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E.C.K.

Active
Private limited companyfounded 2000active for 26 yearsDiamantstraat (HRT) 12, 2200 Herentals, BelgiumKBO/BCE: BE 0471.874.613
Summary

E.C.K. has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €5.9m and a net result of €667,108. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 42% of 327 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
E.C.K.ActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of electrical household appliances and audio-video equipment
NACE 46431
6th largest employer in Herentals, Wholesale and retail trade sector1 site
Size
€38.6mturnover 2026
Staff
43.8 FTE
Equity
€5.9m
Profit
€667,108
Financial health
89 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
KITCHEN & BATHROOM GROUP · 100%
Board
4 members
  • Bosa Management & Consulting ServicesDaily manager · permanent representative Sam Bosmans
Auditor: NV Callens Vandelanotte2026 accounts 31 days early4 of 18 deeds summarised
Why 89raises risk1 change of registered office in 24 monthslowers riskSize: turnover €38.6m, 43.8 FTE, total assets €15.5mFounded in 2000Liquidity: current ratio 1.65, cash €2.7mShow the evidence

Checked score

Score 2026
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Average
Solvency 63-36
equity 38.4% of total assets
Liquidity 43-7
short-term debt 56.9% · cash 17.6%
Profitability 60-7
return on assets 4.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,373 companies, NACE 46, small)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025highest value 11-2025: 0.1%▼ -0.2 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €500,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.65, compared with 3.75 in 2025, above the usual 1.5; short-term debt: 56.9% and cash: 17.6% of total assets), but 61.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 45% on solvency, 49% on liquidity, 45% on profitability and 29% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: turnover €38.6m, 43.8 FTE, total assets €15.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.65, cash €2.7m
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-09-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
31 days early
2025
30 days early
2024
37 days early
2023
34 days early
2022
45 days early
2021
25 days early
2020
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 27 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Weakest financial yearnet €667,108 ▼42%
  3. Reappointment: CALLENS VANDELANOTTE NV (statutory auditor)Permanent representatives: Erik Thuysbaert and…

Key points

  • Positive: 6th largest employer in Herentals, Wholesale and retail trade sectorin the Checked rankings No. 6 View
  • Caution: Result fell in 2026from €1.1m to €667,108 ▼ 42.0% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €667,108 8 years View
  • Controlled by KITCHEN & BATHROOM GROUPultimately: GRUPPO XXI 100% View

By topic

Financials

Financial year
2026
Turnover
€38.6m
Profit
€667,108
Solvency
38.4%
Turnover▲ 0.5%
Net result
20182026
Go to Financials

Board & ownership

Board
4 members
Parent
KITCHEN & BATHROOM GROUP · 100%
Auditor
NV Callens Vandelanotte
  • CLERX DidierDirector
  • KITCHEN & BATHROOM GROUPDirector
  • VAN LOOCK JohanDirector
  • Bosa Management & Consulting ServicesDaily manager
Go to Board & ownership

Timeline

Events
34
Since
2001
Next accounts
by 31-10-2027
  1. 03-11-2025Appointment: Bosa Management & Consulting Services (class…
  2. 01-10-2025Annual accounts filed
  3. 27-12-2024Resignations: HEYLEN Wim (director) and VAN LOOCK…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of electrical household appliances and audio-video equipmentNACE 46431
Founded
12-05-2000
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Purpose
“De groot- en kleinhandel, het kopen en verkopen, de in- en uitvoerhandel, de huur en…” (deed in Dutch)
Go to Articles of association

Key facts about E.C.K.

What is the company number of E.C.K.?
0471.874.613. In Belgium the VAT number is the company number with BE in front: BE 0471.874.613.
Where is E.C.K. based?
The registered office is at Diamantstraat (HRT) 12, 2200 Herentals.Company details
What does E.C.K. do?
According to the KBO register, the main activity is wholesale of electrical household appliances and audio-video equipment (NACE 46431).
What is the legal form of E.C.K.?
Private limited company (BV).
When was E.C.K. founded?
On 12-05-2000.
Is E.C.K. still active?
Yes, E.C.K. is an active enterprise in the KBO register.
How many employees does E.C.K. have?
On average 43.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of E.C.K.?
€38.6m in financial year 2026, according to the filed annual accounts.
Is E.C.K. profitable?
In financial year 2026, E.C.K. made a profit of €667,108.
Where can I find the annual accounts of E.C.K.?
E.C.K. filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of E.C.K. due?
By 31-10-2027, for financial year 2027.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies

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