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EB-LEX

Active
Private limited company·Activiteiten van deurwaarders· 3 yrs active
Rue de la Paix 5 ·4420 Saint-Nicolas, Belgium
KBO/BCE: BE 0791.596.313
Watch Print / PDF
Age3 yrs
Real estate1 parcel · 183 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of EB-LEX is 0.3% (very low). The 2025 annual accounts show equity of €130k and a net result of €58k. Its solvency ranks better than 92% of 1943 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 92% of 1943 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-12-2025, 56 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 06-12-2025 56 d early 2025-00577071
30-06-2024 31-01-2025 03-12-2024 59 d early 2024-00608636

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€58k-15.6%
Working capital€122k+72.4%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 06-12-2025 with the NBB · fiscal year 2025 · micro
€0€25k€50k€75k€100kOperating result 2024: €98k€98kNet result 2024: €69k€69kOperating result 2025: €77k€77kNet result 2025: €58k€58k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 90.3% 53.8%
better than 92% of 1943 sector peers
Net result €58k €43k
better than 61% of 1943 sector peers
Equity €130k €56k
better than 74% of 1944 sector peers
Gross operating margin €79k €68k
better than 57% of 1942 sector peers
Total assets €144k €133k
better than 53% of 1943 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€78k
-20.5% 24-25
Net profit
€58k
-15.6% 24-25
Cash flow
€59k
-14.5% 24-25
Total assets
€144k
+32.6% 24-25
Equity
€130k
+80.3% 24-25
Working capital
€122k
+72.4% 24-25
Income taxes
€16k
-43.2% 24-25
Debt
€14k
-61.7% 24-25
Debt ≤ 1y
€14k
-61.7% 24-25
Current ratio
9.77
+231.5% 24-25
Quick ratio
9.77
+231.5% 24-25
Solvency
90.3%
+36.0% 24-25
Debt / equity
0.11
-78.8% 24-25
ROE
44.5%
-53.2% 24-25
ROA
40.2%
-36.4% 24-25
Interest coverage
30.60
-96.7% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€78k
Net profit€58k
Cash flow€59k
Staff costs-
Income taxes€16k
Dividends-
Total assets€144k
Equity€130k
Debt€14k
of which ≤ 1y€14k
of which > 1y-
Working capital€122k
Employees (FTE)-
Ratios (computed)
2025
Current ratio9.77
Quick ratio9.77
Working capital ratio85.0%
Solvency90.3%
Debt / equity0.11
Long-term debt ratio-
Interest coverage30.60
Gross margin-
Net margin-
ROA40.2%
ROE44.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€144k
Fixed assets 21/28€8k
Tangible fixed assets 22/27€8k
Current assets 29/58€136k
Amounts receivable within one year 40/41€8k
Cash & bank 54/58€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€144k
Equity 10/15€130k
Contributions / capital 10/11€4k
Reserves 13€25k
Accumulated profits (losses) 14€101k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€698
Income statement
Gross operating margin 9900€79k
Operating result 9901€77k
Financial income 75€0
Financial charges 65€3k
Result before taxes 9903€74k
Income taxes 67/77€16k
Net result for the period 9904€58k
Result to be appropriated 9905€58k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
EB-LEX
Rue de la Paix 5, 4420 Saint-NicolasActiviteiten van deurwaarders
since 20222.337.554.401
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area183 m²
Buildings1
Building footprint61 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62093B0302/00A050 Wallonia 183 m² 1 · 60 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van deurwaarders69103Activiteiten van deurwaarders69103
Primary activity highlighted.
Names & trade names
Legal nameFR EB-LEX
Registered office
Rue de la Paix 5
4420 Saint-Nicolas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.