DUBUIS - HOLDING
ActiveSummary
DUBUIS - HOLDING has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.01M and a net result of €-38k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 60% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-7
Solvency76▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.55 in 2024; short-term debt: 48% and cash: 1.1% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
13 d early
2023
1 d early
2022
on the day
2021
24 d late
2020
12 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-38k
2024 · €166k
2018: €1.89M
2019: €359k
2020: €180k
2021: €197k
2022: €337k
2023: €211k
2024: €166k
2018 → 2025
Working capital
€1.36M▲ 19.5%
2024 · €1.14M
2018: €2.27M
2019: €2.50M
2020: €2.60M
2021: €2.92M
2022: €1.17M
2023: €1.26M
2024: €1.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.86M-€4.67M▼ 20.4%€4.88M▲ 4.5%€5.05M▲ 3.4%€5.01M▼ 0.8%
Operating result€256k-€610k▲ 138%€332k▼ 45.5%€437k▲ 31.6%€702k▲ 60.5%
Net result€197k-€337k▲ 71.2%€211k▼ 37.4%€166k▼ 21.2%€-38k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.87M
Fixed assets
€3.78M ▼ 3.4%
Current assets
€6.09M ▲ 89.7%
Equity and liabilities €9.87M
Equity
€5.01M ▼ 0.8%
Provisions
€126k
Debt
€4.73M ▲ 128%
Debt's share of the balance-sheet total rises from 29.1% to 48.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€731k▲
2024 · €469k
Cash flow
€-9k▼
2024 · €198k
Current ratio
1.29▼
2024 · 1.55
Debt to equity
0.95▲
2024 · 0.41
ROE
-0.8%▼
2024 · 3.3%
ROA
-0.4%▼
2024 · 2.3%
Interest coverage
1.14▼
2024 · 1.60
Debt ≤ 1 year
€4.73M▲
2024 · €2.08M
Income taxes
€26k▼
2024 · €57k
Staff costs
€243k▼
2024 · €301k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.12M€9.87M▲
Fixed assets21/28€3.91M€3.78M▼
Tangible fixed assets22/27€44k€16k▼
Furniture and vehicles24€44k€16k▼
Financial fixed assets28€3.87M€3.76M▼
Current assets29/58€3.21M€6.09M▲
Amounts receivable after more than one year29-€900k
Trade receivables290-€900k
Amounts receivable within one year40/41€1.68M€1.64M▼
Trade receivables40€43k€48k▲
Other amounts receivable41€1.64M€1.60M▼
Current investments50/53-€3.43M
Cash at bank and in hand54/58€1.52M€110k▼
Deferred charges and accrued income490/1€13k€13k=
Equity and liabilities
Total equity and liabilities10/49€7.12M€9.87M▲
Equity10/15€5.05M€5.01M▼
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€4.98M€4.95M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€421k€211k▼
Distributable reserves133€4.56M€4.73M▲
Provisions and deferred taxes16-€126k
Provisions for liabilities and charges160/5-€126k
Other liabilities and charges164/5-€126k
Amounts payable17/49€2.08M€4.73M▲
Amounts payable within one year42/48€2.08M€4.73M▲
Trade debts44€28k€5k▼
Suppliers440/4€28k€5k▼
Taxes, remuneration and social security45€237k€132k▼
Taxes450/3€182k€89k▼
Remuneration and social security454/9€55k€43k▼
Other amounts payable47/48€1.81M€4.60M▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€301k€243k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€29k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€126k
Other operating charges640/8€3k€3k▲
Gross operating margin9900€773k€1.10M▲
Operating profit (loss)9901€437k€702k▲
Financial income75/76B€79k€31k▼
Recurring financial income75€79k€31k▼
Financial charges65/66B€292k€745k▲
Recurring financial charges65€292k€640k▲
Non-recurring financial charges66B-€105k
Profit (loss) for the period before taxes9903€223k€-12k▼
Income taxes67/77€57k€26k▼
Profit (loss) for the period9904€166k€-38k▼
Transfer from tax-exempt reserves789-€211k
Transfer to tax-exempt reserves689€84k€0▼
Profit (loss) for the period to be appropriated9905€82k€173k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€173k▲
Transfer from equity791/2-€38k
Transfer to equity691/2€82k€211k▲
To other reserves6921€82k€211k▲
Social balance
Average headcount (FTE)90873.62.8▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
18-08
State Gazette act
Resignation: Alexandre Dubuisson (director)Appointment: AD CREATEGIE (director) · Permanent representative: Alexandre Dubuisson4 facts ▸
State Gazette act
Resignation: Alexandre Dubuisson (director)
Appointment: AD CREATEGIE (director) · Permanent representative: Alexandre Dubuisson4 facts ▸
- General meeting, 26-06-2026
- Director resignation, Alexandre Dubuisson (director)
- Director appointment, AD CREATEGIE (director)
- Permanent representative, Alexandre Dubuisson
2025
31-12
Financial
Weakest financial yearnet €-38k ▼123%
Net result drops to €-38k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €5MEq €5.05M ▲3.4%
7 profitable years in a row build equity to €5.05M.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 12 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
AD CREATEGIE
CurrentDirector · since 26-06-2026 · Legal entity · perm. rep.: Alexandre Dubuisson
26-06-2026
AD CREATEGIE: Appointed as Director
25-06-2026
Alexandre Dubuisson: Resigned as Director
Location & real-estate footprint
Registered office, Leuze-en-Hainaut · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Mons(PX) 287904 Leuze-en-HainautGround area
2.4 ha
Building footprint
1.1 ha
Parcel 57065C0441/00L002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Mons(PX) 28, 7904 Leuze-en-Hainaut
since 19922.057.539.254
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57065C0441/00L002 | Wallonia | 2.4 ha | 1 · 1.1 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549001C6YHD1BXA2661
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 1,647 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-04-1992
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.