Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of EFFE GROUP is 6.3% (elevated). The 2024 annual accounts show negative equity (€-12k) and a net result of €-17k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 19-03-2026 | 42 d early | 2026-00056941 |
| 30-09-2024 | 30-04-2025 | 14-07-2025 | 75 d late | 2025-00264257 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Financials
Annual accounts & ratios
Source: NBB · 2024| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-14k |
| Net profit | €-17k |
| Cash flow | €-14k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €80k |
| Equity | €-12k |
| Debt | €91k |
| of which ≤ 1y | €91k |
| of which > 1y | - |
| Working capital | €-16k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.83 |
| Quick ratio | 0.83 |
| Working capital ratio | -19.5% |
| Solvency | -14.7% |
| Debt / equity | -7.82 |
| Long-term debt ratio | - |
| Interest coverage | -105.80 |
| Gross margin | - |
| Net margin | - |
| ROA | -20.9% |
| ROE | 142.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €80k |
| Fixed assets | 21/28 | €4k |
| Tangible fixed assets | 22/27 | €4k |
| Current assets | 29/58 | €76k |
| Amounts receivable within one year | 40/41 | €76k |
| Cash & bank | 54/58 | €4 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €80k |
| Equity | 10/15 | €-12k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-17k |
| Amounts payable | 17/49 | €91k |
| Amounts payable within one year | 42/48 | €91k |
| Trade debts payable within one year | 44 | €81k |
| Income statement | ||
| Gross operating margin | 9900 | €-14k |
| Operating result | 9901 | €-17k |
| Financial income | 75 | €195 |
| Financial charges | 65 | €137 |
| Result before taxes | 9903 | €-17k |
| Net result for the period | 9904 | €-17k |
| Result to be appropriated | 9905 | €-17k |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0036/00W000 | Flanders | 5,436 m² | 1 · 1,487 m² | 12.6 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 acts15-03-2024 Registered office moved from Machelen to Zaventem
- Rittwegerlaan 50 bus 11 - 1830 Machelen → Excelsiorlaan 71-1930 Zaventem
Analysis
Snowflake analysis
financial profile on 5 axesMixed profile: strong on profitability, weaker on health.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | EFFE GROUP |