Registered office
Vordensteinstraat 78
2900 Schoten, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.