EBV CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of EBV CONSTRUCT is 2.6% (moderate). The 2024 annual accounts show equity of €50k and a net result of €5k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 36375 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability62▼-26
Solvency84▲+6
Growth43▼-9
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.41 against 2.11 in 2023; short-term debt: 40.9% and cash: 9.5% of total assets), and 40.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.1%
Return on assets
6.4%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-12-2025, 151 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
151 d late
2023
98 d late
2022
262 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€311k▲ 15.3%
2023 · €269k
2022: €328khighest in 3 years
2023: €269k▼ -18.0% vs 2022lowest in 3 years
2024: €311k▲ +15.3% vs 2023
2022 → 2024
EBIT margin
2.6%▼ 8.3pp
2023 · 10.9%
2022: 6.7%
2023: 10.9%▲ +63.3% vs 2022highest in 3 years
2024: 2.6%▼ -76.3% vs 2023lowest in 3 years
2022 → 2024
Net result
€5k▼ 74.9%
2023 · €22k
2022: €21k
2023: €22k▲ +3.3% vs 2022highest in 3 years
2024: €5k▼ -74.9% vs 2023lowest in 3 years
2022 → 2024
Working capital
€49k▲ 12.0%
2023 · €44k
2022: €21klowest in 3 years
2023: €44k▲ +107% vs 2022
2024: €49k▲ +12.0% vs 2023highest in 3 years
2022 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€328k-€269k▼ 18.0%€311k▲ 15.3%
2022: €328khighest in 3 years
2023: €269k▼ -18.0% vs 2022lowest in 3 years
2024: €311k▲ +15.3% vs 2023
Equity€23k-€45k▲ 94.3%€50k▲ 12.2%
2022: €23klowest in 3 years
2023: €45k▲ +94.3% vs 2022
2024: €50k▲ +12.2% vs 2023highest in 3 years
Operating result€22k-€29k▲ 33.9%€8k▼ 72.7%
2022: €22k
2023: €29k▲ +33.9% vs 2022highest in 3 years
2024: €8k▼ -72.7% vs 2023lowest in 3 years
Net result€21k-€22k▲ 3.3%€5k▼ 74.9%
2022: €21k
2023: €22k▲ +3.3% vs 2022highest in 3 years
2024: €5k▼ -74.9% vs 2023lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 73% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €85k
Fixed assets
€1k ▲ 18.7%
Current assets
€83k ▲ 0.4%
Equity and liabilities €85k
Equity
€50k ▲ 12.2%
Debt
€35k ▼ 12.4%
Debt's share of the balance-sheet total falls from 47.0% to 40.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2023 · €30k
Cash flow
€6k▼
2023 · €23k
Current ratio
2.41▲
2023 · 2.11
Debt to equity
0.69▼
2023 · 0.89
ROE
10.9%▼
2023 · 48.5%
ROA
6.4%▼
2023 · 25.7%
Interest coverage
100.41▲
2023 · 15.32
Debt ≤ 1 year
€35k▼
2023 · €39k
Income taxes
€3k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€84k€85k▲
Fixed assets21/28€935€1k▲
Tangible fixed assets22/27€935€28▼
Furniture and vehicles24€935€28▼
Financial fixed assets28-€1k
Current assets29/58€83k€83k▲
Amounts receivable within one year40/41€69k€75k▲
Trade receivables40€62k€71k▲
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€14k€8k▼
Equity and liabilities
Total equity and liabilities10/49€84k€85k▲
Equity10/15€45k€50k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€43k€48k▲
Amounts payable17/49€39k€35k▼
Amounts payable within one year42/48€39k€35k▼
Trade debts44€17k€7k▼
Suppliers440/4€17k€7k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€17k€20k▲
Income statement
Code20232024
Turnover70€269k€311k▲
Goods, raw materials, services and sundry goods60/61€237k€300k▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€908€908=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€32k€10k▼
Operating profit (loss)9901€29k€8k▼
Financial income75/76B€252-
Recurring financial income75€252-
Financial charges65/66B€2k€89▼
Recurring financial charges65€2k€89▼
Profit (loss) for the period before taxes9903€28k€8k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€22k€5k▼
Profit (loss) for the period to be appropriated9905€22k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€48k▲
Profit (loss) brought forward from the previous period14P€21k€43k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Turnover70 | €328k | €269k | €311k | ▲ 15.3% |
| Goods, raw materials, services and sundry goods60/61 | €302k | €237k | €300k | ▲ 26.5% |
| Remuneration, social security and pensions62 | €963 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €908 | €908 | €908 | = |
| Other operating charges640/8 | €3k | €1k | €1k | ▼ 25.5% |
| Gross operating margin9900 | €27k | €32k | €10k | ▼ 68.4% |
