Checked.be
Active
BE 0635.748.787Private limited company
DYNACAR
Hurdumont 20 ·7880 Flobecq, Belgium· 11 yrs active
Sector: Agents in non-specialised wholesale trade
(46190)
Conclusion
DYNACAR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €558k and a net result of €151k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 10877 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €558k |
| Net result | €151k |
| Better than sector | 87% |
| Active | 11 yrs |
Financial profile
87
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
83
Profitability
100
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2015, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
83
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€45k
estimate, not credit advice
Score history
86
2021
86
2022
83
2023
90
2024
83
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 11.06 (≥ 1.5)
+10
Quick ratio
Quick ratio 11.06 (≥ 1.0)
+5
Leverage
Debt/equity 0.14 (< 1.0)
+10
Profitability
ROE 27% (≥ 10%)
+10
Interest coverage
Interest coverage -38.2× (< 1.5×)
-10
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~30.1%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 88.1% | 42.6% | |
| Net result | €151k | €6k | |
| Equity | €558k | €60k | |
| Gross operating margin | €227k | €29k | |
| Total assets | €634k | €175k |
€226k
+5.9%
21-25
€151k
+3.1%
21-25
€173k
+17.6%
21-25
€634k
+11.8%
21-25
€558k
+37.1%
21-25
€500k
+11.7%
21-25
€59k
-5.0%
21-25
€0
-100.0%
21-25
€76k
-52.6%
21-25
€50k
+2.0%
21-25
€26k
-76.7%
21-25
11.06
+8.6%
21-25
11.06
+8.6%
21-25
88.1%
+22.6%
21-25
0.14
-65.5%
21-25
27.1%
-24.8%
21-25
23.8%
-7.8%
21-25
-38.20
-
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €226k | €214k | €223k | €224k | €204k |
| Net profit | €151k | €147k | €187k | €113k | €153k |
| Cash flow | €173k | €147k | €187k | €113k | €153k |
| Staff costs | - | - | - | - | - |
| Income taxes | €59k | €62k | €67k | €51k | €45k |
| Dividends | €0 | €151k | €0 | €110k | €150k |
| Total assets | €634k | €567k | €649k | €534k | €615k |
| Equity | €558k | €407k | €412k | €225k | €222k |
| Debt | €76k | €160k | €236k | €309k | €392k |
| of which ≤ 1y | €50k | €49k | €49k | €139k | €177k |
| of which > 1y | €26k | €111k | €187k | €170k | €215k |
| Working capital | €500k | €448k | €599k | €395k | €437k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 11.06 | 10.18 | 13.21 | 3.84 | 3.47 |
| Quick ratio | 11.06 | 10.18 | 13.21 | 3.84 | 3.47 |
| Working capital ratio | 78.9% | 78.9% | 92.4% | 73.9% | 71.1% |
| Solvency | 88.1% | 71.8% | 63.6% | 42.2% | 36.2% |
| Debt / equity | 0.14 | 0.39 | 0.57 | 1.37 | 1.77 |
| Long-term debt ratio | 0.05 | 0.27 | 0.45 | 0.75 | 0.97 |
| Interest coverage | -38.20 | 48.72 | -7.56 | 3.34 | 33.87 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 23.8% | 25.8% | 28.9% | 21.1% | 24.9% |
| ROE | 27.1% | 36.0% | 45.4% | 50.1% | 68.8% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €634k | €567k | €649k | €534k | €615k |
| Fixed assets | 21/28 | €84k | €71k | €0 | €365 | €788 |
| Tangible fixed assets | 22/27 | €84k | €71k | €0 | €365 | €788 |
| Current assets | 29/58 | €550k | €496k | €649k | €534k | €614k |
| Amounts receivable within one year | 40/41 | €116k | €79k | €76k | €2k | €31k |
| Cash & bank | 54/58 | €434k | €417k | €572k | €532k | €583k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €634k | €567k | €649k | €534k | €615k |
| Equity | 10/15 | €558k | €407k | €412k | €225k | €222k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €540k | €389k | €394k | €207k | €204k |
| Accumulated profits (losses) | 14 | €0 | €0 | €0 | €0 | €0 |
| Amounts payable | 17/49 | €76k | €160k | €236k | €309k | €392k |
| Amounts payable after one year | 17 | €26k | €111k | €187k | €170k | €215k |
| Amounts payable within one year | 42/48 | €50k | €49k | €49k | €139k | €177k |
| Trade debts payable within one year | 44 | €332 | €100 | €107 | €355 | €0 |
| Income statement | ||||||
| Gross operating margin | 9900 | €227k | €214k | €223k | €224k | €204k |
| Operating result | 9901 | €204k | €213k | €223k | €223k | €204k |
| Financial income | 75 | €0 | €6 | €2k | €7k | €0 |
| Financial charges | 65 | €-6k | €4k | €-29k | €67k | €6k |
| Result before taxes | 9903 | €210k | €208k | €254k | €164k | €198k |
| Income taxes | 67/77 | €59k | €62k | €67k | €51k | €45k |
| Net result for the period | 9904 | €151k | €147k | €187k | €113k | €153k |
| Result to be appropriated | 9905 | €151k | €147k | €187k | €113k | €153k |
Legal Structure
| NACE primary | Agents in non-specialised wholesale trade(46190) |
| Legal form | Private limited company(610) |
| Incorporation | 25-08-2015 |
| Status | Active |
| Postal code | 7880 |
Establishment units
DYNACAR
since 20152.244.951.370
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51019E0165/00D000 | Wallonia | 5,127 m² | 1 · 226 m² | 7.8 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €500kEq €558k ▲37.1%
5 profitable years in a row build equity to €558k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2021net €187k ▲65.8%
Net result €187k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 13.21
Current ratio from 3.84 to 13.21; short-term debt falls from €139k to €49k.
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
31-12
Financial
Weakest financial yearnet €113k ▼26.2%
Net result drops to €113k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Agents in non-specialised wholesale trade46190Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameFR | DYNACAR |
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