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ED&J

Active
Champ des Fontaines 20 ·1300 Wavre, Belgium
KBO/BCE: BE 0753.600.027
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ED&J is 1.9% (moderate). The 2022 annual accounts show equity of €11k and a net result of €-3k. Its solvency ranks better than 68% of 3187 sector peers (fiscal year 2022). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 31-12-2023 was due at the National Bank by 31-07-2024. Nothing is on record today, 743 days later. 3 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 28-02-2024, 212 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 nothing on record not filed -
31-12-2022 31-07-2023 28-02-2024 212 d late 2024-00037912
31-12-2021 31-07-2022 15-02-2024 564 d late 2024-00033128

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.9% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Lower-failure-rate sector

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-3k
Working capital€11k

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 28-02-2024 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 46.0% 20.1%
better than 68% of 3187 sector peers
Net result €-3k €2k
better than 40% of 3179 sector peers
Equity €11k €26k
better than 37% of 3190 sector peers
Gross operating margin €-2k €21k
better than 24% of 3173 sector peers
Total assets €24k €251k
better than 10% of 3188 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Depositmicro
Revenue-
EBITDA-
Net profit€-3k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€24k
Equity€11k
Debt€13k
of which ≤ 1y€13k
of which > 1y-
Working capital€11k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.85
Quick ratio1.85
Working capital ratio46.0%
Solvency46.0%
Debt / equity1.17
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-10.4%
ROE-22.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€24k
Current assets 29/58€24k
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€24k
Equity 10/15€11k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€9k
Amounts payable 17/49€13k
Amounts payable within one year 42/48€13k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-2k
Financial income 75€0
Financial charges 65€396
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.

Health barometer

FY 2022 · computed
58 / 100 Fair
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
ED&J
Place Albert 1er 23/1, 1300 WavreHandelsbemiddeling in de groothandel in andere specifieke goederen
since 20202.306.900.817
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,344 m²
Buildings2
Building footprint202 m²
Volume (LiDAR)2,229 m³
Tallest building24.1 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25055A0195/00C000 Wallonia 1,059 m² 1 · 98 m² 24.1 m · 3 fl.
25055C0165/00L000 Wallonia 286 m² 1 · 104 m² 11.7 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
23-09-2025
Registered-office move
All acts · 1 updated 10 months ago
2025
23-09-2025 Registered office moved within Limal Registered-office change·Edouard-Jean Navez
  • Place Albert 1er n°23, bte 1 – 1300 Limal → 20, Champ des Fontaines – 1300 Limal
Notary: Edouard-Jean Navez · Wavre

Analysis

Snowflake analysis

financial profile on 5 axes
Health58Profitability0Solvency88Growth-Stability79
56 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 58
Profitability 0
Solvency 88
Growth -
Stability 79

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311
Primary activity highlighted.
Names & trade names
Legal nameFR ED&J
Registered office
Champ des Fontaines 20
1300 Wavre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.