DR. WIM DE BACKER
ActiveDR. WIM DE BACKER has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €326k and a net result of €67k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 19906 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 71.25 against 35.3 in 2023; short-term debt: 1.3% and cash: 40.1% of total assets), and 1.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.7%
Return on assets
20.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
1 d early
2022
5 d early
2021
3 d early
2020
1 d early
2019
62 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€326k▲ 6.1%
2023 · €307k
2018: €198k
2019: €239k
2020: €215k
2021: €276k
2022: €267k
2023: €307k
2018 → 2024
Total assets
€331k▲ 4.8%
2023 · €316k
2018: €278k
2019: €302k
2020: €309k
2021: €305k
2022: €284k
2023: €316k
2018 → 2024
Net result
€67k▼ 8.8%
2023 · €73k
2018: €48k
2019: €41k
2020: €16k
2021: €61k
2022: €39k
2023: €73k
2018 → 2024
Working capital
€307k▲ 8.1%
2023 · €284k
2018: €183k
2019: €209k
2020: €190k
2021: €250k
2022: €237k
2023: €284k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€215k-€276k▲ 28.4%€267k▼ 3.4%€307k▲ 15.4%€326k▲ 6.1%
Operating result€25k-€86k▲ 241%€54k▼ 37.3%€108k▲ 101%€96k▼ 11.7%
Net result€16k-€61k▲ 285%€39k▼ 36.4%€73k▲ 88.2%€67k▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €331k
Fixed assets
€19k▼ 17.3%
Current assets
€312k▲ 6.5%
Equity and liabilities €331k
Equity
€326k▲ 6.1%
Debt
€4k▼ 46.2%
The debt ratio falls from 2.6% to 1.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▼
2023 · €115k
Cash flow
€73k▼
2023 · €80k
Solvency
98.7%▲
2023 · 97.4%
Current ratio
71.25▲
2023 · 35.30
Quick ratio
71.25▲
2023 · 35.30
Debt / equity
0.01▼
2023 · 0.03
ROE
20.4%▼
2023 · 23.7%
ROA
20.1%▼
2023 · 23.1%
Interest coverage
61.96▲
2023 · 48.96
Debt
€4k▼
2023 · €8k
Debt ≤ 1 year
€4k▼
2023 · €8k
Income taxes
€32k▼
2023 · €34k
Staff costs
€7k▼
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€316k€331k▲
Fixed assets21/28€23k€19k▼
Tangible fixed assets22/27€23k€19k▼
Land and buildings22€20k€15k▼
Plant, machinery and equipment23€1k€458▼
Furniture and vehicles24€2k€4k▲
Current assets29/58€292k€312k▲
Amounts receivable within one year40/41€19k€8k▼
Trade receivables40€7k€1k▼
Other amounts receivable41€12k€6k▼
Current investments50/53€164k€168k▲
Cash at bank and in hand54/58€109k€133k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€316k€331k▲
Equity10/15€307k€326k▲
Contributions10/11€19k€19k=
Reserves13€289k€308k▲
Tax-exempt reserves132€2k€2k=
Distributable reserves133€287k€306k▲
Amounts payable17/49€8k€4k▼
Amounts payable within one year42/48€8k€4k▼
Trade debts44€42€223▲
Suppliers440/4€42€223▲
Taxes, remuneration and social security45€3k€523▼
Taxes450/3-€523
Remuneration and social security454/9€3k-
Other amounts payable47/48€5k€4k▼
Accrued charges and deferred income492/3-€84
Income statement
Code20232024
Remuneration, social security and pensions62€23k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€1k€890▼
Gross operating margin9900€139k€110k▼
Operating profit (loss)9901€108k€96k▼
Financial income75/76B€785€5k▲
Recurring financial income75€785€5k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€107k€99k▼
Income taxes67/77€34k€32k▼
Profit (loss) for the period9904€73k€67k▼
Profit (loss) for the period to be appropriated9905€73k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€67k▼
Transfer from equity791/2€32k€48k▲
Transfer to equity691/2€73k€67k▼
To other reserves6921€73k€67k▼
Profit to be distributed694/7€32k€48k▲
Return on contributions (dividend)694€32k€48k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 71.25
Current ratio from 35.30 to 71.25; short-term debt falls from €8k to €4k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €73k ▲88.2%
Operating result €108k, net result €73k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 35.30
Current ratio from 15.34 to 35.30; short-term debt falls from €17k to €8k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 13.06
Current ratio from 3.30 to 13.06; short-term debt falls from €83k to €21k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €16k ▼61.5%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Equity above €200kEq €239k ▲20.8%
2 profitable years in a row build equity to €239k.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciale Steenweg 1452627 SchelleGround area
857 m²
Building footprint
120 m²
Volume, LiDAR
1,095 m³
Parcel 11038B0114/00G000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Provinciale Steenweg 145, 2627 Schelle
since 19992.231.383.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038B0114/00G000 | Flanders | 857 m² | 1 · 120 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,120 companies in sector 86210 we hold annual accounts for 6,336. 5,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-1999
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:wdb.pcl@pandora.be
Phone:03/8873333