DUMOULIN & Cie

Active

Private limited companyfounded 20206 yrs activeAvenue Guillaume Joachim 23, 4300 Waremme, BelgiumKBO/BCE: BE 0744.467.278

The computed 12-month bankruptcy probability of DUMOULIN & Cie is 1.9% (moderate). The 2025 annual accounts show equity of €206k and a net result of €-62k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 27% of 30 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

27 / 100

Weak▼ -59 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-97

Solvency25▼-51

Growth32▼-20

Stability100

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days only on tighter terms

Liquidity tight (current ratio 1.24 against 1.76 in 2024), and 86.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

6 signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

31 d late

2024

56 d late

2023

125 d late

2022

60 d late

2021

89 d late

2020

26 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-62k

2024 · €52k

2023: €79k 2024: €52k

2023 → 2025

Working capital

€100k▼ 60.7%

2024 · €255k

2023: €208k 2024: €255k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€216k-€268k▲ 24.2%€206k▼ 23.0%

Operating result€101k-€68k▼ 32.9%€-51k

Net result€79k-€52k▼ 33.8%€-62k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €51k after €68k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.52M

65.8%

34.2%

Fixed assets €1.00M▲ 780%

Current assets €522k▼ 11.6%

Equity and liabilities €1.52M

13.6%

86.4%

Equity €206k▼ 23.0%

Debt €1.32M▲ 202%

The debt ratio rises from 61.9% to 86.4%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€17k▼

2024 · €126k

Cash flow

€6k▼

2024 · €111k

Solvency

13.6%▼

2024 · 38.1%

Current ratio

1.24▼

2024 · 1.76

Quick ratio

1.21▼

2024 · 1.73

Debt / equity

6.38▲

2024 · 1.62

ROE

-29.9%▼

2024 · 19.5%

ROA

-4.1%▼

2024 · 7.4%

Interest coverage

0.89▼

2024 · 64.57

Debt

€1.32M▲

2024 · €436k

Debt ≤ 1 year

€422k▲

2024 · €335k

Debt > 1 year

€859k▲

2024 · €79k

Income taxes

€0▼

2024 · €18k

Staff costs

€0

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Total assets 20/58€1.52M

Fixed assets 21/28€1.00M

Intangible fixed assets 21€48k

Tangible fixed assets 22/27€950k

Financial fixed assets 28€4k

Current assets 29/58€522k

Stocks & contracts in progress 3€13k

Amounts receivable within one year 40/41€136k

Cash & bank 54/58€359k

Total equity & liabilities 10/49€1.52M

Equity 10/15€206k

Contributions / capital 10/11€50k

Accumulated profits (losses) 14€156k

Amounts payable 17/49€1.32M

Amounts payable after one year 17€859k

Amounts payable within one year 42/48€422k

Trade debts payable within one year 44€327k

Income statement Code2025

Gross operating margin 9900€75k

Operating result 9901€-51k

Financial income 75€3k

Financial charges 65€19k

Result before taxes 9903€-62k

Income taxes 67/77€0

Net result for the period 9904€-62k

Result to be appropriated 9905€-62k

This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Timeline · acts, filings and financial milestones

All 7Financial 1Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 31 days late

2025

31-12

Financial Weakest financial yearnet €-62k ▼218%

Net result drops to €-62k, the lowest in the series.

25-09

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 56 days late

2024

03-12

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 125 days late

2023

29-09

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 60 days late

2022

28-10

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 89 days late

2021

05-07

NBB filing Annual accounts filed

fiscal year 2020 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

VANDEBOSCH

BE 0446.898.004

Pelt · Eq €206k

ROUWCENTRUM BAERT-DE VOS

NEW POMPES FUNEBRES EUROPEENNES

Of 901 companies in sector 96301 we hold annual accounts for 593. 526 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-02-2020

Fiscal year end31-12

Trade name FR Pompes Funèbres et Funérariums André Dumoulin

Activities, NACEBEL

96301Funeral services

43320Joinery installation

46180Agents specialised in the wholesale of other particular products

47761Retail sale of flowers, plants, seeds and fertilisers

56210Event catering

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 18-07-2026. Scores and ratios are computed by Checked and are not a credit decision.