EBEXCO
ActiveSummary
EBEXCO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.53M and a net result of €154k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-19
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
short-term debt: 0.2% and cash: 5.7% of total assets, and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
6 d early
2023
15 d early
2022
3 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€2.53M▲ 6.5%
2024 · €2.38M
2018: €3.81M
2019: €2.79M
2020: €2.74M
2021: €2.41M
2022: €2.27M
2023: €2.30M
2024: €2.38M
2018 → 2025
Total assets
€2.58M▲ 6.0%
2024 · €2.43M
2018: €3.95M
2019: €2.91M
2020: €2.84M
2021: €2.47M
2022: €2.33M
2023: €2.36M
2024: €2.43M
2018 → 2025
Net result
€154k▲ 106%
2024 · €75k
2018: €-73k
2019: €-18k
2020: €-49k
2021: €-85k
2022: €-141k
2023: €28k
2024: €75k
2018 → 2025
Working capital
€2.14M▲ 9.9%
2024 · €1.95M
2018: €3.60M
2019: €2.50M
2020: €2.21M
2021: €1.90M
2022: €1.76M
2023: €1.83M
2024: €1.95M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.41M-€2.27M▼ 5.8%€2.30M▲ 1.2%€2.38M▲ 3.3%€2.53M▲ 6.5%
Operating result€-78k-€-74k▲ 4.9%€-58k▲ 21.7%€-48k▲ 17.6%€-59k▼ 23.4%
Net result€-85k-€-141k▼ 65.0%€28k€75k▲ 167%€154k▲ 106%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €59k in 2025 against €48k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.58M
Fixed assets
€437k ▼ 8.9%
Current assets
€2.14M ▲ 9.7%
Equity and liabilities €2.58M
Equity
€2.53M ▲ 6.5%
Provisions
€44k ▼ 3.8%
Debt
€4k ▼ 58.6%
Debt's share of the balance-sheet total falls from 0.4% to 0.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-13k▼
2024 · €-3k
Cash flow
€200k▲
2024 · €120k
Debt to equity
0.00▼
2024 · 0.00
ROE
6.1%▲
2024 · 3.2%
ROA
6.0%▲
2024 · 3.1%
Interest coverage
-0.35▼
2024 · 0.05
Debt ≤ 1 year
€4k▼
2024 · €8k
Income taxes
€16k▲
2024 · €8k
A ratio outside any meaningful range has been withheld (balance sheet total €2.58M, equity €2.53M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.43M€2.58M▲
Fixed assets21/28€480k€437k▼
Tangible fixed assets22/27€465k€422k▼
Land and buildings22€448k€417k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€14k€3k▼
Financial fixed assets28€15k€15k=
Current assets29/58€1.95M€2.14M▲
Amounts receivable after more than one year29€50k€142k▲
Other amounts receivable291€50k€142k▲
Amounts receivable within one year40/41€37k€33k▼
Trade receivables40-€308
Other amounts receivable41€37k€33k▼
Current investments50/53€1.58M€1.82M▲
Cash at bank and in hand54/58€287k€146k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€2.43M€2.58M▲
Equity10/15€2.38M€2.53M▲
Contributions10/11€62k€62k=
Reserves13€2.31M€2.47M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€137k€132k▼
Distributable reserves133€2.18M€2.34M▲
Provisions and deferred taxes16€46k€44k▼
Deferred taxes168€46k€44k▼
Amounts payable17/49€10k€4k▼
Amounts payable within one year42/48€8k€4k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Other amounts payable47/48€4k€2k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€46k▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€4k€-5k▼
Operating profit (loss)9901€-48k€-59k▼
Financial income75/76B€70k€265k▲
Recurring financial income75€70k€265k▲
Financial charges65/66B€-59k€37k▲
Recurring financial charges65€-59k€37k▲
Profit (loss) for the period before taxes9903€82k€169k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€75k€154k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€80k€160k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€160k▲
Transfer to equity691/2€80k€160k▲
To other reserves6921€80k€160k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €154k ▲106%
Net result €154k, the highest in the series.
30-09
Financial
Liquidity doublescurrent ratio 494.30
Current ratio from 246.33 to 494.30; short-term debt falls from €8k to €4k.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €28k
Net result €28k after 5 loss-making years.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-141k
Net result drops to €-141k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Liquidity times 10current ratio 793.33
Current ratio from 75.81 to 793.33; short-term debt falls from €29k to €2k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
01-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donklaan 489290 BerlareGround area
1,455 m²
Building footprint
253 m²
Volume, LiDAR
885 m³
Parcel 42003A0737/00F000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EBEXCO NV
since 19962.076.222.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003A0737/00F000 | Flanders | 1,455 m² | 1 · 253 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755006DCMHC1NV2N852
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 17,523 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1995
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.