| Operating profit (loss)9901 | €22k | €29k | €8k | ▼ 72.7% |
| Financial income75/76B | - | €252 | - | - |
| Recurring financial income75 | - | €252 | - | - |
| Financial charges65/66B | €1k | €2k | €89 | ▼ 95.5% |
| Recurring financial charges65 | €1k | €2k | €89 | ▼ 95.5% |
| Profit (loss) for the period before taxes9903 | €21k | €28k | €8k | ▼ 71.3% |
| Income taxes67/77 | - | €6k | €3k | ▼ 58.3% |
| Profit (loss) for the period9904 | €21k | €22k | €5k | ▼ 74.9% |
| Profit (loss) for the period to be appropriated9905 | €21k | €22k | €5k | ▼ 74.9% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €42k | €84k | €85k | ▲ 0.6% |
| Fixed assets21/28 | €2k | €935 | €1k | ▲ 18.7% |
| Tangible fixed assets22/27 | €2k | €935 | €28 | ▼ 97.1% |
| Furniture and vehicles24 | €2k | €935 | €28 | ▼ 97.1% |
| Financial fixed assets28 | - | - | €1k | - |
| Current assets29/58 | €40k | €83k | €83k | ▲ 0.4% |
| Amounts receivable within one year40/41 | €29k | €69k | €75k | ▲ 9.3% |
| Trade receivables40 | €23k | €62k | €71k | ▲ 13.5% |
| Other amounts receivable41 | €6k | €7k | €5k | ▼ 29.3% |
| Cash at bank and in hand54/58 | €11k | €14k | €8k | ▼ 42.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €42k | €84k | €85k | ▲ 0.6% |
| Equity10/15 | €23k | €45k | €50k | ▲ 12.2% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €21k | €43k | €48k | ▲ 12.8% |
| Amounts payable17/49 | €19k | €39k | €35k | ▼ 12.4% |
| Amounts payable within one year42/48 | €19k | €39k | €35k | ▼ 12.4% |
| Trade debts44 | €16k | €17k | €7k | ▼ 59.9% |
| Suppliers440/4 | €16k | €17k | €7k | ▼ 59.9% |
| Taxes, remuneration and social security45 | - | €6k | €7k | ▲ 24.1% |
| Taxes450/3 | - | €6k | €7k | ▲ 24.1% |
| Other amounts payable47/48 | €3k | €17k | €20k | ▲ 20.9% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €22k | €5k | ▼ 74.9% |
| + Depreciation and write-downs630 | €908 | €908 | €908 | = |
| Operating cash flow (approximation) | €22k | €23k | €6k | ▼ 71.9% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | - |
| Change in cash | - | €3k | €-6k | ▼ 291% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-09
State Gazette act
Resignation: Borges Vitorino Eric (director)Appointment: Dorvina Faria da Silva Pollyana (director) · Share transfer · Shareholding6 facts ▸
State Gazette act
Resignation: Borges Vitorino Eric (director)
Appointment: Dorvina Faria da Silva Pollyana (director) · Share transfer · Shareholding6 facts ▸
- General meeting, 10-09-2026
- Director resignation, Borges Vitorino Eric (director)
- Share transfer, Borges Vitorino Eric → Dorvina Faria da Silva Pollyana
- Director appointment, Dorvina Faria da Silva Pollyana (director)
- Shareholding, 90
- Shareholding, 0
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 151 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼74.9%
Net result drops to €5k, the lowest in the series.
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 98 days late
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 262 days late
2023
31-12
Financial
Highest result since 2022net €22k ▲3.3%
Operating result €29k, net result €22k, both a record.
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Dorvina Faria da Silva Pollyana
CurrentDirector · since 24-09-2026
24-09-2026
Dorvina Faria da Silva Pollyana: Appointed as Director
10-09-2026
Eric BORGES VITORINO: Resigned as Director
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2021
Ground area
4,952 m²
Building footprint
1,130 m²
Volume, LiDAR
16,728 m³
2 parcels, Brussels, Flanders · tallest building 39.5 m, ±12 floors. Linked by address, not a title deed.
19
companies at this address
See who is registered here
1 establishment unit
EBV CONSTRUCT
since 20212.324.293.115
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003C0154/00Z000 | Flanders | 2,538 m² | 1 · 792 m² | 7.9 m · 2 fl. |
| 21002A0080/00L000 | Brussels | 2,414 m² | 1 · 338 m² | 39.5 m · 12 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 24-09-2026 ↗
Share transfer
act of 24-09-2026 ↗
- Borges Vitorino Eric to Dorvina Faria da Silva Pollyana 90 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 8,570 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Scores and ratios are computed by Checked and are not a credit decision.