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DUMAG

Active
Private limited company·Algemene bouw van residentiële gebouwen· 3 yrs active
W.A. Mozartlaan 2 ·1620 Drogenbos, Belgium
KBO/BCE: BE 0797.711.766
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DUMAG is 2.2% (moderate). The 2025 annual accounts show equity of €25k and a net result of €10k. Its solvency ranks better than 90% of 1089 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 1089 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 17-12-2025 45 d early 2025-00587685
30-06-2024 31-01-2025 03-12-2024 59 d early 2024-00609776

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k+8.5%
Working capital€24k+81.2%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 17-12-2025 with the NBB · fiscal year 2025 · micro
€0€5k€10k€15kOperating result 2024: €13k€13kNet result 2024: €10k€10kOperating result 2025: €13k€13kNet result 2025: €10k€10k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 80.9% 42.1%
better than 90% of 1089 sector peers
Net result €10k €11k
better than 48% of 1089 sector peers
Equity €25k €35k
better than 40% of 1091 sector peers
Gross operating margin €13k €30k
better than 28% of 1088 sector peers
Total assets €31k €96k
better than 15% of 1089 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€13k
+2.2% 24-25
Net profit
€10k
+8.5% 24-25
Cash flow
€11k
+11.9% 24-25
Total assets
€31k
+70.8% 24-25
Equity
€25k
+71.3% 24-25
Working capital
€24k
+81.2% 24-25
Income taxes
€3k
-24.1% 24-25
Debt
€6k
+68.8% 24-25
Show 8 other metrics
Debt ≤ 1y
€6k
+68.8% 24-25
Current ratio
5.09
+5.8% 24-25
Quick ratio
5.09
+5.8% 24-25
Solvency
80.9%
+0.3% 24-25
Debt / equity
0.24
-1.4% 24-25
ROE
41.6%
-36.6% 24-25
ROA
33.7%
-36.5% 24-25
Interest coverage
224.75
+131.4% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€13k
Net profit€10k
Cash flow€11k
Staff costs-
Income taxes€3k
Dividends-
Total assets€31k
Equity€25k
Debt€6k
of which ≤ 1y€6k
of which > 1y-
Working capital€24k
Employees (FTE)-
Ratios (computed)
2025
Current ratio5.09
Quick ratio5.09
Working capital ratio78.3%
Solvency80.9%
Debt / equity0.24
Long-term debt ratio-
Interest coverage224.75
Gross margin-
Net margin-
ROA33.7%
ROE41.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€31k
Fixed assets 21/28€783
Tangible fixed assets 22/27€783
Current assets 29/58€30k
Amounts receivable within one year 40/41€26k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€31k
Equity 10/15€25k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€20k
Amounts payable 17/49€6k
Amounts payable within one year 42/48€6k
Trade debts payable within one year 44€580
Income statement
Gross operating margin 9900€13k
Operating result 9901€13k
Financial charges 65€60
Result before taxes 9903€13k
Income taxes 67/77€3k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Former directors (1)
  • BURLACU Marian
    Director
    State Gazette act 24063943 (19-04-2024)
    Former
    - → 19-04-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation27-01-2023
StatusActive
Postal code1620

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
225 companies at this address See who is registered here

Establishment units

1 location
DUMAG
W.A. Mozartlaan 2, 1620 DrogenbosReparatie en onderhoud van verwarmingsinstallaties
since 20232.344.529.293
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.1 ha
Buildings1
Building footprint795 m²
Volume (LiDAR)8,993 m³
Tallest building13.0 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22001A0006/00W002 Flanders 1.1 ha 1 · 794 m² 13.0 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
19-04-2024 BURLACU Marian resigns as director Director changes
  • BURLACU Marian, Bestuurder

Analysis

Financial profile

5 of 5 axes measured
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221Dakwerkzaamheden43410Dakwerkzaamheden43910
Primary activity highlighted.
Names & trade names
Legal nameNL DUMAG
Registered office
W.A. Mozartlaan 2
1620 Drogenbos, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.