EBA PROJETS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of EBA PROJETS is 0.4% (very low). The 2025 annual accounts show equity of €1k and a net result of €209k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 4723 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Signals

2 signals · with evidence

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 4723 sector peers (2025).

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 5 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	01-12-2025	61 d early	2025-00573444
30-06-2024	31-01-2025	27-09-2024	126 d early	2024-00482051
30-06-2023	31-01-2024	30-11-2023	62 d early	2023-00518838
30-06-2022	31-01-2023	28-11-2022	64 d early	2022-20526000
30-06-2021	31-01-2022	13-12-2021	49 d early	2021-80100117

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€209k+23.9%

Working capital€1k+66.1%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 01-12-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~62% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	0.2%	55.5%	better than 9% of 4723 sector peers
Net result	€209k	€38k	better than 95% of 4722 sector peers
Equity	€1k	€64k	better than 8% of 4723 sector peers
Gross operating margin	€275k	€61k	better than 95% of 4715 sector peers
Total assets	€456k	€146k	better than 86% of 4723 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P9

Weakening position over 2021-2025 · n=3465-12464

Net result P95

Improving position over 2021-2025 · n=3464-12466

Equity P8

Weakening position over 2021-2025 · n=3470-12472

Gross operating margin P95

Improving position over 2021-2025 · n=3455-12452

Describes the position versus peers, not a forecast.

EBITDA

€274k

+25.3% 21-25

Net profit

€209k

+23.9% 21-25

Cash flow

€209k

+23.7% 21-25

Total assets

€456k

+90.7% 21-25

Equity

€1k

+3.9% 21-25

Working capital

€1k

+66.1% 21-25

Income taxes

€65k

+30.3% 21-25

Dividends

€209k

-11.4% 21-25

Debt

€455k

+91.1% 21-25

Debt ≤ 1y

€455k

+91.2% 21-25

Current ratio

1.00

0.0% 21-25

Quick ratio

1.00

0.0% 21-25

Solvency

0.2%

-45.5% 21-25

Debt / equity

420.80

+83.9% 21-25

ROE

19269.2%

+19.2% 21-25

ROA

45.7%

-35.0% 21-25

Interest coverage

808.75

-82.9% 21-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€274k
Net profit	€209k
Cash flow	€209k
Staff costs	-
Income taxes	€65k
Dividends	€209k
Total assets	€456k
Equity	€1k
Debt	€455k
of which ≤ 1y	€455k
of which > 1y	-
Working capital	€1k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.00
Quick ratio	1.00
Working capital ratio	0.3%
Solvency	0.2%
Debt / equity	420.80
Long-term debt ratio	-
Interest coverage	808.75
Gross margin	-
Net margin	-
ROA	45.7%
ROE	19269.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Equity & liabilities

Equity €1k · 0.2% Debt €455k · 99.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€456k
Current assets	29/58	€456k
Amounts receivable within one year	40/41	€185k
Cash & bank	54/58	€272k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€456k
Equity	10/15	€1k
Contributions / capital	10/11	€1k
Accumulated profits (losses)	14	€82
Amounts payable	17/49	€455k
Amounts payable within one year	42/48	€455k
Trade debts payable within one year	44	€797
Income statement
Gross operating margin	9900	€275k
Operating result	9901	€274k
Financial charges	65	€339
Result before taxes	9903	€274k
Income taxes	67/77	€65k
Net result for the period	9904	€209k
Result to be appropriated	9905	€209k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

76 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

EBA PROJETS

Rue Ferdinand Philippot(SL) 16, 5020 NamurActiviteiten van hoofdkantoren

since 20202.311.004.016

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area4,828 m²

Buildings1

Building footprint144 m²

Volume (LiDAR)1,148 m³

Tallest building9.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92120B0103/00L000	Wallonia	4,828 m²	1 · 144 m²	9.8 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

68 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 76

Profitability 100

Solvency 11

Growth 58

Stability 94

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