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E&E

Active
Public limited companyfounded 199728 yrs activeKroondallaan 49, 1653 Beersel, BelgiumKBO/BCE: BE 0462.208.760
Summary

E&E has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.91M and a net result of €913k. Equity is growing by ~49.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 3200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability46▲+2
Solvency46▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €360k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.18 in 2024; short-term debt: 40.7% and cash: 0.2% of total assets), and 79.1% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.9%
Return on assets
3.2%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3200 sector peers (2025).
NBB · sector comparison
Position among 3200 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
151 d late
2023
78 d late
2022
77 d late
2021
31 d late
2020
31 d late
2019
11 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€913k▲ 24.4%
2024 · €734k
2018: €-2k 2019: €-654▲ +63.0% vs 2018 2020: €-582▲ +10.9% vs 2019 2021: €-6k▼ -930% vs 2020lowest in 8 years 2022: €3.45M▲ +57633% vs 2021highest in 8 years 2023: €809k▼ -76.5% vs 2022 2024: €734k▼ -9.3% vs 2023 2025: €913k▲ +24.4% vs 2024
2018 → 2025
Working capital
€-10.62M▼ 19.2%
2024 · €-8.90M
2018: €-5khighest in 8 years 2019: €-6k▼ -12.0% vs 2018 2020: €-7k▼ -9.5% vs 2019 2021: €-4.95M▼ -73797% vs 2020 2022: €-3.77M▲ +23.9% vs 2021 2023: €-4.53M▼ -20.3% vs 2022 2024: €-8.90M▼ -96.5% vs 2023 2025: €-10.62M▼ -19.2% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€7k-€3.46M▲ 47,242%€4.27M▲ 23.4%€5.00M▲ 17.2%€5.91M▲ 18.3% 2021: €7klowest in 5 years 2022: €3.46M▲ +47242% vs 2021 2023: €4.27M▲ +23.4% vs 2022 2024: €5.00M▲ +17.2% vs 2023 2025: €5.91M▲ +18.3% vs 2024highest in 5 years
Operating result€-6k-€2.00M€2.05M▲ 2.7%€2.02M▼ 1.4%€1.97M▼ 2.6% 2021: €-6klowest in 5 years 2022: €2.00M▲ +33415% vs 2021 2023: €2.05M▲ +2.7% vs 2022highest in 5 years 2024: €2.02M▼ -1.4% vs 2023 2025: €1.97M▼ -2.6% vs 2024
Net result€-6k-€3.45M€809k▼ 76.5%€734k▼ 9.3%€913k▲ 24.4% 2021: €-6klowest in 5 years 2022: €3.45M▲ +57633% vs 2021highest in 5 years 2023: €809k▼ -76.5% vs 2022 2024: €734k▼ -9.3% vs 2023 2025: €913k▲ +24.4% vs 2024
Result per fiscal year
Operating resultNet result
€-1.00M€0€1.00M€2.00M€3.00MOperating result 2021: €-6k€-6kNet result 2021: €-6k€-6kOperating result 2022: €2.00M€2.00MNet result 2022: €3.45M€3.45MOperating result 2023: €2.05M€2.05MNet result 2023: €809k€809kOperating result 2024: €2.02M€2.02MNet result 2024: €734k€734kOperating result 2025: €1.97M€1.97MNet result 2025: €913k€913k20212022202320242025€0€1M€2MOperating result 2023: €2.05M€2.1MNet result 2023: €809k€809kOperating result 2024: €2.02M€2MNet result 2024: €734k€734kOperating result 2025: €1.97M€2MNet result 2025: €913k€913k202320242025
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28.28M
Fixed assets €27.39M =
Current assets €893k ▼ 55.7%
Equity and liabilities €28.28M
Equity €5.91M ▲ 18.3%
Debt €22.37M ▼ 8.3%
