e4SAFE
Activee4SAFE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €21k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+26
Solvency99▲+44
Growth68=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.2 in 2024), and 37.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
30.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
55 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€170k▲ 5.2%
2024 · €162k
2022: €149k
2023: €163k
2024: €162k
2022 → 2025
EBIT margin
16.9%▲ 12.3pp
2024 · 4.6%
2022: 2.0%
2023: 3.0%
2024: 4.6%
2022 → 2025
Net result
€21k▲ 375%
2024 · €4k
2022: €636
2023: €2k
2024: €4k
2022 → 2025
Working capital
€34k▲ 367%
2024 · €7k
2022: €-2k
2023: €2k
2024: €7k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€149k-€163k▲ 9.7%€162k▼ 0.9%€170k▲ 5.2%
Equity€15k-€17k▲ 15.9%€21k▲ 26.3%€43k▲ 99.0%
Operating result€3k-€5k▲ 64.7%€7k▲ 48.8%€29k▲ 289%
Net result€636-€2k▲ 264%€4k▲ 92.3%€21k▲ 375%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 289% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€9k▼ 63.9%
Current assets
€60k▲ 40.1%
Equity and liabilities €68k
Equity
€43k▲ 99.0%
Debt
€26k▼ 43.2%
The debt ratio falls from 68.1% to 37.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▲
2024 · €23k
Cash flow
€37k▲
2024 · €20k
Solvency
62.2%▲
2024 · 31.9%
Current ratio
2.30▲
2024 · 1.20
Quick ratio
2.30▲
2024 · 1.20
Debt / equity
0.61▼
2024 · 2.13
ROE
49.8%▲
2024 · 20.9%
ROA
30.9%▲
2024 · 6.7%
Interest coverage
50.84▲
2024 · 24.75
Debt
€26k▼
2024 · €46k
Debt ≤ 1 year
€26k▼
2024 · €35k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€67k€68k▲
Fixed assets
21/28€24k€9k▼
Tangible fixed assets
22/27€24k€9k▼
Current assets
29/58€43k€60k▲
Amounts receivable within one year
40/41€22k€57k▲
Cash & bank
54/58€20k€2k▼
Total equity & liabilities
10/49€67k€68k▲
Equity
10/15€21k€43k▲
Contributions / capital
10/11€6k€6k=
Reserves
13€32k€32k=
Accumulated profits (losses)
14€-17k€4k▲
Amounts payable
17/49€46k€26k▼
Amounts payable after one year
17€10k-
Amounts payable within one year
42/48€35k€26k▼
Trade debts payable within one year
44€105€206▲
Income statement
Code20242025
Turnover
70€162k€170k▲
Gross operating margin
9900€24k€45k▲
Operating result
9901€7k€29k▲
Financial income
75€0-
Financial charges
65€929€872▼
Result before taxes
9903€6k€28k▲
Income taxes
67/77€2k€7k▲
Net result for the period
9904€4k€21k▲
Result to be appropriated
9905€4k€21k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €21k ▲375%
Operating result €29k, net result €21k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
26-01
State Gazette act
Statutes amendment
v3.2
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
11-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 103 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 90 days late
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 234 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 1 act read
Directors · office · real estate
Directors
1 director, no change since 2024
Godeau Jean-Marc
CurrentAdministrateur non statutaire · since 26-01-2024
26-01-2024
Appointed as Administrateur non statutaire
Location & real-estate footprint
Registered office, Merbes-le-Château · 1 establishment unit since 2008
Ground area
562 m²
Building footprint
366 m²
Volume, LiDAR
5,831 m³
2 parcels, Flanders, Wallonia · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
e4SAFE
since 20082.171.737.948
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35386D0245/00B004 | Flanders | 311 m² | 1 · 311 m² | 23.7 m · 7 fl. |
| 56050A0102/00A000 | Wallonia | 251 m² | 1 · 56 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Kristof Cloostermans Consulting
BE 0790.552.968
Maarkedal · Eq €43k
De Smet Accountancy
BE 0763.430.382
Gent · Eq €43k
MAGIMA
BE 0687.522.934
Rumes · Eq €43k
Altisom
BE 1020.147.614
Antwerpen · Eq €43k
Omni terra
BE 0758.401.626
Zwevegem · Eq €43k
Of 82,369 companies in sector 70200 we hold annual accounts for 50,889. 35,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.