ECOFLAMME COMMERCIAL
ActiveECOFLAMME COMMERCIAL has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-81k) and a net result of €-3k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 11% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66; short-term debt: 152.3% and cash: 10.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-52.3%
Return on assets
-1.9%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-81k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
on the day
2023
40 d early
2022
on the day
2021
4 d early
2020
2 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-81k▼ 3.9%
2024 · €-78k
2019: €-55k
2020: €-63k
2021: €-60k
2022: €-113k
2023: €-74k
2024: €-78k
2019 → 2025
Total assets
€155k▼ 18.6%
2024 · €190k
2019: €296k
2020: €287k
2021: €285k
2022: €206k
2023: €194k
2024: €190k
2019 → 2025
Net result
€-3k▲ 19.3%
2024 · €-4k
2019: €-38k
2020: €-8k
2021: €3k
2022: €-52k
2023: €38k
2024: €-4k
2019 → 2025
Working capital
€-81k
2024 · €190k
2019: €-48k
2020: €-57k
2021: €-35k
2022: €-113k
2023: €-74k
2024: €190k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-60k-€-113k▼ 86.9%€-74k▲ 34.1%€-78k▼ 5.0%€-81k▼ 3.9%
Operating result€-4k-€-52k▼ 1,151%€38k€-4k€-3k▲ 17.4%
Net result€3k-€-52k€38k€-4k€-3k▲ 19.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-52.3%▼
2024 · -41.0%
Current ratio
0.66
Quick ratio
0.58
Debt / equity
-2.91▲
2024 · -3.44
ROA
-1.9%▲
2024 · -2.0%
Debt
€236k▼
2024 · €268k
Debt ≤ 1 year
€236k▲
2024 · €96
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€155k▼
Current assets29/58€190k€155k▼
Stocks and contracts in progress3€19k€19k=
Stocks30/36€19k€19k=
Amounts receivable within one year40/41€135k€120k▼
Trade receivables40€135k€120k▼
Cash at bank and in hand54/58€35k€16k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€190k€155k▼
Equity10/15€-78k€-81k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-98k€-101k▼
Amounts payable17/49€268k€236k▼
Amounts payable within one year42/48€96€236k▲
Trade debts44€96€646▲
Suppliers440/4€96€646▲
Other amounts payable47/48-€235k
Accrued charges and deferred income492/3€268k-
Income statement
Code20242025
Gross operating margin9900€-4k€-3k▲
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€131€169▲
Recurring financial income75€131€169▲
Financial charges65/66B€213€164▼
Recurring financial charges65€213€164▼
Profit (loss) for the period before taxes9903€-4k€-3k▲
Profit (loss) for the period9904€-4k€-3k▲
Profit (loss) for the period to be appropriated9905€-4k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-98k€-101k▼
Profit (loss) brought forward from the previous period14P€-95k€-98k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 2739current ratio 1981.30
Current ratio from 0.72 to 1981.30; short-term debt falls from €268k to €96.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-52k ▼1910%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
14-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bièvre · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d' Houdrémont 1055555 BièvreGround area
1,059 m²
Building footprint
203 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
MH Bois
since 20132.219.140.363
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91015D0246/00K000 | Wallonia | 714 m² | 1 · 140 m² | - |
| 91015B0300/00K007 | Wallonia | 345 m² | 1 · 63 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WAALWIJK
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 473 companies in sector 46842 we hold annual accounts for 346.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2013
Fiscal year end30-06
Activities, NACEBEL
46842Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.