EFE
ActiveEFE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €38k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 13061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+43
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.44 in 2024), and 48.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
25.9%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €76k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
46 d early
2023
1 d early
2022
18 d early
2021
on the day
2020
2 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 79.5%
2024 · €42k
2019: €54k
2020: €56k
2021: €48k
2022: €38k
2023: €10k
2024: €42k
2019 → 2025
Total assets
€147k▼ 1.9%
2024 · €150k
2019: €97k
2020: €125k
2021: €152k
2022: €133k
2023: €107k
2024: €150k
2019 → 2025
Net result
€38k▲ 18.0%
2024 · €32k
2019: €3k
2020: €2k
2021: €-8k
2022: €-10k
2023: €-28k
2024: €32k
2019 → 2025
Working capital
€72k▲ 71.0%
2024 · €42k
2019: €47k
2020: €55k
2021: €47k
2022: €40k
2023: €13k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€38k▼ 19.9%€10k▼ 74.2%€42k▲ 328%€76k▲ 79.5%
Operating result€-3k-€-4k▼ 30.5%€-24k▼ 545%€46k€55k▲ 20.2%
Net result€-8k-€-10k▼ 23.3%€-28k▼ 199%€32k€38k▲ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€9k▼ 22.0%
Current assets
€138k▼ 0.2%
Equity and liabilities €147k
Equity
€76k▲ 79.5%
Debt
€72k▼ 33.8%
The debt ratio falls from 71.9% to 48.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▲
2024 · €49k
Cash flow
€42k▲
2024 · €35k
Solvency
51.5%▲
2024 · 28.1%
Current ratio
2.09▲
2024 · 1.44
Quick ratio
2.02▲
2024 · 1.35
Debt / equity
0.94▼
2024 · 2.55
ROE
50.4%▼
2024 · 76.6%
ROA
25.9%▲
2024 · 21.6%
Interest coverage
14.50▲
2024 · 14.20
Debt
€72k▼
2024 · €108k
Debt ≤ 1 year
€66k▼
2024 · €97k
Debt > 1 year
€5k▼
2024 · €11k
Income taxes
€12k▲
2024 · €10k
Staff costs
€8k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€147k▼
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€7k€5k▼
Current assets29/58€139k€138k▼
Stocks and contracts in progress3€8k€5k▼
Stocks30/36€8k€5k▼
Amounts receivable within one year40/41€15k€38k▲
Trade receivables40€4k€25k▲
Other amounts receivable41€11k€12k▲
Cash at bank and in hand54/58€116k€96k▼
Equity and liabilities
Total equity and liabilities10/49€150k€147k▼
Equity10/15€42k€76k▲
Contributions10/11€13k€13k=
Reserves13€30k€63k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€62k▲
Amounts payable17/49€108k€72k▼
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€97k€66k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€75k€29k▼
Suppliers440/4€75k€29k▼
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€11k€31k▲
Taxes450/3€11k€31k▲
Income statement
Code20242025
Remuneration, social security and pensions62€11k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€62k€68k▲
Operating profit (loss)9901€46k€55k▲
Financial income75/76B€0€19▲
Recurring financial income75€0€19▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€42k€51k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€32k€38k▲
Profit (loss) for the period to be appropriated9905€32k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€38k▲
Profit (loss) brought forward from the previous period14P€-28k-
Transfer to equity691/2€4k€34k▲
To other reserves6921€4k€34k▲
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
30-06
Financial
Highest result since 2019net €38k ▲18%
Operating result €55k, net result €38k, both a record.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €32k
Net result €32k after 3 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Merodedreef 812260 WesterloGround area
495 m²
Building footprint
129 m²
Volume, LiDAR
609 m³
Parcel 13049B0296/00S000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
de Merodedreef 81, 2260 Westerlo
since 20002.099.911.131
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049B0296/00S000 | Flanders | 495 m² | 1 · 129 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWesterlo2.099.911.131
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,652. 7,998 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-06-2000
Fiscal year end30-06
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.