DUMON EVELYNE
ActiveDUMON EVELYNE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €396k and a net result of €127k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 72% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+85
Solvency84▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 2.51 in 2024; short-term debt: 37.5% and cash: 22.5% of total assets), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.5%
Return on assets
19.1%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 03-03-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
on the day
2023
on the day
2022
on the day
2021
31 d late
2020
2 d early
2019
75 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close19-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€396k▲ 47.4%
2024 · €269k
2019: €140k
2020: €172k
2021: €237k
2022: €230k
2023: €307k
2024: €269k
2019 → 2025
Total assets
€665k▲ 53.5%
2024 · €433k
2019: €302k
2020: €365k
2021: €445k
2022: €433k
2023: €526k
2024: €433k
2019 → 2025
Net result
€127k
2024 · €-39k
2019: €43k
2020: €32k
2021: €66k
2022: €-7k
2023: €78k
2024: €-39k
2019 → 2025
Working capital
€342k▲ 67.3%
2024 · €204k
2019: €130k
2020: €135k
2021: €196k
2022: €167k
2023: €248k
2024: €204k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€237k-€230k▼ 3.1%€307k▲ 33.9%€269k▼ 12.7%€396k▲ 47.4%
Operating result€91k-€3k▼ 96.3%€108k▲ 3,062%€-28k€169k
Net result€66k-€-7k€78k€-39k€127k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €169k after a loss of €28k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €665k
Fixed assets
€74k▼ 21.1%
Current assets
€591k▲ 74.1%
Equity and liabilities €665k
Equity
€396k▲ 47.4%
Debt
€270k▲ 63.6%
The debt ratio rises from 38.0% to 40.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€189k▲
2024 · €-5k
Cash flow
€147k▲
2024 · €-16k
Solvency
59.5%▼
2024 · 62.0%
Current ratio
2.37▼
2024 · 2.51
Quick ratio
1.68▲
2024 · 1.53
Debt / equity
0.68▲
2024 · 0.61
ROE
32.1%▲
2024 · -14.5%
ROA
19.1%▲
2024 · -9.0%
Interest coverage
12.10▲
2024 · -0.39
Debt
€270k▲
2024 · €165k
Debt ≤ 1 year
€250k▲
2024 · €135k
Debt > 1 year
€9k▼
2024 · €19k
Income taxes
€28k▲
2024 · €237
Staff costs
€99k▲
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€433k€665k▲
Fixed assets21/28€94k€74k▼
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€90k€71k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€85k€69k▼
Financial fixed assets28€50€50=
Current assets29/58€340k€591k▲
Amounts receivable after more than one year29€80k€82k▲
Other amounts receivable291€80k€82k▲
Stocks and contracts in progress3€132k€171k▲
Stocks30/36€132k€171k▲
Amounts receivable within one year40/41€41k€142k▲
Trade receivables40€11k€115k▲
Other amounts receivable41€29k€27k▼
Cash at bank and in hand54/58€36k€150k▲
Deferred charges and accrued income490/1€51k€47k▼
Equity and liabilities
Total equity and liabilities10/49€433k€665k▲
Equity10/15€269k€396k▲
Contributions10/11€19k€19k=
Reserves13€250k€377k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€248k€375k▲
Amounts payable17/49€165k€270k▲
Amounts payable after more than one year17€19k€9k▼
Financial debts170/4€19k€9k▼
Amounts payable within one year42/48€135k€250k▲
Current portion of amounts payable after more than one year42€24k€16k▼
Financial debts43€8k€28k▲
Credit institutions430/8€8k€28k▲
Trade debts44€83k€143k▲
Suppliers440/4€83k€143k▲
Taxes, remuneration and social security45€18k€54k▲
Taxes450/3€7k€42k▲
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€2k€9k▲
Accrued charges and deferred income492/3€11k€11k=
Income statement
Code20242025
Remuneration, social security and pensions62€88k€99k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€88k€290k▲
Operating profit (loss)9901€-28k€169k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€13k€16k▲
Recurring financial charges65€13k€16k▲
Profit (loss) for the period before taxes9903€-39k€156k▲
Income taxes67/77€237€28k▲
Profit (loss) for the period9904€-39k€127k▲
Profit (loss) for the period to be appropriated9905€-39k€127k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€127k▲
Transfer from equity791/2€39k-
Transfer to equity691/2-€127k
To other reserves6921-€127k
Social balance
Average headcount (FTE)90872.13.4▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
State Gazette act
Capital & shares · RestructuringGeneral meeting · Demerger · Incorporation11 facts ▸
State Gazette act
Capital & shares · Restructuring
General meeting · Demerger · Incorporation11 facts ▸
- General meeting, 2025-12-18
- Demerger, 2025-12-18
- Incorporation, 2025-12-18
- Share issue, aandelen op naam, 18600
- Accounting effect, 2025-08-01
- Capital decrease, €5.892,77
- Power of attorney, Konsilanto BV
- Power of attorney, Carl MAERE
- Inbreng in natura, 125377.52, EUR
- Split balance sheet date, 2025-07-31
- Profit participation start, 2025-08
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
31-07
Financial
Back to profitnet €127k
Net result €127k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
Financial
Weakest financial yearnet €-39k ▼150%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
Financial
Back to profitnet €78k
Net result €78k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-07
Financial
Equity above €200kEq €237k ▲38.2%
3 profitable years in a row build equity to €237k.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
Financial
Equity above €150kEq €172k ▲22.6%
2 profitable years in a row build equity to €172k.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsestraat 163000 LeuvenGround area
181 m²
Building footprint
181 m²
Volume, LiDAR
2,352 m³
2 parcels, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
LIV
since 20152.239.990.514
LIV
since 20192.300.672.922
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505F0679/00R000 | Flanders | 92 m² | 1 · 92 m² | 18.6 m · 4 fl. |
| 24062A0581/00D000 | Flanders | 89 m² | 1 · 89 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionContributed a business line to:Rhune
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,438. 1,538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2015
Fiscal year end31-07
Activities, NACEBEL
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
14130Manufacture of wearing apparel
14210Manufacture of outerwear
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47519Retail trade
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:eve.dumon@gmail.com
Phone:0498/276217