El-Mi
ActiveSummary
El-Mi has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €1k. Its solvency ranks better than 13% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability41
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
7 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€85k
Net result
€1k
Working capital
€-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €85k
Fixed assets
€78k
Current assets
€7k
Equity and liabilities €85k
Equity
€4k
Debt
€81k
Debt finances 94.9% of the balance-sheet total.
Key figures and ratios
Current ratio
0.24
Debt to equity
18.65
ROE
30.6%
ROA
1.6%
Debt ≤ 1 year
€29k
Debt > 1 year
€52k
Income taxes
€755
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€85k
Fixed assets21/28€78k
Financial fixed assets28€78k
Current assets29/58€7k
Amounts receivable within one year40/41€5k
Trade receivables40€5k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€85k
Equity10/15€4k
Contributions10/11€3k
Reserves13€1k
Distributable reserves133€1k
Amounts payable17/49€81k
Amounts payable after more than one year17€52k
Financial debts170/4€52k
Amounts payable within one year42/48€29k
Current portion of amounts payable after more than one year42€9k
Trade debts44€605
Suppliers440/4€605
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€16k
Income statement
Code2025
Other operating charges640/8€327
Gross operating margin9900€7k
Operating profit (loss)9901€6k
Financial income75/76B€37
Recurring financial income75€37
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€755
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
Transfer to equity691/2€1k
To other reserves6921€1k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenovenstraat 23800 Sint-TruidenGround area
395 m²
Building footprint
79 m²
Volume, LiDAR
517 m³
Parcel 71353F0063/00G009, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
El-Mi
since 20242.366.277.782
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353F0063/00G009 | Flanders | 395 m² | 1 · 79 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TIMESMORE
BE 0882.655.656
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BE 1008.965.096
Jemeppe-sur-Sambre · Eq €4,424
WDN Corporation
BE 1010.285.583
Thimister-Clermont · Eq €4,448
Halover
BE 0782.660.930
Torhout · Eq €4,502
Seicon
BE 1017.206.237
Roeselare · Eq €4,513
Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 716 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.