ECLIPS SOFTWARE DEVELOPMENT CENTER
ActiveECLIPS SOFTWARE DEVELOPMENT CENTER has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+33
Solvency13▼-30
Growth69▲+29
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.07 against 0.92 in 2024), and 99.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.2%
Return on assets
6.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1397 sector peers (2025).
NBB · sector comparisonPosition among 1397 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
1 d early
2021
on the day
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€184k▼ 2.9%
2024 · €189k
2018: €129k
2019: €89k
2020: €126k
2021: €137k
2022: €181k
2023: €184k
2024: €189k
2018 → 2025
EBIT margin
23.9%▲ 7.5pp
2024 · 16.4%
2018: -0.7%
2019: -24.3%
2020: 18.3%
2021: 3.6%
2022: 16.8%
2023: -0.6%
2024: 16.4%
2018 → 2025
Net result
€39k
2024 · €-57k
2018: €-931
2019: €-22k
2020: €21k
2021: €4k
2022: €30k
2023: €-1k
2024: €-57k
2018 → 2025
Working capital
€6k
2024 · €-12k
2018: €37k
2019: €-15k
2020: €378
2021: €-972
2022: €611
2023: €-57k
2024: €-12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€137k-€181k▲ 31.9%€184k▲ 1.9%€189k▲ 2.9%€184k▼ 2.9%
Equity€-10k-€20k€19k▼ 5.9%€-38k€2k
Operating result€5k-€30k▲ 508%€-1k€31k€44k▲ 41.7%
Net result€4k-€30k▲ 582%€-1k€-57k▼ 4,700%€39k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 42% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €645k
Fixed assets
€546k▼ 5.1%
Current assets
€99k▼ 24.4%
Equity and liabilities €645k
Equity
€2k
Provisions
€343k
Debt
€300k
Debt finances 46.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€73k▲
2024 · €44k
Cash flow
€69k▲
2024 · €-44k
Solvency
0.2%▲
2024 · -5.4%
Current ratio
1.07▲
2024 · 0.92
Quick ratio
0.83▲
2024 · 0.76
ROA
6.1%▲
2024 · -8.1%
Debt
€300k▼
2024 · €375k
Debt ≤ 1 year
€93k▼
2024 · €142k
Debt > 1 year
€207k▼
2024 · €232k
Income taxes
€0▼
2024 · €8k
Staff costs
€515▲
2024 · €55
A ratio outside any meaningful range has been withheld (balance sheet total €645k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€706k€645k▼
Formation expenses20€0€0=
Fixed assets21/28€575k€546k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€575k€546k▼
Land and buildings22€441k€419k▼
Plant, machinery and equipment23€18k€12k▼
Furniture and vehicles24€289€289=
Leasing and similar rights25€15k€13k▼
Other tangible fixed assets26€101k€101k=
Assets under construction and advance payments27€0€0=
Financial fixed assets28€0€0=
Affiliated companies280/1€0€0=
Participating interests280€0€0=
Amounts receivable281€0€0=
Companies linked by participating interests282/3€0€0=
Participating interests282€0€0=
Amounts receivable283€0€0=
Other financial fixed assets284/8€0€0=
Shares284€0€0=
Amounts receivable and cash guarantees285/8€0€0=
Current assets29/58€131k€99k▼
Amounts receivable after more than one year29€0€0=
Trade receivables290€0€0=
Other amounts receivable291€0€0=
Stocks and contracts in progress3€22k€22k=
Stocks30/36€22k€22k=
Raw materials and consumables30/31-€0
Work in progress32-€0
Finished goods33-€0
Goods purchased for resale34€22k€22k=
Property held for sale35€0€0=
Advance payments36€0€0=
Contracts in progress37€0€0=
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€0€0=
Other amounts receivable41€8k€14k▲
Current investments50/53€0€0=
Own shares50€0€0=
Other investments51/53€0€0=
Cash at bank and in hand54/58€0€0=
Deferred charges and accrued income490/1€100k€62k▼
Equity and liabilities
Total equity and liabilities10/49€706k€645k▼
Equity10/15€-38k€2k▲
Contributions10/11€19k€19k=
Capital10-€19k
Issued capital100-€19k
Uncalled capital101-€0
Outside capital11-€0
Share premium1100/10-€0
Other1109/19-€0
Revaluation surpluses12€0€0=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130-€1k
Reserves not available under the articles1311€1k€0▼
Own shares acquired1312-€0
Financial assistance1313-€0
Other1319-€0
Tax-exempt reserves132-€0
Distributable reserves133-€0
Profit (loss) carried forward14€-58k€-18k▲
