DS VL
ActiveDS VL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €207k and a net result of €73k. Equity is growing by ~66.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency57▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.2 in 2024; short-term debt: 36.9% and cash: 1.1% of total assets), but 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
11.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
15 d early
2023
32 d early
2022
3 d late
2021
32 d early
2020
30 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€207k▲ 55.2%
2024 · €133k
2018: €-20k
2019: €-926
2020: €30k
2021: €35k
2022: €41k
2023: €53k
2024: €133k
2018 → 2025
Total assets
€642k▼ 15.6%
2024 · €760k
2018: €2k
2019: €82k
2020: €113k
2021: €128k
2022: €151k
2023: €177k
2024: €760k
2018 → 2025
Net result
€73k▼ 8.4%
2024 · €80k
2018: €-11k
2019: €19k
2020: €31k
2021: €5k
2022: €6k
2023: €12k
2024: €80k
2018 → 2025
Working capital
€170k▲ 130%
2024 · €74k
2018: €-20k
2019: €-10k
2020: €4k
2021: €16k
2022: €25k
2023: €33k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€41k▲ 17.2%€53k▲ 28.7%€133k▲ 151%€207k▲ 55.2%
Operating result€11k-€10k▼ 8.8%€21k▲ 122%€118k▲ 452%€128k▲ 8.5%
Net result€5k-€6k▲ 16.1%€12k▲ 95.6%€80k▲ 579%€73k▼ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €642k
Fixed assets
€235k▼ 26.6%
Current assets
€407k▼ 7.5%
Equity and liabilities €642k
Equity
€207k▲ 55.2%
Debt
€435k▼ 30.6%
The debt ratio falls from 82.5% to 67.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€213k▲
2024 · €204k
Cash flow
€159k▼
2024 · €166k
Solvency
32.2%▲
2024 · 17.5%
Current ratio
1.72▲
2024 · 1.20
Quick ratio
1.72▲
2024 · 1.20
Debt / equity
2.11▼
2024 · 4.71
ROE
35.5%▼
2024 · 60.2%
ROA
11.4%▲
2024 · 10.6%
Interest coverage
10.71▼
2024 · 13.81
Debt
€435k▼
2024 · €627k
Debt ≤ 1 year
€237k▼
2024 · €366k
Debt > 1 year
€198k▼
2024 · €261k
Income taxes
€35k▲
2024 · €23k
Staff costs
€67k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€760k€642k▼
Fixed assets21/28€320k€235k▼
Intangible fixed assets21€42k€21k▼
Tangible fixed assets22/27€248k€184k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€34k€23k▼
Leasing and similar rights25€213k€160k▼
Financial fixed assets28€30k€30k=
Current assets29/58€440k€407k▼
Amounts receivable within one year40/41€381k€362k▼
Trade receivables40€326k€224k▼
Other amounts receivable41€55k€138k▲
Cash at bank and in hand54/58€3k€7k▲
Deferred charges and accrued income490/1€56k€38k▼
Equity and liabilities
Total equity and liabilities10/49€760k€642k▼
Equity10/15€133k€207k▲
Contributions10/11€19k€19k=
Reserves13€22€22=
Non-distributable reserves130/1€22€22=
Reserves not available under the articles1311€22€22=
Profit (loss) carried forward14€115k€188k▲
Amounts payable17/49€627k€435k▼
Amounts payable after more than one year17€261k€198k▼
Financial debts170/4€17k€10k▼
Trade debts175€244k€188k▼
Amounts payable within one year42/48€366k€237k▼
Current portion of amounts payable after more than one year42€63k€72k▲
Trade debts44€224k€104k▼
Suppliers440/4€224k€104k▼
Taxes, remuneration and social security45€50k€61k▲
Taxes450/3€45k€48k▲
Remuneration and social security454/9€5k€13k▲
Other amounts payable47/48€29k-
Income statement
Code20242025
Remuneration, social security and pensions62€10k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€85k▼
Other operating charges640/8€5k€41k▲
Gross operating margin9900€220k€321k▲
Operating profit (loss)9901€118k€128k▲
Financial charges65/66B€15k€20k▲
Recurring financial charges65€15k€20k▲
Profit (loss) for the period before taxes9903€103k€108k▲
Income taxes67/77€23k€35k▲
Profit (loss) for the period9904€80k€73k▼
Profit (loss) for the period to be appropriated9905€80k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€188k▲
Profit (loss) brought forward from the previous period14P€34k€115k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €200kEq €207k ▲55.2%
7 profitable years in a row build equity to €207k.
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €80k ▲579%
Net result €80k, the highest in the series.
30-09
Financial
Equity above €100kEq €133k ▲151%
6 profitable years in a row build equity to €133k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Josaphatstraat 3321030 SchaarbeekGround area
248 m²
Building footprint
219 m²
Volume, LiDAR
2,364 m³
2 parcels, Brussels · tallest building 22.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VL CLEANING
since 20212.325.733.762
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0349/00V003 | Brussels | 139 m² | 1 · 121 m² | 13.7 m · 3 fl. |
| 21906D0275/00F002 | Brussels | 109 m² | 1 · 98 m² | 22.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JOMA CLEANING
BE 0879.006.773
Ranst · Eq €207k
Marin & Fils Rénovation
BE 0749.722.502
Sint-Lambrechts-Woluwe · Eq €207k
ENTREPRISES ALLEGRETTI
BE 0429.062.276
Sint-Jans-Molenbeek · Eq €207k
VANDEN BOSSCHE QUINTEN
BE 0767.725.306
Evergem · Eq €207k
ETERNO BORSA
BE 0876.694.116
Brugge · Eq €206k
Of 7,292 companies in sector 43350 we hold annual accounts for 2,361. 1,778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2012
Fiscal year end30-09
Activities, NACEBEL
43350Other building finishing work
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.