Debt's share of the balance-sheet total falls from 83.0% to 79.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.08▼
2024 · 0.18
Debt to equity
3.78▼
2024 · 4.88
ROE
15.4%▲
2024 · 14.7%
ROA
3.2%▲
2024 · 2.5%
Debt ≤ 1 year
€11.51M▲
2024 · €10.92M
Debt > 1 year
€10.77M▼
2024 · €13.39M
Income taxes
€304k▲
2024 · €245k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€29.41M€28.28M▼
Fixed assets21/28€27.39M€27.39M=
Financial fixed assets28€27.39M€27.39M=
Current assets29/58€2.02M€893k▼
Amounts receivable within one year40/41€1.97M€826k▼
Trade receivables40€1.78M€765k▼
Other amounts receivable41€190k€61k▼
Cash at bank and in hand54/58€43k€68k▲
Equity and liabilities
Total equity and liabilities10/49€29.41M€28.28M▼
Equity10/15€5.00M€5.91M▲
Contributions10/11€218k€218k=
Capital10€218k€218k=
Issued capital100€218k€218k=
Reserves13€4.78M€5.70M▲
Non-distributable reserves130/1€22k€22k=
Legal reserve130€22k€22k=
Distributable reserves133€4.76M€5.67M▲
Amounts payable17/49€24.40M€22.37M▼
Amounts payable after more than one year17€13.39M€10.77M▼
Financial debts170/4€6.69M€4.07M▼
Other amounts payable178/9€6.70M€6.70M=
Amounts payable within one year42/48€10.92M€11.51M▲
Current portion of amounts payable after more than one year42€2.63M€2.63M=
Financial debts43€254k€150k▼
Credit institutions430/8€254k€150k▼
Trade debts44€22k€82k▲
Suppliers440/4€22k€82k▲
Taxes, remuneration and social security45€156k€105k▼
Taxes450/3€156k€105k▼
Other amounts payable47/48€7.86M€8.55M▲
Accrued charges and deferred income492/3€92k€92k=
Income statement Code20242025
Other operating charges640/8€1k€2k▲
Gross operating margin9900€2.02M€1.97M▼
Operating profit (loss)9901€2.02M€1.97M▼
Financial charges65/66B€1.04M€752k▼
Recurring financial charges65€1.04M€752k▼
Profit (loss) for the period before taxes9903€978k€1.22M▲
Income taxes67/77€245k€304k▲
Profit (loss) for the period9904€734k€913k▲
Profit (loss) for the period to be appropriated9905€734k€913k▲
Appropriation of the result
Profit (loss) to be appropriated9906€734k€913k▲
Transfer to equity691/2€734k€913k▲
To other reserves6921€734k€913k▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-53k-----
Other operating charges640/8€15k€699€1k€1k€2k▲ 80.7%
Gross operating margin9900€-44k€2.00M€2.05M€2.02M€1.97M▼ 2.6%
Operating profit (loss)9901€-6k€2.00M€2.05M€2.02M€1.97M▼ 2.6%
Financial income75/76B-€2.26M€0---
Recurring financial income75-€2.26M€0---
Financial charges65/66B-€446k€973k€1.04M€752k▼ 28.0%
Recurring financial charges65-€446k€973k€1.04M€752k▼ 28.0%
Profit (loss) for the period before taxes9903€-6k€3.81M€1.08M€978k€1.22M▲ 24.4%
Income taxes67/77-€361k€270k€245k€304k▲ 24.4%
Profit (loss) for the period9904€-6k€3.45M€809k€734k€913k▲ 24.4%
Profit (loss) for the period to be appropriated9905€-6k€3.45M€809k€734k€913k▲ 24.4%
Line20212022202320242025Change
Assets
Total assets20/58€27.42M€28.78M€28.78M€29.41M€28.28M▼ 3.8%
Fixed assets21/28€27.39M€27.39M€27.39M€27.39M€27.39M=
Financial fixed assets28€27.39M€27.39M€27.39M€27.39M€27.39M=
Current assets29/58€30k€1.39M€1.39M€2.02M€893k▼ 55.7%
Amounts receivable within one year40/41-€1.26M€1.04M€1.97M€826k▼ 58.1%
Trade receivables40-€1.12M€961k€1.78M€765k▼ 57.1%