Investment grants15€0€0=
Advance to shareholders on the distribution of net assets19€0€0=
Provisions and deferred taxes16€369k€343k▼
Provisions for liabilities and charges160/5€369k€343k▼
Pensions and similar obligations160€0€0=
Taxes161€0€0=
Major repairs and maintenance162€0€0=
Environmental obligations163€0€0=
Other liabilities and charges164/5€369k€343k▼
Deferred taxes168€0€0=
Amounts payable17/49€375k€300k▼
Amounts payable after more than one year17€232k€207k▼
Financial debts170/4€232k€207k▼
Subordinated loans170€0€0=
Unsubordinated bonds171€0€0=
Leasing and similar obligations172€0€0=
Credit institutions173€232k€207k▼
Other loans174€0€0=
Trade debts175€0€0=
Suppliers1750€0€0=
Bills of exchange payable1751€0€0=
Advances received on contracts in progress176€0€0=
Other amounts payable178/9€0€0=
Amounts payable within one year42/48€142k€93k▼
Current portion of amounts payable after more than one year42€12k€3k▼
Financial debts43€25k€25k▲
Credit institutions430/8€25k€25k▲
Other loans439€0€0=
Trade debts44€0€0=
Suppliers440/4€0€0=
Bills of exchange payable441€0€0=
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€45k€40k▼
Taxes450/3€29k€34k▲
Remuneration and social security454/9€16k€5k▼
Other amounts payable47/48€54k€26k▼
Accrued charges and deferred income492/3€0€0=
Income statement
Code20242025
Operating income70/76A€191k€186k▼
Turnover70€189k€184k▼
Change in stocks of work in progress, finished goods and contracts in progress71€0€0=
Own construction capitalised72€0€0=
Other operating income74€2k€2k▲
Non-recurring operating income76A€0€0=
Operating charges60/66A€160k€142k▼
Goods for resale, raw materials and consumables60€26k€12k▼
Purchases600/8€26k€12k▼
Change in stocks: decrease (increase)609€0€0=
Services and other goods61€121k€99k▼
Remuneration, social security and pensions62€55€515▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€29k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€0=
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€0=
Other operating charges640/8€387€822▲
Operating charges capitalised as restructuring costs649€0-
Non-recurring operating charges66A-€0
Operating profit (loss)9901€31k€44k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Income from financial fixed assets750€1€0▼
Income from current assets751€0€0=
Other financial income752/9€0€0=
Non-recurring financial income76B€0€0=
Financial charges65/66B€80k€4k▼
Recurring financial charges65€2k€4k▲
Debt charges650€2k€0▼
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€0€0=
Other financial charges652/9€73€4k▲
Non-recurring financial charges66B€78k€0▼
Profit (loss) for the period before taxes9903€-49k€39k▲
Transfer from deferred taxes780€0€0=
Transfer to deferred taxes680-€0
Income taxes67/77€8k€0▼
Taxes670/3€8k€0▼
Tax adjustments and reversals of tax provisions77€0€0=
Profit (loss) for the period9904€-57k€39k▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€-57k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-18k▲
Profit (loss) brought forward from the previous period14P€-1k€-58k▼
The notes to these accounts (36 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardenstraat 453060 BertemGround area
758 m²
Building footprint
95 m²
Volume, LiDAR
630 m³
Parcel 24009C0587/00Z011, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Paardenstraat 45, 3060 Bertem
since 19972.082.030.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24009C0587/00Z011 | Flanders | 758 m² | 1 · 95 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0741.407.820
Soignies · Eq €2k
IRCONIC
BE 0741.849.664
Antwerpen · Eq €2k
G.E.M'S Business Solutions
BE 0765.202.316
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GILITY
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Manage · Eq €2k
Of 16,813 companies in sector 62100 we hold annual accounts for 8,747. 1,285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-02-1997
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.