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E & B CONSULTING

Active
KBO/BCE: BE 0785.268.052
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Age4 yrs
Board1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of E & B CONSULTING is 0.4% (very low). The 2024 annual accounts show equity of €631k and a net result of €36k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 04-06-2026 57 d early 2026-00137127
31-12-2024 31-07-2025 16-05-2025 76 d early 2025-00096073
31-12-2023 31-07-2024 02-07-2024 29 d early 2024-00195353

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€36k+818.1%
Working capital€283k+12.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 04-06-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2023: €3k€3kNet result 2023: €4k€4kOperating result 2024: €52k€52kNet result 2024: €36k€36k20232024
Operating resultNet result
EBITDA
€79k
+159.3% 23-24
Net profit
€36k
+818.1% 23-24
Cash flow
€64k
+101.3% 23-24
Total assets
€802k
+21.1% 23-24
Equity
€631k
+6.0% 23-24
Working capital
€283k
+12.3% 23-24
Income taxes
€19k
+395.2% 23-24
Debt
€171k
+154.2% 23-24
Debt ≤ 1y
€169k
+151.6% 23-24
Current ratio
2.67
-43.7% 23-24
Quick ratio
2.67
-43.7% 23-24
Solvency
78.7%
-12.4% 23-24
Debt / equity
0.27
+139.7% 23-24
ROE
5.7%
+765.8% 23-24
ROA
4.5%
+658.0% 23-24
Interest coverage
12.17
-96.9% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€79k
Net profit€36k
Cash flow€64k
Staff costs-
Income taxes€19k
Dividends-
Total assets€802k
Equity€631k
Debt€171k
of which ≤ 1y€169k
of which > 1y-
Working capital€283k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.67
Quick ratio2.67
Working capital ratio35.3%
Solvency78.7%
Debt / equity0.27
Long-term debt ratio-
Interest coverage12.17
Gross margin-
Net margin-
ROA4.5%
ROE5.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€802k
Fixed assets 21/28€350k
Tangible fixed assets 22/27€350k
Current assets 29/58€452k
Amounts receivable within one year 40/41€447k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€802k
Equity 10/15€631k
Contributions / capital 10/11€222k
Reserves 13€343k
Accumulated profits (losses) 14€65k
Amounts payable 17/49€171k
Amounts payable within one year 42/48€169k
Trade debts payable within one year 44€13k
Income statement
Gross operating margin 9900€88k
Operating result 9901€52k
Financial income 75€10k
Financial charges 65€7k
Result before taxes 9903€55k
Income taxes 67/77€19k
Net result for the period 9904€36k
Result to be appropriated 9905€36k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • MONARCH BVLegal entity
    Director
    State Gazette act 24103434 (09-07-2024)
    Current
    09-07-2024 → present
Former directors (2)
  • Dennis De Maeyer
    Director
    State Gazette act 24103434 (09-07-2024)
    Former
    - → 09-07-2024
  • Tom De Maeyer
    Director
    State Gazette act 24103434 (09-07-2024)
    Former
    - → 09-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation31-03-2022
StatusActive
Postal code3600

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Reinpadstraat 2313600 Genk

Establishment units

1 location
E & B Consulting
Reinpadstraat 231, 3600 GenkKleinhandel in bovenkleding (inclusief werk-,sport- en ceremoniekleding) van ongeacht welk materiaal (textielstoffen, breigoed, leer, bont, enz) voor heren, dames en kinderen (algem assortiment)
since 20222.331.134.385
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area609 m²
Buildings1
Building footprint609 m²
Volume (LiDAR)4,588 m³
Tallest building14.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71303B0620/00W000 Flanders 609 m² 1 · 609 m² 14.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
09-07-2024 1 director appointed, 2 resigning Director changes
  • MONARCH BV, Bestuurder
  • Dennis De Maeyer, Bestuurder
  • Tom De Maeyer, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability29Solvency100Growth78Stability94
79 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 29
Solvency 100
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL E & B CONSULTING
Registered office
Reinpadstraat 231
3600 Genk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.