Other amounts receivable41-€135k€80k€190k€61k▼ 67.7%
Cash at bank and in hand54/58€30k€137k€345k€43k€68k▲ 56.5%
Equity and liabilities
Total equity and liabilities10/49€27.42M€28.78M€28.78M€29.41M€28.28M▼ 3.8%
Equity10/15€7k€3.46M€4.27M€5.00M€5.91M▲ 18.3%
Contributions10/11€218k€218k€218k€218k€218k=
Capital10€218k€218k€218k€218k€218k=
Issued capital100€218k€218k€218k€218k€218k=
Reserves13-€3.24M€4.05M€4.78M€5.70M▲ 19.1%
Non-distributable reserves130/1-€22k€22k€22k€22k=
Legal reserve130-€22k€22k€22k€22k=
Distributable reserves133-€3.22M€4.03M€4.76M€5.67M▲ 19.2%
Profit (loss) carried forward14€-211k-----
Amounts payable17/49€27.41M€25.33M€24.51M€24.40M€22.37M▼ 8.3%
Amounts payable after more than one year17€22.43M€20.17M€18.50M€13.39M€10.77M▼ 19.6%
Financial debts170/4€15.13M€13.47M€11.80M€6.69M€4.07M▼ 39.2%
Other amounts payable178/9€7.30M€6.70M€6.70M€6.70M€6.70M=
Amounts payable within one year42/48€4.98M€5.16M€5.92M€10.92M€11.51M▲ 5.4%
Current portion of amounts payable after more than one year42€2.27M€2.57M€2.27M€2.63M€2.63M=
Financial debts43€2.70M€164k€200k€254k€150k▼ 40.8%
Credit institutions430/8€2.70M€164k€200k€254k€150k▼ 40.8%
Trade debts44€3k€39k€26k€22k€82k▲ 278%
Suppliers440/4€3k€39k€26k€22k€82k▲ 278%
Taxes, remuneration and social security45-€260k€381k€156k€105k▼ 32.8%
Taxes450/3-€260k€381k€156k€105k▼ 32.8%
Other amounts payable47/48€10k€2.13M€3.04M€7.86M€8.55M▲ 8.7%
Accrued charges and deferred income492/3--€92k€92k€92k=
Line20212022202320242025Change
Profit (loss) for the period9904€-6k€3.45M€809k€734k€913k▲ 24.4%
Operating cash flow (approximation)€-6k€3.45M€809k€734k€913k▲ 24.4%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€107k€208k€-301k€24k▲ 108%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
29-12
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 151 days late
2024
31-12
Financial Equity above €5MEq €5.00M ▲17.2%
3 profitable years in a row build equity to €5.00M.
17-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 78 days late
2023
16-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 77 days late
2022
31-12
Financial Back to profitnet €3.45M
Net result €3.45M after 4 loss-making years.
31-12
Financial Equity above €2MEq €3.46M ▲47,242%
Equity rises from €7k to €3.46M.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
20-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
210 m²
Building footprint
181 m²
Volume, LiDAR
941 m³
Parcel 23017E0310/00F000, Flanders · tallest building 17.1 m, ±2 floors. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
E&E
Kroondallaan 49, 1653 BeerselActivities auxiliary to financial services and insurance activities
since 19982.084.864.154
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23017E0310/00F000 Flanders 210 m² 1 · 181 m² 17.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

875500YVPZYGCNMDA657
live in the LEI register

Similar companies · same sector, comparable size

Of 5,699 companies in sector 70100 we hold annual accounts for 3,495. 1,066 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded23-12-1997
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.