EFC IMMO
EFC IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €217k and a net result of €123k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 3139 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €217k |
| Net result | €123k |
| Better than sector | 36% |
| Active | 3 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 33.8% | 52.5% | |
| Net result | €123k | €32k | |
| Equity | €217k | €75k | |
| Gross operating margin | €176k | €52k | |
| Total assets | €640k | €192k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €123k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €21k |
| Dividends | - |
| Total assets | €640k |
| Equity | €217k |
| Debt | €424k |
| of which ≤ 1y | €165k |
| of which > 1y | €256k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 33.8% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 19.2% |
| ROE | 56.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €640k |
| Fixed assets | 21/28 | €504k |
| Tangible fixed assets | 22/27 | €504k |
| Current assets | 29/58 | €137k |
| Amounts receivable within one year | 40/41 | €129k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €640k |
| Equity | 10/15 | €217k |
| Contributions / capital | 10/11 | €121k |
| Accumulated profits (losses) | 14 | €96k |
| Amounts payable | 17/49 | €424k |
| Amounts payable after one year | 17 | €256k |
| Amounts payable within one year | 42/48 | €165k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €176k |
| Operating result | 9901 | €159k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €143k |
| Income taxes | 67/77 | €21k |
| Net result for the period | 9904 | €123k |
| Result to be appropriated | 9905 | €123k |
-
Dafné DequekerDirectorState Gazette act 25036362 (17-03-2025)Current01-01-2024 → present
| NACE primary | Financial services(64929) |
| Legal form | Private limited company(610) |
| Incorporation | 21-09-2022 |
| Status | Active |
| Postal code | 8550 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042B0148/00C000 | Flanders | 491 m² | 1 · 335 m² | 13.6 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
17-03-2025 Dafné Dequeker appointed as director
- Dafné Dequeker, Bestuurder
Technical details
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"role": "bestuurder",
"person": {
"rrn": null,
"name": "Dafn\u00E9 Dequeker",
"address": "8550 Zwevegem, Otegemstraat 6 bus 201",
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},
"reason": null,
"subkind": "regular",
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"effective_date": "2024-01-01",
"evidence_quote": "Uit de schriftelijke besluitvorming van de algemene vergadering blijkt dat mevrouw Dafn\u00E9 Dequeker, wonende te 8550 Zwevegem, Otegemstraat 6 bus 201, benoemd wordt als bestuurder, met ingang vanaf 01/01/2024 en dit voor onbepaalde duur.",
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},
"act_meta": {
"language": "nl",
"pub_date": "2025-03-17",
"filing_date": "2025-03-07",
"act_kind_objet": "Benoeming bestuurder"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2025-02-20",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0791.232.760",
"name_full": "EFC IMMO",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
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"co_filed_documents": [],
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | EFC IMMO |