E-Coord
ActiveE-Coord has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €68k and a net result of €5k. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
78
/ 100
Excellent▼ -15 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35▼-65
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.32 against 3.0 in 2023), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.6%
Return on assets
4.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
16 d early
2023
13 d early
2022
27 d early
2021
33 d early
2020
25 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€68k▲ 7.6%
2023 · €63k
2018: €1k
2019: €17k
2020: €27k
2021: €29k
2022: €43k
2023: €63k
2018 → 2024
Total assets
€99k▲ 3.5%
2023 · €95k
2018: €19k
2019: €37k
2020: €43k
2021: €45k
2022: €68k
2023: €95k
2018 → 2024
Net result
€5k▼ 75.9%
2023 · €20k
2018: €-4k
2019: €15k
2020: €10k
2021: €2k
2022: €14k
2023: €20k
2018 → 2024
Working capital
€69k▲ 8.5%
2023 · €64k
2018: €1k
2019: €16k
2020: €27k
2021: €30k
2022: €43k
2023: €64k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€27k-€29k▲ 7.1%€43k▲ 47.6%€63k▲ 46.5%€68k▲ 7.6%
Operating result€12k-€3k▼ 78.4%€19k▲ 625%€29k▲ 52.9%€8k▼ 73.4%
Net result€10k-€2k▼ 81.5%€14k▲ 619%€20k▲ 44.2%€5k▼ 75.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 73% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €99k
Equity
€68k▲ 7.6%
Debt
€31k▼ 4.4%
The debt ratio falls from 34.1% to 31.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
68.6%▲
2023 · 65.9%
Current ratio
3.32▲
2023 · 3.00
Quick ratio
3.32▲
2023 · 3.00
Debt / equity
0.46▼
2023 · 0.52
ROE
7.1%▼
2023 · 31.7%
ROA
4.9%▼
2023 · 20.9%
Debt
€31k▼
2023 · €33k
Debt ≤ 1 year
€30k▼
2023 · €32k
Income taxes
€2k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€95k€99k▲
Current assets29/58€95k€99k▲
Amounts receivable within one year40/41€21k€31k▲
Trade receivables40€21k€31k▲
Cash at bank and in hand54/58€69k€62k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€95k€99k▲
Equity10/15€63k€68k▲
Contributions10/11€13k€13k=
Reserves13€48k€52k▲
Distributable reserves133€48k€52k▲
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€33k€31k▼
Amounts payable within one year42/48€32k€30k▼
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€15k€12k▼
Other amounts payable47/48€10k€10k▲
Accrued charges and deferred income492/3€727€1k▲
Income statement
Code20232024
Other operating charges640/8€720€631▼
Gross operating margin9900€29k€8k▼
Operating profit (loss)9901€29k€8k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€592€833▲
Recurring financial charges65€592€833▲
Profit (loss) for the period before taxes9903€28k€7k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€20k€5k▼
Profit (loss) for the period to be appropriated9905€20k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€7k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€20k€5k▼
To other reserves6921€20k€5k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €20k ▲44.2%
Operating result €29k, net result €20k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelzangstraat 80A3520 ZonhovenGround area
3,451 m²
Building footprint
398 m²
Volume, LiDAR
2,431 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E-Coord
since 20062.158.617.610
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066A0318/00T013 | Flanders | 2,746 m² | 1 · 240 m² | 10.1 m · 2 fl. |
| 11324D0722/00P004 | Flanders | 705 m² | 1 · 158 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 513 EUR awarded · 513 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 162 EUR | 162 EUR |
| 2024 | 1 | 135 EUR | 135 EUR |
| 2023 | 1 | 108 EUR | 108 EUR |
| 2022 | 1 | 108 EUR | 108 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,136 companies in sector 71209 we hold annual accounts for 1,079. 805 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2006
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
74302
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:03/6519243