Active BE 0446.385.981Public limited company

E.T.I.B.

Industrielaan 22 ·2250 Olen, Belgium· 34 yrs active

Sector: Algemene bouw van residentiële gebouwen (41001)

Conclusion Checked

E.T.I.B. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.00M and a net result of €-420k. The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€3.00M
Net result	€-420k
Staff (FTE)	46.3
Active	34 yrs

Financial profile 4 of 5 axes measured · computed by Checked

48 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 45

Profitability 0

Solvency 61

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

Multiple establishment units +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1992, 34 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

45 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview33 NBB filings

Annual accounts filed on 06-01-2026 with the NBB · fiscal year 2025 · abbreviated schema

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	abbreviated schema
Revenue	-
EBITDA	€-12k
Net profit	€-420k
Cash flow	€-148k
Staff costs	€3.41M
Income taxes	€-4k
Dividends	€460k
Total assets	€11.61M
Equity	€3.00M
Debt	€8.61M
of which ≤ 1y	€4.03M
of which > 1y	€4.43M
Working capital	€5.25M
Employees (FTE)	46.3

Ratios (computed)

	2025
Current ratio	2.30
Quick ratio	1.81
Working capital ratio	45.2%
Solvency	25.8%
Debt / equity	2.87
Long-term debt ratio	1.48
Interest coverage	-0.07
Gross margin	-
Net margin	-
ROA	-3.6%
ROE	-14.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €2.34M · 20.2% Current assets €9.27M · 79.9%

Equity & liabilities

Equity €3.00M · 25.8% Debt €8.61M · 74.2%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€11.61M
Fixed assets	21/28	€2.34M
Tangible fixed assets	22/27	€2.33M
Financial fixed assets	28	€8k
Current assets	29/58	€9.27M
Stocks & contracts in progress	3	€1.99M
Amounts receivable within one year	40/41	€6.39M
Cash & bank	54/58	€875k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€11.61M
Equity	10/15	€3.00M
Contributions / capital	10/11	€99k
Reserves	13	€2.90M
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€8.61M
Amounts payable after one year	17	€4.43M
Amounts payable within one year	42/48	€4.03M
Trade debts payable within one year	44	€2.83M
Income statement
Gross operating margin	9900	€3.47M
Operating result	9901	€-284k
Financial income	75	€37k
Financial charges	65	€177k
Result before taxes	9903	€-424k
Income taxes	67/77	€-4k
Net result for the period	9904	€-420k
Result to be appropriated	9905	€-295k

Ratios computed by Checked.

Directors & mandates 6 directors

Current directors & mandates

Groep A.X.Legal entity
Director· perm. rep.: Steven Van Olmen
State Gazette act 23330023 (04-04-2023)

Current
04-04-2023 → present
VIHAFILegal entity
Director· perm. rep.: Alex Louis Florent VAN OLMEN
State Gazette act 23330023 (04-04-2023)

Current
04-04-2023 → present
BV Groep A.X.Legal entity
Director· perm. rep.: Alex Van Olmen
State Gazette act 22154283 (30-12-2022)

Current
22-12-2022 → present
BV StiepLegal entity
Director· perm. rep.: Steven Van Olmen
State Gazette act 22154283 (30-12-2022)

Current
22-12-2022 → present
2 events
- 22-12-2022 Appointed· Director
- 22-12-2022 Appointed· Managing director

Former directors (2)

Groep A.X. BVLegal entity
Director· perm. rep.: Alex Van Olmen
State Gazette act 23330023 (04-04-2023)

Former
- → 04-04-2023
Stiep BVLegal entity
Director· perm. rep.: Steven Van Olmen
State Gazette act 23330023 (04-04-2023)

Former
- → 04-04-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Algemene bouw van residentiële gebouwen(41001)
Legal form	Public limited company(014)
Incorporation	21-01-1992
Status	Active
Postal code	2250

Establishment units 3 locations

E.T.I.B.

Industrielaan 22, 2250 OlenVervaardiging van al dan niet zelfladende of zelflossende aanhangwagens en opleggers voor landbouwdoeleinden

since 19922.056.615.576

Stadsestraat 24, 2250 Olen

Diverse administratieve activiteiten ten behoeve van kantoren

since 20112.198.570.722

Mechelsesteenweg 1094, 3020 Herent

Diverse administratieve activiteiten ten behoeve van kantoren

since 20182.279.156.144

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13029F0668/00N000	Flanders	5,307 m²	1 · 1,716 m²	6.0 m · 1 fl.
24127A0159/00T002	Flanders	979 m²	1 · 94 m²	9.7 m · 1 fl.
13029G0248/00S000	Flanders	647 m²	1 · 123 m²	6.8 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

All 12 NBB filing 10 State Gazette act 2

2026

06-01-2026 NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

29-01-2025 NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

12-01-2024 NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

04-04-2023 State Gazette act Director changes

Cathérine Goossens

02-01-2023 NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

30-12-2022 State Gazette act Director changes

No further detail in the source.

07-01-2022 NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

06-01-2021 NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

06-01-2020 NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

10-01-2019 NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

15-01-2018 NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

12-01-2017 NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 3 years ago

2023

04-04-2023 2 directors appointed, 2 resigning Director changes·Cathérine Goossens

Steven Van Olmen, Bestuurder
Alex Louis Florent VAN OLMEN, Bestuurder
Steven Van Olmen, Bestuurder
Alex Van Olmen, Bestuurder

Notary: Cathérine Goossens · Grobbendonk

Original publication ↗

Technical details

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2022

30-12-2022 3 directors appointed Director changes

Steven Van Olmen, Bestuurder
Alex Van Olmen, Bestuurder
Steven Van Olmen, Gedelegeerd bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Algemene bouw van residentiële gebouwen41001Bouwen van individuele huizen45211Groothandel in andere consumentenartikelen, neg46499Groothandel in bouwmaterialen, algemeen assortiment46831Overige groothandel in consumentenartikelen, n.e.g.51478Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair51532

Primary activity highlighted.

Names & trade names

Legal nameNL

E.T.I.B.

Registered office

Industrielaan 22

2250 Olen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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