ECCE
ActiveSummary
ECCE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €3k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+16
Solvency100=
Growth85▲+33
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 5.31 against 5.03 in 2024; short-term debt: 18.8% of total assets), and 18.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.2%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
37 d early
2022
17 d late
2021
33 d early
2020
33 d early
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€14k▲ 67.6%
2024 · €8k
2024: €8k
2024 → 2025
EBIT margin
18.6%▲ 162.8pp
2024 · -144.2%
2024: -144.2%
2024 → 2025
Net result
€3k
2024 · €-14k
2018: €-514
2019: €2k
2020: €11k
2021: €153k
2022: €-2k
2023: €-3k
2024: €-14k
2018 → 2025
Working capital
€205k▲ 0.2%
2024 · €205k
2019: €-44k
2020: €-8k
2021: €220k
2022: €223k
2023: €216k
2024: €205k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€8k€14k▲ 67.6%
Equity€221k-€219k▼ 1.0%€216k▼ 1.2%€203k▼ 6.5%€205k▲ 1.4%
Operating result€237k-€-3k€-6k▼ 84.1%€-12k▼ 117%€3k
Net result€153k-€-2k€-3k▼ 21.5%€-14k▼ 424%€3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €253k
Equity
€205k ▲ 1.4%
Debt
€48k ▼ 10.6%
Debt's share of the balance-sheet total falls from 20.8% to 18.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
5.31▲
2024 · 5.03
Debt to equity
0.23▼
2024 · 0.26
ROE
1.4%▲
2024 · -6.9%
ROA
1.1%▲
2024 · -5.5%
Debt ≤ 1 year
€48k▼
2024 · €51k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€256k€253k▼
Current assets29/58€256k€253k▼
Amounts receivable after more than one year29€223k€216k▼
Other amounts receivable291€223k€216k▼
Amounts receivable within one year40/41€20k€17k▼
Trade receivables40€2k€0▼
Other amounts receivable41€18k€17k▼
Deferred charges and accrued income490/1€13k€20k▲
Equity and liabilities
Total equity and liabilities10/49€256k€253k▼
Equity10/15€203k€205k▲
Contributions10/11€62k€62k=
Reserves13€159k€159k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€153k€153k=
Profit (loss) carried forward14€-19k€-16k▲
Amounts payable17/49€53k€48k▼
Amounts payable within one year42/48€51k€48k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€48k€45k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Turnover70€8k€14k▲
Non-recurring operating income76A-€2k
Goods, raw materials, services and sundry goods60/61€20k€13k▼
Other operating charges640/8€570€856▲
Gross operating margin9900€-11k€3k▲
Operating profit (loss)9901€-12k€3k▲
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€-14k€4k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-14k€3k▲
Profit (loss) for the period to be appropriated9905€-14k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-16k▲
Profit (loss) brought forward from the previous period14P€-5k€-19k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 11.43
Current ratio from 5.46 to 11.43; short-term debt falls from €49k to €21k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €153k ▲1,245%
Operating result €237k, net result €153k, both a record.
31-12
Financial
Liquidity times 6current ratio 5.46
Current ratio from 0.93 to 5.46; short-term debt falls from €106k to €49k.
31-12
Financial
Equity above €200kEq €221k ▲223%
3 profitable years in a row build equity to €221k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1999
Ground area
427 m²
Building footprint
167 m²
Volume, LiDAR
1,211 m³
Parcel 11040D0256/00S005, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heikantstraat 128, 2900 Schoten
since 19992.292.050.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0256/00S005 | Flanders | 427 m² | 1 · 167 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,799 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:036850723