E&C Consultancy
ActiveSummary
E&C Consultancy has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €191k. Its solvency ranks better than 85% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity ample (current ratio 6.96; short-term debt: 12.8% and cash: 75.1% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
86.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
11 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€193k
Total assets
€221k
Net result
€191k
Working capital
€169k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €221k
Fixed assets
€25k
Current assets
€197k
Equity and liabilities €221k
Equity
€193k
Debt
€28k
Debt finances 12.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€276k
Cash flow
€193k
Current ratio
6.96
Debt to equity
0.15
ROE
98.7%
ROA
86.1%
Interest coverage
10123.35
Debt ≤ 1 year
€28k
Income taxes
€83k
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet
Code2025
Assets
Total assets20/58€221k
Fixed assets21/28€25k
Tangible fixed assets22/27€25k
Plant, machinery and equipment23€9k
Furniture and vehicles24€16k
Current assets29/58€197k
Amounts receivable within one year40/41€31k
Trade receivables40€30k
Other amounts receivable41€200
Cash at bank and in hand54/58€166k
Equity and liabilities
Total equity and liabilities10/49€221k
Equity10/15€193k
Contributions10/11€3k
Reserves13€191k
Distributable reserves133€191k
Amounts payable17/49€28k
Amounts payable within one year42/48€28k
Financial debts43€76
Credit institutions430/8€76
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€22k
Taxes450/3€22k
Other amounts payable47/48€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€67
Gross operating margin9900€276k
Operating profit (loss)9901€273k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€27
Recurring financial charges65€27
Profit (loss) for the period before taxes9903€273k
Income taxes67/77€83k
Profit (loss) for the period9904€191k
Profit (loss) for the period to be appropriated9905€191k
Appropriation of the result
Profit (loss) to be appropriated9906€191k
Transfer to equity691/2€191k
To other reserves6921€191k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Walemstraat 88A2860 Sint-Katelijne-WaverGround area
2,910 m²
Building footprint
194 m²
Volume, LiDAR
3 m³
Parcel 12035E0358/00D002, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
E&C Consultancy
since 20252.369.674.168
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035E0358/00D002 | Flanders | 2,910 m² | 1 · 194 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
aYOfa
BE 0719.735.941
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SALU-IMMO
BE 0894.220.333
Eupen · Eq €193,142
MARCOLOGY
BE 0547.877.081
Antwerpen · Eq €193,141
Kastanjebosrand
BE 0733.900.119
Leuven · Eq €193,136
WEAVE MANAGEMENT
BE 0800.060.849
Sint-Gillis (bij-Brussel) · Eq €193,191
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,163 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62100Computer programming
63920Other information service activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.