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DRAMIC ASSOCIATES

Active
Private limited companyfounded 199036 yrs activeRue de l'Eglise 23, 1450 Chastre, BelgiumKBO/BCE: BE 0440.011.596

DRAMIC ASSOCIATES has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €849k and a net result of €60k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 93% of 1502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
86 / 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-18
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 12.11 against 10.57 in 2024), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.8%
Return on assets
6.5%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €849k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
27 d late
2023
27 d late
2022
31 d late
2021
4 d early
2020
30 d late
2019
84 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€849k▲ 7.6%
2024 · €788k
2018: €712k 2019: €711k 2020: €672k 2021: €644k 2022: €627k 2023: €704k 2024: €788k
2018 → 2025
Total assets
€925k▲ 6.3%
2024 · €871k
2018: €717k 2019: €811k 2020: €816k 2021: €795k 2022: €755k 2023: €771k 2024: €871k
2018 → 2025
Net result
€60k▼ 28.8%
2024 · €85k
2018: €36k 2019: €62k 2020: €11k 2021: €32k 2022: €38k 2023: €76k 2024: €85k
2018 → 2025
Working capital
€847k▲ 7.8%
2024 · €786k
2018: €712k 2019: €628k 2020: €589k 2021: €567k 2022: €556k 2023: €701k 2024: €786k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€644k-€627k▼ 2.6%€704k▲ 12.2%€788k▲ 12.0%€849k▲ 7.6%
Operating result€48k-€57k▲ 20.0%€74k▲ 30.1%€111k▲ 49.1%€81k▼ 27.3%
Net result€32k-€38k▲ 19.2%€76k▲ 101%€85k▲ 10.8%€60k▼ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €48k€48kNet result 2021: €32k€32kOperating result 2022: €57k€57kNet result 2022: €38k€38kOperating result 2023: €74k€74kNet result 2023: €76k€76kOperating result 2024: €111k€111kNet result 2024: €85k€85kOperating result 2025: €81k€81kNet result 2025: €60k€60k20212022202320242025
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €925k
Fixed assets €2k▼ 33.9%
Current assets €923k▲ 6.4%
Equity and liabilities €925k
Equity €849k▲ 7.6%
Debt €76k▼ 7.2%
The debt ratio falls from 9.4% to 8.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81k
2024 · €112k
Cash flow
€61k
2024 · €86k
Solvency
91.8%
2024 · 90.6%
Current ratio
12.11
2024 · 10.57
Quick ratio
12.11
2024 · 10.57
Debt / equity
0.09
2024 · 0.10
ROE
7.1%
2024 · 10.7%
ROA
6.5%
2024 · 9.7%
Interest coverage
86.19
2024 · 211.32
Debt
€76k
2024 · €82k
Debt ≤ 1 year
€76k
2024 · €82k
Income taxes
€23k
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€871k€925k
Fixed assets21/28€2k€2k
Tangible fixed assets22/27€2k€2k
Plant, machinery and equipment23€921€759
Other tangible fixed assets26€2k€863
Current assets29/58€868k€923k
Amounts receivable within one year40/41€5k€17k
Trade receivables40€0€13k
Other amounts receivable41€5k€4k
Current investments50/53€315k€315k=
Cash at bank and in hand54/58€548k€591k
Equity and liabilities
Total equity and liabilities10/49€871k€925k
Equity10/15€788k€849k
Contributions10/11€19k€19k=
Reserves13€357k€417k
Distributable reserves133€357k€417k
Profit (loss) carried forward14€412k€412k
Amounts payable17/49€82k€76k
Amounts payable within one year42/48€82k€76k
Trade debts44€1k€244
Suppliers440/4€1k€244
Taxes, remuneration and social security45€27k€20k
Taxes450/3€24k€20k
Remuneration and social security454/9€3k€0
Other amounts payable47/48€54k€56k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€862€831
Other operating charges640/8€727€751
Gross operating margin9900€112k€82k
Operating profit (loss)9901€111k€81k
Financial income75/76B€6k€3k
Recurring financial income75€6k€3k
Financial charges65/66B€529€945
Recurring financial charges65€529€945
Profit (loss) for the period before taxes9903€117k€83k
Income taxes67/77€32k€23k
Profit (loss) for the period9904€85k€60k
Profit (loss) for the period to be appropriated9905€85k€60k
Appropriation of the result
Profit (loss) to be appropriated9906€496k€472k
Profit (loss) brought forward from the previous period14P€412k€412k=
Transfer to equity691/2€85k€60k
To other reserves6921€85k€60k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial Highest result since 2018net €85k ▲10.8%
Operating result €111k, net result €85k, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial Liquidity doublescurrent ratio 11.46
Current ratio from 5.35 to 11.46; short-term debt falls from €128k to €67k.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Weakest financial yearnet €11k ▼82.3%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
23-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
18-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de l'Eglise 231450 Chastre
Ground area
2,487 m²
Building footprint
69 m²
Volume, LiDAR
714 m³
Parcel 25017C0079/00M000, Wallonia · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Eglise 23, 1450 Chastre
Air transport
since 20022.047.460.855
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25017C0079/00M000 Wallonia 2,487 m² 1 · 69 m² 12.0 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600IPLWJ0F3ROFF73
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 1,321 companies in sector 59111 we hold annual accounts for 684. 262 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-03-1990
Fiscal year end31-12
Activities, NACEBEL
59111Production of cinema films
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.