EGLP
ActiveSummary
The computed 12-month bankruptcy probability of EGLP is 2.3% (moderate). The 2025 annual accounts show equity of €102k and a net result of €61k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-8
Solvency39▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.57 in 2024; short-term debt: 9.7% and cash: 5.2% of total assets), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
8.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
44 d early
2023
8 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 143%
2024 · €42k
2022: €-15k
2023: €-18k
2024: €42k
2022 → 2025
Total assets
€703k▲ 75.4%
2024 · €401k
2022: €348k
2023: €408k
2024: €401k
2022 → 2025
Net result
€61k▼ 0.2%
2024 · €61k
2022: €-20k
2023: €-4k
2024: €61k
2022 → 2025
Working capital
€-5k▲ 74.4%
2024 · €-19k
2022: €23k
2023: €5k
2024: €-19k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-15k-€-18k▼ 24.6%€42k€102k▲ 143%
Operating result€-17k-€6k€82k▲ 1,171%€90k▲ 9.9%
Net result€-20k-€-4k▲ 81.7%€61k€61k▼ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €703k
Fixed assets
€639k ▲ 70.4%
Current assets
€63k ▲ 150%
Equity and liabilities €703k
Equity
€102k ▲ 143%
Debt
€601k ▲ 67.5%
Debt's share of the balance-sheet total falls from 89.6% to 85.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€123k▲
2024 · €97k
Cash flow
€94k▲
2024 · €76k
Current ratio
0.93▲
2024 · 0.57
Debt to equity
5.91▼
2024 · 8.59
ROE
59.7%▼
2024 · 145.7%
ROA
8.6%▼
2024 · 15.2%
Interest coverage
10.08▲
2024 · 9.67
Debt ≤ 1 year
€68k▲
2024 · €44k
Debt > 1 year
€533k▲
2024 · €314k
Income taxes
€17k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€401k€703k▲
Formation expenses20€0-
Fixed assets21/28€375k€639k▲
Tangible fixed assets22/27€375k€639k▲
Land and buildings22€368k€602k▲
Furniture and vehicles24€7k€37k▲
Current assets29/58€25k€63k▲
Amounts receivable within one year40/41€14k€16k▲
Trade receivables40€14k€13k▼
Other amounts receivable41€0€3k▲
Cash at bank and in hand54/58€9k€37k▲
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€401k€703k▲
Equity10/15€42k€102k▲
Contributions10/11€5k€5k=
Reserves13€37k€97k▲
Distributable reserves133€37k€97k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€359k€601k▲
Amounts payable after more than one year17€314k€533k▲
Financial debts170/4€249k€472k▲
Other amounts payable178/9€65k€60k▼
Amounts payable within one year42/48€44k€68k▲
Current portion of amounts payable after more than one year42€19k€33k▲
Trade debts44€3k€931▼
Suppliers440/4€3k€931▼
Taxes, remuneration and social security45€21k€33k▲
Taxes450/3€21k€26k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€730€708▼
Accrued charges and deferred income492/3€885-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€33k▲
Other operating charges640/8€3k€19k▲
Gross operating margin9900€100k€142k▲
Operating profit (loss)9901€82k€90k▲
Financial income75/76B€1€75▲
Recurring financial income75€1€75▲
Financial charges65/66B€10k€12k▲
Recurring financial charges65€10k€12k▲
Profit (loss) for the period before taxes9903€72k€78k▲
Income taxes67/77€11k€17k▲
Profit (loss) for the period9904€61k€61k▼
Profit (loss) for the period to be appropriated9905€61k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€61k▲
Profit (loss) brought forward from the previous period14P€-23k-
Transfer to equity691/2€37k€60k▲
To other reserves6921€37k€60k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €102k ▲143%
2 profitable years in a row build equity to €102k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €61k
Net result €61k after 2 loss-making years.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spa · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Géronstère 314900 SpaGround area
1,373 m²
Building footprint
151 m²
Parcel 63072G1301/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Géronstère 31, 4900 Spa
since 20212.328.780.651
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63072G1301/00F000 | Wallonia | 1,373 m² | 1 · 151 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOL CONSTRUCT
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VAN GESTEL HANNES
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Algemene Grond en Afbraakwerken Mignon
BE 0660.669.176
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PROFMILL CONSTRUCTIONS
BE 0889.325.692
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Of 1,365 companies in sector 43110 we hold annual accounts for 632. 503 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43110Demolition
43120Site preparation
43230Insulation installation
43910Bricklaying and masonry work
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.