EGW PROMO
ActiveEGW PROMO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €174k and a net result of €14k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▲+43
Solvency43▼-18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.93 against 49.95 in 2023; short-term debt: 32.5% and cash: 25.5% of total assets), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
7 d early
2022
6 d early
2021
5 d late
2020
20 d late
2019
49 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€174k▲ 8.8%
2023 · €160k
2018: €157k
2019: €129k
2020: €121k
2021: €211k
2022: €201k
2023: €160k
2018 → 2024
Total assets
€946k▲ 113%
2023 · €444k
2018: €890k
2019: €1.19M
2020: €742k
2021: €220k
2022: €211k
2023: €444k
2018 → 2024
Net result
€14k
2023 · €-41k
2018: €-23k
2019: €-28k
2020: €-8k
2021: €90k
2022: €-10k
2023: €-41k
2018 → 2024
Working capital
€-22k
2023 · €30k
2018: €157k
2019: €129k
2020: €119k
2021: €209k
2022: €200k
2023: €30k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€121k-€211k▲ 74.2%€201k▼ 4.6%€160k▼ 20.5%€174k▲ 8.8%
Operating result€16k-€98k▲ 515%€-10k€-40k▼ 318%€34k
Net result€-8k-€90k€-10k€-41k▼ 321%€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €34k after a loss of €40k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €946k
Fixed assets
€660k▲ 60.0%
Current assets
€286k▲ 819%
Equity and liabilities €946k
Equity
€174k▲ 8.8%
Debt
€772k▲ 172%
The debt ratio rises from 63.9% to 81.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▲
2023 · €-30k
Cash flow
€51k▲
2023 · €-31k
Solvency
18.4%▼
2023 · 36.1%
Current ratio
0.93▼
2023 · 49.95
Quick ratio
0.93▼
2023 · 49.95
Debt / equity
4.43▲
2023 · 1.77
ROE
8.1%▲
2023 · -25.7%
ROA
1.5%▲
2023 · -9.3%
Interest coverage
3.56▲
2023 · -31.18
Debt
€772k▲
2023 · €284k
Debt ≤ 1 year
€308k▲
2023 · €622
Debt > 1 year
€464k▲
2023 · €283k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€444k€946k▲
Fixed assets21/28€413k€660k▲
Tangible fixed assets22/27€413k€660k▲
Land and buildings22€402k€627k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€9k€32k▲
Current assets29/58€31k€286k▲
Amounts receivable within one year40/41€46€31k▲
Trade receivables40-€30k
Other amounts receivable41€46€22▼
Cash at bank and in hand54/58€31k€242k▲
Deferred charges and accrued income490/1€197€13k▲
Equity and liabilities
Total equity and liabilities10/49€444k€946k▲
Equity10/15€160k€174k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€98k€112k▲
Non-distributable reserves130/1€6k€8k▲
Legal reserve130€6k€6k=
Reserves not available under the articles1311-€2k
Distributable reserves133€92k€104k▲
Amounts payable17/49€284k€772k▲
Amounts payable after more than one year17€283k€464k▲
Financial debts170/4€283k€464k▲
Amounts payable within one year42/48€622€308k▲
Current portion of amounts payable after more than one year42-€25k
Trade debts44-€33
Suppliers440/4-€33
Taxes, remuneration and social security45-€17k
Taxes450/3-€17k
Other amounts payable47/48€622€266k▲
Income statement
Code20232024
Non-recurring operating income76A€0€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€37k▲
Other operating charges640/8€7k€4k▼
Gross operating margin9900€-23k€75k▲
Operating profit (loss)9901€-40k€34k▲
Financial charges65/66B€963€20k▲
Recurring financial charges65€963€20k▲
Profit (loss) for the period before taxes9903€-41k€14k▲
Profit (loss) for the period9904€-41k€14k▲
Profit (loss) for the period to be appropriated9905€-41k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€14k▲
Transfer from equity791/2€41k€0▼
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 49.95
Current ratio from 21.13 to 49.95; short-term debt falls from €10k to €622.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Back to profitnet €90k
Net result €90k after 3 loss-making years.
31-12
Financial
Liquidity times 20current ratio 24.30
Current ratio from 1.19 to 24.30; short-term debt falls from €621k to €9k.
31-12
Financial
Equity above €200kEq €211k ▲74.2%
Equity rises from €121k to €211k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-10-2023
Resigned as Daily management
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Vaches(BO) 517110 La LouvièreGround area
5,340 m²
Building footprint
166 m²
Volume, LiDAR
1,094 m³
Parcel 55003A0009/00L002, Wallonia · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EGW PROMO
since 20062.157.635.831
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55003A0009/00L002 | Wallonia | 5,340 m² | 1 · 166 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Vincent VANDEBURIE
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 12,358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-10-2006
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.