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EASY CREDIT

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 14 yrs active
Koekelberglaan 89 ·1082 Sint-Agatha-Berchem, Belgium
KBO/BCE: BE 0841.588.232
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Age14 yrs

Summary

Conclusion

the dossier summarised in one paragraph

EASY CREDIT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00436349
31-12-2023 31-07-2024 31-08-2024 31 d late 2024-00426712
30-06-2022 31-01-2023 31-01-2023 on the day 2023-00017014
30-06-2021 31-01-2022 01-02-2022 1 d late 2022-04700168
30-06-2020 31-01-2021 29-01-2021 2 d early 2021-03100252
30-06-2019 31-01-2020 05-02-2020 5 d late 2020-04600217
30-06-2018 31-01-2019 26-10-2018 97 d early 2018-70300028
30-06-2017 31-01-2018 18-10-2018 260 d late 2018-69500499
30-06-2016 31-01-2017 27-10-2016 96 d early 2016-66500262
30-06-2015 31-01-2016 29-10-2015 94 d early 2015-65900085

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2011, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 29-08-2025 2025-00436349
31-12-2023 volledig 31-08-2024 2024-00426712
30-06-2022 micro 31-01-2023 2023-00017014
30-06-2021 micro 01-02-2022 2022-04700168
30-06-2020 micro 29-01-2021 2021-03100252
30-06-2019 micro 05-02-2020 2020-04600217
30-06-2018 micro 26-10-2018 2018-70300028
30-06-2017 micro 18-10-2018 2018-69500499
30-06-2016 volledig 27-10-2016 2016-66500262
30-06-2015 volledig 29-10-2015 2015-65900085

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koekelberglaan 891082 Sint-Agatha-Berchem

Establishment units

1 location
Koekelberglaan 89, 1082 Sint-Agatha-Berchem
Ontwerpen en programmeren van computerprogramma's
since 20112.205.271.739
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area127 m²
Buildings1
Building footprint73 m²
Volume (LiDAR)881 m³
Tallest building14.9 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21342B0108/00S005 Brussels 127 m² 1 · 73 m² 14.9 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
Legal nameFR EASY CREDIT
Registered office
Koekelberglaan 89
1082 Sint-Agatha-Berchem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.