ECOFLEX DECLERC
ActiveECOFLEX DECLERC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +63 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency18▼-22
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.81 in 2024), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.9%
Return on assets
22.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 11165 sector peers (2025).
NBB · sector comparisonPosition among 11165 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
94 d early
2024
92 d late
2023
98 d late
2022
23 d late
2021
388 d late
2020
116 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k
2024 · €-19k
2018: €20k
2019: €38k
2020: €9k
2021: €-41k
2022: €-29k
2023: €-26k
2024: €-19k
2018 → 2025
Total assets
€140k▲ 37.6%
2024 · €102k
2018: €42k
2019: €64k
2020: €21k
2021: €18k
2022: €29k
2023: €76k
2024: €102k
2018 → 2025
Net result
€31k▲ 352%
2024 · €7k
2018: €16k
2019: €18k
2020: €-29k
2021: €-50k
2022: €12k
2023: €3k
2024: €7k
2018 → 2025
Working capital
€4k
2024 · €-23k
2018: €20k
2019: €35k
2020: €4k
2021: €-45k
2022: €-32k
2023: €-30k
2024: €-23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-41k-€-29k▲ 29.7%€-26k▲ 9.8%€-19k▲ 26.7%€12k
Operating result€-50k-€14k€3k▼ 77.7%€9k▲ 190%€32k▲ 261%
Net result€-50k-€12k€3k▼ 76.8%€7k▲ 146%€31k▲ 352%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 261% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€8k▲ 146%
Current assets
€131k▲ 33.8%
Equity and liabilities €140k
Equity
€12k
Debt
€127k
Debt finances 91.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€33k
Cash flow
€33k
Solvency
8.9%▲
2024 · -18.8%
Current ratio
1.03▲
2024 · 0.81
Quick ratio
1.03▲
2024 · 0.81
Debt / equity
10.29▲
2024 · -6.32
ROE
254.2%▲
2024 · -36.5%
ROA
22.5%▲
2024 · 6.9%
Interest coverage
104.26
Debt
€127k▲
2024 · €121k
Debt ≤ 1 year
€127k▲
2024 · €121k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€140k▲
Fixed assets21/28€3k€8k▲
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Financial fixed assets28€3k€3k=
Current assets29/58€98k€131k▲
Amounts receivable within one year40/41€96k€105k▲
Trade receivables40€96k€104k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€3k€26k▲
Equity and liabilities
Total equity and liabilities10/49€102k€140k▲
Equity10/15€-19k€12k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Other1319-€2k
Profit (loss) carried forward14€-40k€-8k▲
Amounts payable17/49€121k€127k▲
Amounts payable within one year42/48€121k€127k▲
Trade debts44€912€11k▲
Suppliers440/4€912€11k▲
Taxes, remuneration and social security45€20k€17k▼
Taxes450/3€20k€17k▼
Other amounts payable47/48€99k€99k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Gross operating margin9900€9k€33k▲
Operating profit (loss)9901€9k€32k▲
Financial charges65/66B€137€316▲
Recurring financial charges65€137€316▲
Profit (loss) for the period before taxes9903€9k€31k▲
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€7k€31k▲
Profit (loss) for the period to be appropriated9905€7k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-8k▲
Profit (loss) brought forward from the previous period14P€-47k€-40k▲
Transfer from equity791/2-€0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
Incorporation · Founding capital
Corporate purpose · Director appointment
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €31k ▲352%
Operating result €32k, net result €31k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 98 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 388 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2021
31-12
Financial
Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 116 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 122 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
16-04-2019
Resigned as Liquidator
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 4453012 LeuvenGround area
2,660 m²
Building footprint
1,167 m²
Volume, LiDAR
6,989 m³
2 parcels, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ECOFLEX DECLERC
since 20162.303.283.707
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126B0233/00F006 | Flanders | 1,857 m² | 1 · 891 m² | 11.8 m · 2 fl. |
| 24126B0166/00S002 | Flanders | 803 m² | 1 · 276 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0787.713.343
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NEXTlease
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Telloport
BE 0680.877.840
Hasselt · Eq €12k
Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2016
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.