Summary
Conclusion
the dossier summarised in one paragraphDybacon is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideSource: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBBDirectors
Directors & mandates
2 directors-
Current05-12-2024 → present
-
Current05-12-2024 → present
Statutory auditor
1 auditor| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| MOLENAERSCurrent Company auditor · represented by Stefan Molenaers |
B00476 | 15-11-2024 → present |
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | General partnership(011) |
| Incorporation | 03-01-2017 |
| Status | Active |
| Postal code | 3560 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonteinstraat 13560 LummenEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037C2050/00G000 | Flanders | 2,936 m² | 1 · 286 m² | - |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
4 acts24-10-2025 Articles of association amended
05-12-2024 1 director appointed, 1 reappointed
09-06-2023 Registered office moved within Lummen
05-01-2017 Incorporation of a new Comm.VA
Analysis
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Credit advice
verdict per customer and amountSimilar
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Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | Dybacon |
| Trade nameNL | Dybacon |